Federal credit union · MINDEN, Louisiana · NCUA charter #22219
U B C Southern Council Industria Wo
Health score 75/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 75
- Health / 100
- $783K
- Total assets
- 347
- Members
- 38.5%
- Net-worth ratio
U B C Southern Council Industria Wo scores 75/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $783K; members 347; net-worth ratio 38.49%; health rank #3,223 of 4,374; healthier than 24th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#3,223 of 4,374 health · 2025Q4U B C Southern Council Indu… · health 75/100 · $783K · 2025Q4
Call Report peers
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U B C Southern Council Industria Wo vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); U B C Southern Council Industria Wo sits in 75-79 with 502 others.
75 24th percentile higher than 24% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
U B C Southern Council Industria Wo vs Under $2M peers
- Strongest edge vs 243 Under $2M peers is Loan-to-Share Ratio: +60.80 pp (113.50% vs 52.70%).
Where U B C Southern Council Industria Wo sits in Louisiana
- In Louisiana, health place is #77 of 138 on the same NCUA-ratio sort used nationally.
- Louisiana assets place: #129 of 138.
- Louisiana membership ordinal: #124 of 138.
- One place up in Louisiana, St. Tammany (#76) scores 76/100, 1 point higher; one place down, Avenue Baptist Brotherhood (#78) ties at 75/100.
How U B C Southern Council Industria Wo's 5300 filing moved
U B C Southern Council Industria Wo: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.2% from $783K (2025Q4) to $801K (2026Q1).
- Net-worth ratio shifted -0.57 pp (39.06% → 38.49%).
This credit union's 38.49% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 75/100 score is built
U B C Southern Council Industria Wo gives up 25 points in total. Member Growth costs the most, 15 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 5.0 pts
Call Report ratios for U B C Southern Council Industria Wo
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 38.49% | +15.56 pp |
| Delinquency Rate | 0.47% | -4.01 pp |
| Return on Assets | 0.50% | +0.28 pp |
| Member Growth | -5.45% | - |
| Loan-to-Share Ratio | 113.50% | +60.80 pp |
Peer averages: Under $2M cohort, 243 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $801K | - |
| 2025Q4 | $783K | 347 |
| 2024Q4 | $833K | 367 |
| 2023Q4 | $777K | 379 |
Credit Union Details
- Charter Number
- 22219
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- Under $2M
- State
- Louisiana
- City
- MINDEN
- Data Quarter
- 2025Q4
Branch Locations (2)
The NCUA branch filing lists 2 physical offices for U B C Southern Council Industria Wo, spread across 2 cities in 2 states.
| Office | City |
|---|---|
| UBC SOUTHERN COUNCIL OF INDUSTRIAL WORKERS FEDERAL CREDIT UNION (Main Office) | MINDEN, LA |
| FISERV | BROOKFIELD, WI |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Louisiana
Other federally-insured credit unions in Louisiana, closest first by peer group and asset size.
Cross-state Call Report peers for U B C Southern Council Indu…
Using this data
- U B C Southern Council Industria Wo ranks #3,223 of 4,374 nationally on financial health and #77 of 138 in LA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- S T S P is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with S T S P
Frequently Asked Questions
Is U B C Southern Council Industria Wo financially healthy?
U B C Southern Council Industria Wo has a financial health score of 75/100 (Very Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #3,223 of 4,374 nationally on health and #77 of 138 in Louisiana. Its net worth ratio is 38.49% and its delinquency rate 0.47%.
How does U B C Southern Council Industria Wo compare to other credit unions?
U B C Southern Council Industria Wo scores 75/100, higher than 24% of the 4,374 scored credit unions. Against the 243 peers in the Under $2M cohort, its widest edge is loan-to-share ratio (113.50% vs 52.70%).
How can I join U B C Southern Council Industria Wo?
U B C Southern Council Industria Wo operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact U B C Southern Council Industria Wo directly for the exact boundaries and application steps.
Is my money safe at U B C Southern Council Industria Wo?
U B C Southern Council Industria Wo is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. U B C Southern Council Industria Wo's net worth ratio of 38.49% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.