State credit union · New Orleans, Louisiana · NCUA charter #62936
N.O. Port Commission Employees
Health score 63/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 63
- Health / 100
- $3.4M
- Total assets
- 577
- Members
- 14.4%
- Net-worth ratio
N.O. Port Commission Employees scores 63/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $3.4M; members 577; net-worth ratio 14.44%; health rank #3,944 of 4,374; healthier than 9th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#3,944 of 4,374 health · 2025Q4N.O. Port Commission · health 63/100 · $3.4M · 2025Q4
- PHOTO 63/100
- BOOK 14.4%
- CHARTER 1.38%
- NCUSIF -0.36%
- CAMELS $3.4M
- HEALTH 577
- NW #3,944/4,374
- DELQ n/a
- ROA 62936
Call Report peers
N.O. Port Commission Employees carries $3.4M in NCUA 5300 assets, stamped as a Call Report masthead, not a rate quote or membership pitch.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
N.O. Port Commission Employees vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
63 9th percentile higher than 9% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
N.O. Port Commission Employees - Share Insurance Coverage
The 2025Q4 NCUA Call Report puts charter #62936 at the supervisory bracket and risk-based capital level shown below. NCUSIF protection is covered in our deposit-insurance coverage note.
N.O. Port Commission Employees: Call Report deltas vs peers
- Strongest edge vs 566 $2M–$10M peers is Loan-to-Share Ratio: +5.57 pp (69.17% vs 63.60%).
- Net Worth Ratio trails the peer set - 14.44% here, 19.06% peer average (-4.62 pp).
Peer averages are NCUA 5300 means for the $2M–$10M cohort (566 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
N.O. Port Commission Employees: in-state Call Report ranks
- In Louisiana, health place is #111 of 138 on the same NCUA-ratio sort used nationally.
- By total assets, N.O. Port Commission Employees is #113 of 138 in Louisiana.
- Louisiana membership ordinal: #116 of 138.
In-state ordinals use the live credit_unions table for LA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
How N.O. Port Commission Employees's 5300 filing moved
N.O. Port Commission Employees: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved -0.4% from $3.4M (2025Q4) to $3.4M (2026Q1).
- Net-worth ratio shifted +0.15 pp (14.29% → 14.44%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
At 14.44%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 63/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 63.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 17.1 pts
- Return on Assets 1.3 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 14.6 pts
Call Report ratios for N.O. Port Commission Employees
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 14.44% | -4.62 pp |
| Delinquency Rate | 1.38% | -0.42 pp |
| Return on Assets | -0.36% | -0.81 pp |
| Member Growth | -15.15% | - |
| Loan-to-Share Ratio | 69.17% | +5.57 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $2M–$10M (566 CUs).
N.O. Port Commission filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $3.4M | - |
| 2025Q4 | $3.4M | 577 |
| 2024Q4 | $3.4M | 680 |
| 2023Q4 | $3.7M | 587 |
Credit Union Details
- Charter Number
- 62936
- Type
- State
- Field of Membership
- Other
- Peer Group
- $2M–$10M
- State
- Louisiana
- City
- New Orleans
- Data Quarter
- 2025Q4
Branch Locations (2)
N.O. Port Commission Employees operates 2 offices across 2 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| PORT OF NEW ORLEANS (Main Office) | NEW ORLEANS, LA |
| DISATER RECOVERY SITE | Harvey, LA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Louisiana
Other federally-insured credit unions in Louisiana, closest first by peer group and asset size.
- ELECTRICAL WORKERS LOCAL 130METAIRIE, LA · $2M–$10M82Health
- LOUISIANA MACHINERY EMPLOYEESMonroe, LA · $2M–$10M86Health
- CONCORDIA PARISH SCHOOL EMPFERRIDAY, LA · $2M–$10M78Health
- WEST MONROEWest Monroe, LA · $2M–$10M27Health
- SOUTHEAST LOUISIANA VETERANS HEALTHNew Orleans, LA · $2M–$10M98Health
Compare N.O. Port Commission Employees vs ELECTRICAL WORKERS LOCAL 130
Nationwide credit unions with similar profiles
Cross-state asset and health neighbours for N.O. Port Commission Employees - kept outside Louisiana; in-state CUs stay in the Nearby block.
Similar health score
Nearest other-state credit unions by five-factor health composite (63/100 here).
Using this data
- N.O. Port Commission Employees ranks #3,944 of 4,374 nationally on financial health and #111 of 138 in LA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Electrical Workers Local 130 is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Electrical Workers Local 130
- Rates and health both vary by institution, not just by state -- see how Louisiana credit unions compare overall before assuming this one is typical. Louisiana state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is N.O. Port Commission Employees financially healthy?
N.O. Port Commission Employees scores 63/100 (Good) on financial health, per the NCUA 5300 Call Report for Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #3,944 of 4,374; by total assets it ranks #4,015 of 4,374 nationally (same basis as /rankings/largest); and #113 of 138 within Louisiana. Anything above 80 is considered excellent, anything below 50 may need closer monitoring - this score reflects a 14.44% net worth ratio and a 1.38% delinquency rate.
How does N.O. Port Commission Employees compare to other credit unions?
63/100 is N.O. Port Commission Employees's score on PlainCU's health composite, compared to a peer group average for $2M–$10M credit unions, built from five weighted NCUA metrics - net worth ratio at 30%, delinquency rate at 25%, return on assets at 15%, member growth at 15%, and loan-to-share ratio at 15%.
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join N.O. Port Commission Employees?
Membership eligibility for N.O. Port Commission Employees depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact N.O. Port Commission Employees directly for current membership requirements and application steps.
Is my money safe at N.O. Port Commission Employees?
Federal credit unions like N.O. Port Commission Employees are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. N.O. Port Commission Employees's net worth ratio of 14.44% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does N.O. Port Commission Employees offer compared to banks?
Credit unions like N.O. Port Commission Employees are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact N.O. Port Commission Employees directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.