State credit union · New Orleans, Louisiana · NCUA charter #62936
N.o. Port Commission Employees
Health score 63/100 (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 63
- Health / 100
- $3.4M
- Total assets
- 577
- Members
- 14.3%
- Net-worth ratio
N.o. Port Commission Employees - Share Insurance Coverage
The 2025Q4 NCUA Call Report puts charter #62936 at the supervisory bracket and risk-based capital level shown below. NCUSIF protection is covered in our deposit-insurance coverage note.
N.o. Port Commission Employees - Five Health Pillars
Below, five 0-100 sub-scores, one per pillar of the composite. Weight and sum them and the result matches the headline health score above exactly - same NCUA 5300 figures, no normalisation tricks.
- Capital (net worth ratio)100
- Asset quality (delinquency)68
- Earnings (ROA)8
- Member growth0
- Liquidity (loan-to-share)99
Weighted composite: 63/100 - each bar is the 0–100 sub-score; the composite weights them 30/25/15/15/15.
At 14.29%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
Financial Health Metrics
| Metric | Value | Weight |
|---|---|---|
| Net Worth Ratio | 14.29% | 30% |
| Delinquency Rate | 1.38% | 25% |
| Return on Assets | -0.36% | 15% |
| Member Growth | -15.15% | 15% |
| Loan-to-Share Ratio | 69.17% | 15% |
Health score = weighted composite of above metrics. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $2M–$10M (566 CUs).
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2025Q4 | $3.4M | 577 |
| 2024Q4 | $3.4M | 680 |
| 2023Q4 | $3.7M | 587 |
Credit Union Details
- Charter Number
- 62936
- Type
- State
- Field of Membership
- Other
- Peer Group
- $2M–$10M
- State
- Louisiana
- City
- New Orleans
- Data Quarter
- 2025Q4
What This Data Says About N.o. Port Commission Employees
Charter #62936, peer group $2M–$10M, a cohort of 566 similarly-sized institutions: that's N.o. Port Commission Employees, a state credit union in New Orleans, Louisiana with 577 members, $3.4M in total assets, and $2.0M in outstanding loans as of Q4 2025. The five-factor composite scores it 63/100 (Good), helped by a net worth ratio of 14.29% - above the 7.0% NCUA "well capitalized" threshold under Prompt Corrective Action rules.
Loan book quality rounds out the picture. The delinquency rate of 1.38% measures loans 60+ days past due against total loans outstanding - the peer group average for $2M–$10M credit unions sits at 1.809%, so this institution is running tighter than peers. The loan-to-share ratio of 69.17% indicates how aggressively member deposits are being deployed into lending, within the 60-80% range most industry analysts consider optimally balanced between yield and liquidity. Return on assets stands at -0.36% on net income of $-12387 for the period; a not-for-profit cooperative typically runs a modest positive ROA, returning surplus to members through better rates and lower fees rather than to shareholders.
Year-over-year membership changed by -15.15%. All of the above reflects the 2025Q4 quarterly NCUA 5300 Call Report. Who can join depends on the field of membership (currently: Other); our disclaimer covers NCUSIF deposit-insurance coverage and how to use this data responsibly.
Nearby Credit Unions in Louisiana
Other federally-insured credit unions in Louisiana, closest first by peer group and asset size.
- ELECTRICAL WORKERS LOCAL 130METAIRIE, LA · $2M–$10M82Health
- LOUISIANA MACHINERY EMPLOYEESMonroe, LA · $2M–$10M86Health
- CONCORDIA PARISH SCHOOL EMPFERRIDAY, LA · $2M–$10M78Health
- WEST MONROEWest Monroe, LA · $2M–$10M23Health
- SOUTHEAST LOUISIANA VETERANS HEALTHNew Orleans, LA · $2M–$10M98Health
Compare N.o. Port Commission Employees vs ELECTRICAL WORKERS LOCAL 130
Sources & disclaimer
Source: NCUA 5300 Call Report, Q4 2025. Source: NCUA Share Insurance Fund (NCUSIF), federal deposit insurance up to $250,000. Not affiliated with NCUA. For informational purposes only.
Frequently Asked Questions
Is N.o. Port Commission Employees financially healthy?
N.o. Port Commission Employees scores 63/100 (Good) on financial health, per the NCUA 5300 Call Report for Q4 2025. Anything above 80 is considered excellent, anything below 50 may need closer monitoring - this score reflects a 14.29% net worth ratio and a 1.38% delinquency rate.
How does N.o. Port Commission Employees compare to other credit unions?
63/100 is N.o. Port Commission Employees's score on PlainCU's health composite, compared to a peer group average for $2M–$10M credit unions, built from five weighted NCUA metrics - net worth ratio at 30%, delinquency rate at 25%, return on assets at 15%, member growth at 15%, and loan-to-share ratio at 15%.
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join N.o. Port Commission Employees?
Membership eligibility for N.o. Port Commission Employees depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact N.o. Port Commission Employees directly for current membership requirements and application steps.
Is my money safe at N.o. Port Commission Employees?
Federal credit unions like N.o. Port Commission Employees are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. N.o. Port Commission Employees's net worth ratio of 14.29% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does N.o. Port Commission Employees offer compared to banks?
Credit unions like N.o. Port Commission Employees are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact N.o. Port Commission Employees directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Read our methodology - how this data is sourced, computed, and verified.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.