Federal credit union · Shreveport, Louisiana · NCUA charter #7331
Louisiana Catholic
Health score 87/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 87
- Health / 100
- $26.2M
- Total assets
- 2,301
- Members
- 12.5%
- Net-worth ratio
Louisiana Catholic scores 87/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $26.2M; members 2,301; net-worth ratio 12.53%; health rank #1,640 of 4,374; healthier than 60th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#1,640 of 4,374 health · 2025Q4Louisiana Catholic · health 87/100 · $26.2M · 2025Q4
- NCUSIF 87/100
- CAMELS 12.5%
- HEALTH 0.14%
- NW 0.07%
- DELQ $26.2M
- ROA 2,301
- ASSETS #1,640/4,374
- MEM Marshall County
- RANK 7331
Call Report peers
Louisiana Catholic in the assets neighbourhood
Louisiana Catholic's $26.2M assets sit next to Marshall County ($26.2M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Louisiana Catholic vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
87 Top 40% higher than 60% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Louisiana Catholic - Share Insurance Coverage
Below: composite supervisory bracket and risk-based capital for charter #7331, per the 2025Q4 NCUA Call Report. Our deposit-insurance coverage note explains how the $250,000 NCUSIF ceiling works.
Where Louisiana Catholic diverges from peer averages
- Delinquency Rate leads the peer set - 0.14% here, 1.15% peer average (-1.01 pp).
- Widest shortfall vs peers is Net Worth Ratio: -2.33 pp (12.53% vs 14.86%).
Peer averages are NCUA 5300 means for the $10M–$50M cohort (1163 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Louisiana standing for Louisiana Catholic
- Health composite ranks #38 of 138 among scored Louisiana credit unions.
- By total assets, Louisiana Catholic is #65 of 138 in Louisiana.
- Membership ranks #70 of 138 among Louisiana CUs with a reported count (2,301 members).
In-state ordinals use the live credit_unions table for LA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Louisiana Catholic: 2025Q4 → 2026Q1
Louisiana Catholic: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved -0.8% from $26.2M (2025Q4) to $26.0M (2026Q1).
- Net-worth ratio shifted +0.17 pp (12.36% → 12.53%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 12.53% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 87/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 87.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 7.6 pts
- Member Growth 11.2 pts
- Loan-to-Share Ratio 13.2 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.53% | -2.33 pp |
| Delinquency Rate | 0.14% | -1.01 pp |
| Return on Assets | 0.07% | -0.64 pp |
| Member Growth | 1.86% | - |
| Loan-to-Share Ratio | 60.17% | +0.37 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $10M–$50M (1163 CUs).
Louisiana Catholic filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $26.0M | - |
| 2025Q4 | $26.2M | 2,301 |
| 2024Q4 | $27.3M | 2,259 |
| 2023Q4 | $27.8M | 2,376 |
Credit Union Details
- Charter Number
- 7331
- Type
- Federal
- Field of Membership
- Other/Community
- Peer Group
- $10M–$50M
- State
- Louisiana
- City
- Shreveport
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for Louisiana Catholic.
| Office | City |
|---|---|
| Louisiana Catholic FCU branch (Main Office) | Shreveport, LA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Louisiana
A look at other Louisiana credit unions, ranked by how closely their peer group and asset size match this one.
Other-state peers near Louisiana Catholic
Two NCUA Call Report peer sets for Louisiana Catholic, both outside Louisiana so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($26.2M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (87/100 here).
Using this data
- Louisiana Catholic ranks #1,640 of 4,374 nationally on financial health and #38 of 138 in LA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- La Terre is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with La Terre
- Rates and health both vary by institution, not just by state -- see how Louisiana credit unions compare overall before assuming this one is typical. Louisiana state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Louisiana Catholic financially healthy?
Yes/no aside, the number is 87/100 (Excellent) - Louisiana Catholic's financial health score from the NCUA 5300 Call Report, Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #1,640 of 4,374; by total assets it ranks #2,959 of 4,374 nationally (same basis as /rankings/largest); and #65 of 138 within Louisiana. Above 80 reads excellent, below 50 warrants closer monitoring; a 12.53% net worth ratio and 0.14% delinquency rate are the key drivers.
How does Louisiana Catholic compare to other credit unions?
PlainCU's health composite puts Louisiana Catholic at 87/100, compared to a peer group average for $10M–$50M credit unions. It's a weighted blend of five NCUA-reported figures: net worth ratio (30% of the score), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Louisiana Catholic?
Louisiana Catholic operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Louisiana Catholic directly for the exact boundaries and application steps.
Is my money safe at Louisiana Catholic?
Federal credit unions like Louisiana Catholic are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Louisiana Catholic's net worth ratio of 12.53% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Louisiana Catholic offer compared to banks?
Credit unions like Louisiana Catholic are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Louisiana Catholic directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.