State credit union · MONROE, Louisiana · NCUA charter #62929
Federal Employees
Health score 85/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 85
- Health / 100
- $22.6M
- Total assets
- 1,304
- Members
- 32.1%
- Net-worth ratio
Federal Employees scores 85/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $22.6M; members 1,304; net-worth ratio 32.11%; health rank #1,873 of 4,374; healthier than 54th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#1,873 of 4,374 health · 2025Q4Federal Employees · health 85/100 · $22.6M · 2025Q4
- CAMELS 85/100
- HEALTH 32.1%
- NW 0.17%
- DELQ 0.98%
- ROA $22.6M
- ASSETS 1,304
- MEM #1,873/4,374
- RANK S C I
- PHOTO 62929
Call Report peers
Federal Employees in the assets neighbourhood
Federal Employees's $22.6M assets sit next to S C I ($22.6M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Federal Employees vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
85 Top 46% higher than 54% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Federal Employees - Share Insurance Coverage
Below: composite supervisory bracket and risk-based capital for charter #62929, per the 2025Q4 NCUA Call Report. Our deposit-insurance coverage note explains how the $250,000 NCUSIF ceiling works.
Peer-gap read for Federal Employees
- Largest favorable gap: Loan-to-Share Ratio at 99.62% vs peer 59.80% (+39.82 pp).
Peer averages are NCUA 5300 means for the $10M–$50M cohort (1163 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Federal Employees: in-state Call Report ranks
- Health composite ranks #43 of 138 among scored Louisiana credit unions.
- By total assets, Federal Employees is #69 of 138 in Louisiana.
- Louisiana membership ordinal: #90 of 138.
In-state ordinals use the live credit_unions table for LA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
How Federal Employees's 5300 filing moved
Federal Employees: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +0.9% from $22.6M (2025Q4) to $22.8M (2026Q1).
- Net-worth ratio shifted +0.07 pp (32.04% → 32.11%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
32.11% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 85/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 85.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 4.6 pts
- Loan-to-Share Ratio 10.4 pts
Federal Employees vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 32.11% | +17.25 pp |
| Delinquency Rate | 0.17% | -0.98 pp |
| Return on Assets | 0.98% | +0.27 pp |
| Member Growth | -2.47% | - |
| Loan-to-Share Ratio | 99.62% | +39.82 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $10M–$50M (1163 CUs).
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $22.8M | - |
| 2025Q4 | $22.6M | 1,304 |
| 2024Q4 | $21.6M | 1,337 |
| 2023Q4 | $22.4M | 1,362 |
Credit Union Details
- Charter Number
- 62929
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- Louisiana
- City
- MONROE
- Data Quarter
- 2025Q4
Branch Location
Federal Employees operates a single office in MONROE, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| MAIN OFFICE (Main Office) | MONROE, LA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Louisiana
A look at other Louisiana credit unions, ranked by how closely their peer group and asset size match this one.
Federal Employees nationwide neighbourhoods
Federal Employees's nationwide photo peers by assets and by health score, excluding Louisiana charters.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($22.6M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (85/100 here).
Using this data
- Federal Employees ranks #1,873 of 4,374 nationally on financial health and #43 of 138 in LA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- FELICIANA is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with FELICIANA
- Rates and health both vary by institution, not just by state -- see how Louisiana credit unions compare overall before assuming this one is typical. Louisiana state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Federal Employees financially healthy?
Yes/no aside, the number is 85/100 (Excellent) - Federal Employees's financial health score from the NCUA 5300 Call Report, Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #1,873 of 4,374; by total assets it ranks #3,070 of 4,374 nationally (same basis as /rankings/largest); and #69 of 138 within Louisiana. Above 80 reads excellent, below 50 warrants closer monitoring; a 32.11% net worth ratio and 0.17% delinquency rate are the key drivers.
How does Federal Employees compare to other credit unions?
Federal Employees scores 85/100 on PlainCU's health composite, compared to a peer group average for $10M–$50M credit unions. The score is based on five NCUA-reported metrics: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Federal Employees?
Membership eligibility for Federal Employees depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Federal Employees directly for current membership requirements and application steps.
Is my money safe at Federal Employees?
Federal credit unions like Federal Employees are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Federal Employees's net worth ratio of 32.11% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Federal Employees offer compared to banks?
Credit unions like Federal Employees are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Federal Employees directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.