State credit union · MONROE, Louisiana · NCUA charter #62929
Federal Employees
Health score 85/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 85
- Health / 100
- $22.6M
- Total assets
- 1,304
- Members
- 32.1%
- Net-worth ratio
Federal Employees scores 85/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $22.6M; members 1,304; net-worth ratio 32.11%; health rank #1,873 of 4,374; healthier than 54th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#1,873 of 4,374 health · 2025Q4Federal Employees · health 85/100 · $22.6M · 2025Q4
Call Report peers
Federal Employees in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Federal Employees vs every NCUA-scored credit union
Federal Employees sits in the busiest band, 85-89, alongside 857 other credit unions.
85 Top 46% higher than 54% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Federal Employees
- Largest favorable gap: Loan-to-Share Ratio at 99.62% vs peer 59.80% (+39.82 pp).
Federal Employees: in-state Call Report ranks
- Health composite ranks #43 of 138 among scored Louisiana credit unions.
- By total assets, Federal Employees is #69 of 138 in Louisiana.
- Louisiana membership ordinal: #90 of 138.
- One place up in Louisiana, Morgan City (#42) scores 86/100, 1 point higher; one place down, New Orleans Clerk & Checkers (#44) ties at 85/100.
How Federal Employees's 5300 filing moved
Federal Employees: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +0.9% from $22.6M (2025Q4) to $22.8M (2026Q1).
- Net-worth ratio shifted +0.07 pp (32.04% → 32.11%).
32.11% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 85/100 score is built
Federal Employees gives up 15 points in total. Member Growth costs the most, 10.4 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 4.6 pts
- Loan-to-Share Ratio 10.4 pts
Federal Employees vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 32.11% | +17.25 pp |
| Delinquency Rate | 0.17% | -0.98 pp |
| Return on Assets | 0.98% | +0.27 pp |
| Member Growth | -2.47% | - |
| Loan-to-Share Ratio | 99.62% | +39.82 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $22.8M | - |
| 2025Q4 | $22.6M | 1,304 |
| 2024Q4 | $21.6M | 1,337 |
| 2023Q4 | $22.4M | 1,362 |
Credit Union Details
- Charter Number
- 62929
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- Louisiana
- City
- MONROE
- Data Quarter
- 2025Q4
Branch Location
Federal Employees operates a single office in MONROE, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| MAIN OFFICE (Main Office) | MONROE, LA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Louisiana
A look at other Louisiana credit unions, ranked by how closely their peer group and asset size match this one.
Federal Employees nationwide neighbourhoods
Similar total assets
Similar health score
Using this data
- Federal Employees ranks #1,873 of 4,374 nationally on financial health and #43 of 138 in LA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- FELICIANA is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with FELICIANA
Frequently Asked Questions
Is Federal Employees financially healthy?
Federal Employees has a financial health score of 85/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #1,873 of 4,374 nationally on health and #43 of 138 in Louisiana. Its net worth ratio is 32.11% and its delinquency rate 0.17%.
How does Federal Employees compare to other credit unions?
Federal Employees scores 85/100, higher than 54% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is loan-to-share ratio (99.62% vs 59.80%).
How can I join Federal Employees?
Membership eligibility for Federal Employees depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Federal Employees directly for current membership requirements and application steps.
Is my money safe at Federal Employees?
Federal Employees is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Federal Employees's net worth ratio of 32.11% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.