Federal credit union · Lake Charles, Louisiana · NCUA charter #18962

Calcasieu Parish Employees

Health score 75/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.

75
Health / 100
$19.1M
Total assets
2,040
Members
16.1%
Net-worth ratio

Calcasieu Parish Employees scores 75/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $19.1M; members 2,040; net-worth ratio 16.08%; health rank #3,250 of 4,374; healthier than 24th of scored peers.

NCUA 5300 Call Report masthead

NCUA 5300 Call Report Masthead

#3,250 of 4,374 health · 2025Q4

Calcasieu Parish Employees · health 75/100 · $19.1M · 2025Q4

Calcasieu Parish Employees in the assets neighbourhood

St. Louis Newspaper Carriers$19.3MLAKOTA$19.2MAlleg-Kiski Postal$19.2MCalcasieu Parish Employees (this)Calcasieu Parish Employees (…$19.1MHamilton Horizons$19.1MAmarillo Postal Employees$19.1M
Nearest other-state credit unions by total assets (NCUA 5300)

Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.

Calcasieu Parish Employees vs every NCUA-scored credit union

The busiest band is 85-89 (858 credit unions); Calcasieu Parish Employees sits in 75-79 with 502 others.

75 24th percentile higher than 24% of 4,374 credit unions

every scored credit union, bucketed by value

Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source NCUA 5300 Call Report aggregates · 2025Q4

Calcasieu Parish Employees: Call Report deltas vs peers

  • Loan-to-Share Ratio leads the peer set - 65.67% here, 59.80% peer average (+5.87 pp).
  • Widest shortfall vs peers is Delinquency Rate: +0.75 pp (1.90% vs 1.15%).

Louisiana standing for Calcasieu Parish Employees

  • Health composite ranks #79 of 138 among scored Louisiana credit unions.
  • By total assets, Calcasieu Parish Employees is #73 of 138 in Louisiana.
  • Member book place in Louisiana: #73 of 138.
  • One place up in Louisiana, Avenue Baptist Brotherhood (#78) ties at 75/100; one place down, WESLA (#80) ties at 75/100.

How Calcasieu Parish Employees's 5300 filing moved

Calcasieu Parish Employees: total assets by quarter

2023Q4 to 2026Q1, NCUA 5300

15,000,00016,000,00017,000,00018,000,00019,000,00020,000,000 2023Q42024Q42025Q42026Q1 15,960,908 18,515,054 ▲ +16.0%
  • Assets moved -3.3% from $19.1M (2025Q4) to $18.5M (2026Q1).
  • Net-worth ratio shifted +0.22 pp (15.86% → 16.08%).
Net worth ratio vs. NCUA well-capitalized threshold 100.0%

This credit union's 16.08% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.

How the 75/100 score is built

Calcasieu Parish Employees gives up 25 points in total. Member Growth costs the most, 12.5 of its 15; Net Worth Ratio and Return on Assets score full marks.

  • Net Worth Ratio 30.0 pts
  • Delinquency Rate 13.3 pts
  • Return on Assets 15.0 pts
  • Member Growth 2.5 pts
  • Loan-to-Share Ratio 14.2 pts

Call Report ratios for Calcasieu Parish Employees

Metric Value vs peer
Net Worth Ratio 16.08% +1.22 pp
Delinquency Rate 1.90% +0.75 pp
Return on Assets 1.07% +0.37 pp
Member Growth -3.59% -
Loan-to-Share Ratio 65.67% +5.87 pp

Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.

Calcasieu Parish Employees filing history

Quarter Assets Members
2026Q1 $18.5M -
2025Q4 $19.1M 2,040
2024Q4 $15.9M 2,116
2023Q4 $16.0M 2,252

Credit Union Details

Charter Number
18962
Type
Federal
Field of Membership
Multiple Common Bond
Peer Group
$10M–$50M
State
Louisiana
City
Lake Charles
Data Quarter
2025Q4

Branch Location

Per its most recent NCUA branch filing, Calcasieu Parish Employees runs one office.

Office City
Corporate Office (Main Office) Lake Charles, LA

Source: NCUA Credit Union Branch Information, 2025Q4 filing.

Nearby Credit Unions in Louisiana

More federally-insured credit unions based in Louisiana, ordered by peer group match and asset size.

Compare Calcasieu Parish Employees vs ACADIAN

Calcasieu Parish Employees nationwide neighbourhoods

Using this data

  • Calcasieu Parish Employees ranks #3,250 of 4,374 nationally on financial health and #79 of 138 in LA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
  • ACADIAN is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with ACADIAN

Frequently Asked Questions

Is Calcasieu Parish Employees financially healthy?

Calcasieu Parish Employees has a financial health score of 75/100 (Very Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #3,250 of 4,374 nationally on health and #79 of 138 in Louisiana. Its net worth ratio is 16.08% and its delinquency rate 1.90%.

How does Calcasieu Parish Employees compare to other credit unions?

Calcasieu Parish Employees scores 75/100, higher than 24% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is loan-to-share ratio (65.67% vs 59.80%). Its widest shortfall is delinquency rate (1.90% vs 1.15%).

How can I join Calcasieu Parish Employees?

Calcasieu Parish Employees serves multiple common-bond groups, membership usually requires belonging to one of several qualifying employers, associations, or organizations the credit union has chartered to serve. Contact Calcasieu Parish Employees directly for the current list of qualifying groups.

Is my money safe at Calcasieu Parish Employees?

Calcasieu Parish Employees is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Calcasieu Parish Employees's net worth ratio of 16.08% exceeds the 7% threshold NCUA considers "well capitalized."

Data sourced from the NCUA 5300 Call Report (2025Q4) for Calcasieu Parish Employees. Retrieved and formatted by PlainCU. See our methodology for details.

Disclaimer: Not affiliated with NCUA. For informational purposes only.

Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.