Federal credit union · Lafayette, Louisiana · NCUA charter #6898
ACADIAN
Health score 87/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 87
- Health / 100
- $20.3M
- Total assets
- 2,718
- Members
- 11.7%
- Net-worth ratio
ACADIAN scores 87/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $20.3M; members 2,718; net-worth ratio 11.70%; health rank #1,659 of 4,374; healthier than 60th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#1,659 of 4,374 health · 2025Q4ACADIAN · health 87/100 · $20.3M · 2025Q4
Call Report peers
ACADIAN in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
ACADIAN vs every NCUA-scored credit union
ACADIAN sits in the busiest band, 85-89, alongside 857 other credit unions.
87 Top 40% higher than 60% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
ACADIAN vs $10M–$50M peers
- Loan-to-Share Ratio leads the peer set - 65.20% here, 59.80% peer average (+5.40 pp).
- Largest lag: Net Worth Ratio at 11.70% vs peer 14.86% (-3.16 pp).
ACADIAN in Louisiana
- In Louisiana, health place is #39 of 138 on the same NCUA-ratio sort used nationally.
- By total assets, ACADIAN is #72 of 138 in Louisiana.
- Member book place in Louisiana: #64 of 138.
- One place up in Louisiana, Louisiana Catholic (#38) ties at 87/100; one place down, ONPATH (#40) ties at 87/100.
ACADIAN: 2025Q4 → 2026Q1
ACADIAN: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.8% from $20.3M (2025Q4) to $20.7M (2026Q1).
- Net-worth ratio shifted +0.03 pp (11.67% → 11.70%).
11.70% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 87/100 score is built
ACADIAN gives up 13 points in total. Member Growth costs the most, 11.7 of its 15; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 24.5 pts
- Return on Assets 15.0 pts
- Member Growth 3.3 pts
- Loan-to-Share Ratio 14.2 pts
ACADIAN vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 11.70% | -3.16 pp |
| Delinquency Rate | 0.55% | -0.59 pp |
| Return on Assets | 1.63% | +0.93 pp |
| Member Growth | -3.17% | - |
| Loan-to-Share Ratio | 65.20% | +5.40 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $20.7M | - |
| 2025Q4 | $20.3M | 2,718 |
| 2024Q4 | $20.0M | 2,807 |
| 2023Q4 | $19.2M | 2,784 |
Credit Union Details
- Charter Number
- 6898
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $10M–$50M
- State
- Louisiana
- City
- Lafayette
- Data Quarter
- 2025Q4
Branch Location
ACADIAN operates a single office in Lafayette, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Acadian Federal Credit Union (Main Office) | Lafayette, LA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Louisiana
Other federally-insured credit unions in Louisiana, closest first by peer group and asset size.
- INTERNAL REVENUENEW ORLEANS, LA · $10M–$50M88Health
- CALCASIEU PARISH EMPLOYEESLake Charles, LA · $10M–$50M75Health
- NEW ORLEANS POLICE DEPARTMENT EMP.New Orleans, LA · $10M–$50M92Health
- FEDERAL EMPLOYEESMONROE, LA · $10M–$50M85Health
- BAYOU COMMUNITYSaint Gabriel, LA · $10M–$50M93Health
Nationwide credit unions with similar profiles
Using this data
- ACADIAN ranks #1,659 of 4,374 nationally on financial health and #39 of 138 in LA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Internal Revenue is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Internal Revenue
Frequently Asked Questions
Is ACADIAN financially healthy?
On its 2025Q4 NCUA 5300 filing, ACADIAN scores 87/100 (Excellent), with a 11.70% net worth ratio and 0.55% of loans delinquent. It ranks #1,659 of 4,374 nationally on health and #39 of 138 in Louisiana.
How does ACADIAN compare to other credit unions?
ACADIAN scores 87/100, higher than 60% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is loan-to-share ratio (65.20% vs 59.80%). Its widest shortfall is net worth ratio (11.70% vs 14.86%).
How can I join ACADIAN?
ACADIAN operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact ACADIAN directly for the exact boundaries and application steps.
Is my money safe at ACADIAN?
ACADIAN is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. ACADIAN's net worth ratio of 11.70% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.