State credit union · Alexandria, Louisiana · NCUA charter #62438
Alexandria Municipal Employees
Health score 82/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 82
- Health / 100
- $31.7M
- Total assets
- 1,877
- Members
- 13.6%
- Net-worth ratio
Alexandria Municipal Employees scores 82/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $31.7M; members 1,877; net-worth ratio 13.63%; health rank #2,414 of 4,374; healthier than 43rd of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#2,414 of 4,374 health · 2025Q4Alexandria Municipal · health 82/100 · $31.7M · 2025Q4
- NW 82/100
- DELQ 13.6%
- ROA 1.90%
- ASSETS 0.58%
- MEM $31.7M
- RANK 1,877
- PHOTO #2,414/4,374
- BOOK Erie County Employees
- CHARTER 62438
Call Report peers
Alexandria Municipal Employees in the assets neighbourhood
Alexandria Municipal Employees's $31.7M assets sit next to Erie County Employees ($31.7M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Alexandria Municipal Employees vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
82 43rd percentile higher than 43% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Alexandria Municipal Employees - Share Insurance Coverage
Read from the 2025Q4 NCUA Call Report for charter #62438: composite supervisory bracket and risk-based capital. Full deposit-insurance coverage details in our disclaimer.
Alexandria Municipal Employees: Call Report deltas vs peers
- Largest favorable gap: Loan-to-Share Ratio at 66.47% vs peer 59.80% (+6.67 pp).
- Widest shortfall vs peers is Net Worth Ratio: -1.23 pp (13.63% vs 14.86%).
Peer averages are NCUA 5300 means for the $10M–$50M cohort (1163 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Louisiana standing for Alexandria Municipal Employees
- Health composite ranks #53 of 138 among scored Louisiana credit unions.
- Louisiana assets place: #59 of 138.
- Member book place in Louisiana: #75 of 138.
In-state ordinals use the live credit_unions table for LA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Quarter path for Alexandria Municipal Employees
Alexandria Municipal Employees: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +1.4% from $31.7M (2025Q4) to $32.2M (2026Q1).
- Net-worth ratio shifted +0.02 pp (13.61% → 13.63%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
At 13.63%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 82/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 82.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 13.3 pts
- Return on Assets 15.0 pts
- Member Growth 9.5 pts
- Loan-to-Share Ratio 14.2 pts
Call Report ratios for Alexandria Municipal Employees
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 13.63% | -1.23 pp |
| Delinquency Rate | 1.90% | +0.75 pp |
| Return on Assets | 0.58% | -0.13 pp |
| Member Growth | 0.43% | - |
| Loan-to-Share Ratio | 66.47% | +6.67 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $10M–$50M (1163 CUs).
Call Report history - Alexandria Municipal Employees
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $32.2M | - |
| 2025Q4 | $31.7M | 1,877 |
| 2024Q4 | $30.4M | 1,869 |
| 2023Q4 | $29.9M | 1,858 |
Credit Union Details
- Charter Number
- 62438
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- Louisiana
- City
- Alexandria
- Data Quarter
- 2025Q4
Branch Locations (2)
Per its most recent NCUA branch filing, Alexandria Municipal Employees runs 2 offices.
| Office | City |
|---|---|
| AMECU (Main Office) | Alexandria, LA |
| Cenla FCU | Alexandria, LA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Louisiana
More federally-insured credit unions based in Louisiana, ordered by peer group match and asset size.
- TANGIPAHOA PARISH TEACHERSAMITE, LA · $10M–$50M71Health
- CUSACovington, LA · $10M–$50M62Health
- BEAUREGARD SCHOOL EMPLOYEESDERIDDER, LA · $10M–$50M89Health
- SOUTHERN TEACHERS & PARENTSBATON ROUGE, LA · $10M–$50M77Health
- NODASLIDELL, LA · $10M–$50M45Health
Compare Alexandria Municipal Employees vs TANGIPAHOA PARISH TEACHERS
Alexandria Municipal Employees nationwide neighbourhoods
Alexandria Municipal Employees's nationwide photo peers by assets and by health score, excluding Louisiana charters.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($31.7M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (82/100 here).
Using this data
- Alexandria Municipal Employees ranks #2,414 of 4,374 nationally on financial health and #53 of 138 in LA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Tangipahoa Parish Teachers is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Tangipahoa Parish Teachers
- Rates and health both vary by institution, not just by state -- see how Louisiana credit unions compare overall before assuming this one is typical. Louisiana state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Alexandria Municipal Employees financially healthy?
Alexandria Municipal Employees scores 82/100 (Excellent) on financial health, per the NCUA 5300 Call Report for Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #2,414 of 4,374; by total assets it ranks #2,807 of 4,374 nationally (same basis as /rankings/largest); and #59 of 138 within Louisiana. Anything above 80 is considered excellent, anything below 50 may need closer monitoring - this score reflects a 13.63% net worth ratio and a 1.90% delinquency rate.
How does Alexandria Municipal Employees compare to other credit unions?
Alexandria Municipal Employees scores 82/100 on PlainCU's health composite, compared to a peer group average for $10M–$50M credit unions. The score is based on five NCUA-reported metrics: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Alexandria Municipal Employees?
Membership eligibility for Alexandria Municipal Employees depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Alexandria Municipal Employees directly for current membership requirements and application steps.
Is my money safe at Alexandria Municipal Employees?
Federal credit unions like Alexandria Municipal Employees are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Alexandria Municipal Employees's net worth ratio of 13.63% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Alexandria Municipal Employees offer compared to banks?
Credit unions like Alexandria Municipal Employees are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Alexandria Municipal Employees directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.