Federal credit union · Shreveport, Louisiana · NCUA charter #20749
WESLA
Health score 75/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 75
- Health / 100
- $91.9M
- Total assets
- 6,455
- Members
- 14.8%
- Net-worth ratio
WESLA scores 75/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $91.9M; members 6,455; net-worth ratio 14.82%; health rank #3,257 of 4,374; healthier than 24th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#3,257 of 4,374 health · 2025Q4WESLA · health 75/100 · $91.9M · 2025Q4
Call Report peers
WESLA in the assets neighbourhood
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WESLA vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); WESLA sits in 75-79 with 502 others.
75 24th percentile higher than 24% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Where WESLA diverges from peer averages
- Net Worth Ratio leads the peer set - 14.82% here, 13.62% peer average (+1.20 pp).
- Largest lag: Loan-to-Share Ratio at 44.16% vs peer 62.60% (-18.44 pp).
WESLA in Louisiana
- In Louisiana, health place is #80 of 138 on the same NCUA-ratio sort used nationally.
- Assets rank #32 of 138 inside Louisiana ($91.9M reported).
- Membership ranks #37 of 138 among Louisiana CUs with a reported count (6,455 members).
- One place up in Louisiana, Calcasieu Parish Employees (#79) ties at 75/100; one place down, EPIC (#81) ties at 75/100.
WESLA: 2025Q4 → 2026Q1
WESLA: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.0% from $91.9M (2025Q4) to $92.8M (2026Q1).
- Net-worth ratio shifted +0.09 pp (14.73% → 14.82%).
At 14.82%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 75/100 score is built
WESLA gives up 25 points in total. Member Growth costs the most, 8.4 of its 15; Net Worth Ratio scores full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 18.6 pts
- Return on Assets 9.8 pts
- Member Growth 6.6 pts
- Loan-to-Share Ratio 10.0 pts
Call Report ratios for WESLA
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 14.82% | +1.20 pp |
| Delinquency Rate | 1.19% | +0.23 pp |
| Return on Assets | 0.16% | -0.50 pp |
| Member Growth | -1.34% | - |
| Loan-to-Share Ratio | 44.16% | -18.44 pp |
Peer averages: $50M–$100M cohort, 584 credit unions, 2025Q4 filing.
WESLA filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $92.8M | - |
| 2025Q4 | $91.9M | 6,455 |
| 2024Q4 | $93.2M | 6,543 |
| 2023Q4 | $97.4M | 6,595 |
Credit Union Details
- Charter Number
- 20749
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $50M–$100M
- State
- Louisiana
- City
- Shreveport
- Data Quarter
- 2025Q4
Branch Locations (4)
Per its most recent NCUA branch filing, WESLA runs 4 offices in 3 different cities across 2 states.
| Office | City |
|---|---|
| Main Office (Main Office) | Shreveport, LA |
| Bossier Branch | Bossier City, LA |
| Fiserv XP2 | Brookfield, WI |
| Auto Mall Branch | Shreveport, LA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Louisiana
Other federally-insured credit unions in Louisiana, closest first by peer group and asset size.
WESLA nationwide neighbourhoods
Using this data
- WESLA ranks #3,257 of 4,374 nationally on financial health and #80 of 138 in LA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- ZELLCO is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with ZELLCO
Frequently Asked Questions
Is WESLA financially healthy?
WESLA has a financial health score of 75/100 (Very Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #3,257 of 4,374 nationally on health and #80 of 138 in Louisiana. Its net worth ratio is 14.82% and its delinquency rate 1.19%.
How does WESLA compare to other credit unions?
WESLA scores 75/100, higher than 24% of the 4,374 scored credit unions. Against the 584 peers in the $50M–$100M cohort, its widest edge is net worth ratio (14.82% vs 13.62%). Its widest shortfall is loan-to-share ratio (44.16% vs 62.60%).
How can I join WESLA?
WESLA operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact WESLA directly for the exact boundaries and application steps.
Is my money safe at WESLA?
WESLA is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. WESLA's net worth ratio of 14.82% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.