Federal credit union · BATON ROUGE, Louisiana · NCUA charter #24661
Eagle Louisiana
Health score 93/100 (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 93
- Health / 100
- $125.2M
- Total assets
- 15,345
- Members
- 7.9%
- Net-worth ratio
Eagle Louisiana - Share Insurance Coverage
Below: composite supervisory bracket and risk-based capital for charter #24661, per the 2025Q4 NCUA Call Report. Our deposit-insurance coverage note explains how the $250,000 NCUSIF ceiling works.
Eagle Louisiana - Five Health Pillars
The five bars below are this credit union's pillar-level 0-100 sub-scores. Sum the weighted pillars and you get the headline health score above - same NCUA 5300 data, no normalisation tricks applied.
- Capital (net worth ratio)83
- Asset quality (delinquency)100
- Earnings (ROA)100
- Member growth87
- Liquidity (loan-to-share)100
Weighted composite: 93/100 - each bar is the 0–100 sub-score; the composite weights them 30/25/15/15/15.
7.91% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
Financial Health Metrics
| Metric | Value | Weight |
|---|---|---|
| Net Worth Ratio | 7.91% | 30% |
| Delinquency Rate | 0.28% | 25% |
| Return on Assets | 0.59% | 15% |
| Member Growth | 3.38% | 15% |
| Loan-to-Share Ratio | 86.98% | 15% |
Health score = weighted composite of above metrics. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $100M–$500M (1069 CUs).
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2025Q4 | $125.2M | 15,345 |
| 2024Q4 | $122.9M | 14,843 |
| 2023Q4 | $118.6M | 14,038 |
Credit Union Details
- Charter Number
- 24661
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $100M–$500M
- State
- Louisiana
- City
- BATON ROUGE
- Data Quarter
- 2025Q4
What This Data Says About Eagle Louisiana
15,345 members and $125.2M in total assets sit behind Eagle Louisiana, a federal credit union in BATON ROUGE, Louisiana, which posts a health score of 93/100 (Excellent) on the five-factor composite, with $97.9M in outstanding loans as of Q4 2025 and a net worth ratio of 7.91% - above the 7.0% NCUA "well capitalized" threshold under Prompt Corrective Action rules. The credit union operates under charter #24661 in peer group $100M–$500M, a cohort of 1069 similarly-sized institutions.
Two more numbers round out the picture: a 0.28% delinquency rate (loans 60+ days past due against the total book) - the peer group average for $100M–$500M credit unions sits at 0.894%, so this institution is running tighter than peers - and a 86.98% loan-to-share ratio, above the 80% band that can indicate tighter liquidity management. Return on assets stands at 0.59% on net income of $735K for the period; a not-for-profit cooperative typically runs a modest positive ROA, returning surplus to members through better rates and lower fees rather than to shareholders.
Year-over-year membership changed by 3.38%. Reported quarterly to the NCUA, this data reflects the 2025Q4 Call Report period. Eligibility to join runs through the field of membership (currently: Community) - see our disclaimer before opening an account or borrowing, for NCUSIF coverage details and data usage notes.
Nearby Credit Unions in Louisiana
Other federally-insured credit unions in Louisiana, closest first by peer group and asset size.
Sources & disclaimer
Source: NCUA 5300 Call Report, Q4 2025. Source: NCUA Share Insurance Fund (NCUSIF), federal deposit insurance up to $250,000. Not affiliated with NCUA. For informational purposes only.
Frequently Asked Questions
Is Eagle Louisiana financially healthy?
A 7.91% net worth ratio and a 0.28% delinquency rate feed into Eagle Louisiana's financial health score of 93/100 (Excellent), from NCUA 5300 Call Report data as of Q4 2025. The scale: above 80 excellent, below 50 warrants closer monitoring.
How does Eagle Louisiana compare to other credit unions?
Five weighted metrics from NCUA filings produce Eagle Louisiana's 93/100 score on PlainCU's health composite, compared to a peer group average for $100M–$500M credit unions: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Eagle Louisiana?
Eagle Louisiana operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Eagle Louisiana directly for the exact boundaries and application steps.
Is my money safe at Eagle Louisiana?
Federal credit unions like Eagle Louisiana are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Eagle Louisiana's net worth ratio of 7.91% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Eagle Louisiana offer compared to banks?
Credit unions like Eagle Louisiana are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Eagle Louisiana directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Read our methodology - how this data is sourced, computed, and verified.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.