Federal credit union · SHREVEPORT, Louisiana · NCUA charter #15589
Caddo Parish Teachers
Health score 91/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 91
- Health / 100
- $17.2M
- Total assets
- 3,423
- Members
- 23.1%
- Net-worth ratio
Caddo Parish Teachers scores 91/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $17.2M; members 3,423; net-worth ratio 23.07%; health rank #873 of 4,374; healthier than 77th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#873 of 4,374 health · 2025Q4Caddo Parish Teachers · health 91/100 · $17.2M · 2025Q4
- RANK 91/100
- PHOTO 23.1%
- BOOK 0.64%
- CHARTER 1.46%
- NCUSIF $17.2M
- CAMELS 3,423
- HEALTH #873/4,374
- NW High Desert Community
- DELQ 15589
Call Report peers
Caddo Parish Teachers in the assets neighbourhood
Caddo Parish Teachers's $17.2M assets sit next to High Desert Community ($17.2M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Caddo Parish Teachers vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
91 Top 23% higher than 77% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Caddo Parish Teachers - Share Insurance Coverage
Charter #15589's composite supervisory bracket and risk-based capital, as reported in the 2025Q4 NCUA Call Report. See our deposit-insurance coverage note for how NCUSIF protection works.
Where Caddo Parish Teachers diverges from peer averages
- Net Worth Ratio leads the peer set - 23.07% here, 14.86% peer average (+8.21 pp).
- Largest lag: Loan-to-Share Ratio at 50.50% vs peer 59.80% (-9.30 pp).
Peer averages are NCUA 5300 means for the $10M–$50M cohort (1163 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Caddo Parish Teachers: in-state Call Report ranks
- Health composite ranks #22 of 138 among scored Louisiana credit unions.
- By total assets, Caddo Parish Teachers is #75 of 138 in Louisiana.
- Louisiana membership ordinal: #58 of 138.
In-state ordinals use the live credit_unions table for LA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Caddo Parish Teachers Call Report trajectory
Caddo Parish Teachers: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved -0.3% from $17.2M (2025Q4) to $17.1M (2026Q1).
- Net-worth ratio shifted +0.31 pp (22.76% → 23.07%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
At 23.07%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 91/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 91.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 23.6 pts
- Return on Assets 15.0 pts
- Member Growth 11.7 pts
- Loan-to-Share Ratio 10.7 pts
Call Report ratios for Caddo Parish Teachers
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 23.07% | +8.21 pp |
| Delinquency Rate | 0.64% | -0.51 pp |
| Return on Assets | 1.46% | +0.75 pp |
| Member Growth | 2.21% | - |
| Loan-to-Share Ratio | 50.50% | -9.30 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $10M–$50M (1163 CUs).
Call Report history - Caddo Parish Teachers
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $17.1M | - |
| 2025Q4 | $17.2M | 3,423 |
| 2024Q4 | $16.6M | 3,349 |
| 2023Q4 | $17.5M | 3,310 |
Credit Union Details
- Charter Number
- 15589
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $10M–$50M
- State
- Louisiana
- City
- SHREVEPORT
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for Caddo Parish Teachers.
| Office | City |
|---|---|
| MAIN SITE (Main Office) | SHREVEPORT, LA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Louisiana
Other federally-insured credit unions in Louisiana, closest first by peer group and asset size.
Cross-state Call Report peers for Caddo Parish Teachers
Cross-state asset and health neighbours for Caddo Parish Teachers - kept outside Louisiana; in-state CUs stay in the Nearby block.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($17.2M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (91/100 here).
Using this data
- Caddo Parish Teachers ranks #873 of 4,374 nationally on financial health and #22 of 138 in LA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- FLEUR-DE-LIS is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with FLEUR-DE-LIS
- Rates and health both vary by institution, not just by state -- see how Louisiana credit unions compare overall before assuming this one is typical. Louisiana state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Caddo Parish Teachers financially healthy?
Caddo Parish Teachers scores 91/100 (Excellent) on financial health, per the NCUA 5300 Call Report for Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #873 of 4,374; by total assets it ranks #3,237 of 4,374 nationally (same basis as /rankings/largest); and #75 of 138 within Louisiana. Anything above 80 is considered excellent, anything below 50 may need closer monitoring - this score reflects a 23.07% net worth ratio and a 0.64% delinquency rate.
How does Caddo Parish Teachers compare to other credit unions?
91/100 is Caddo Parish Teachers's score on PlainCU's health composite, compared to a peer group average for $10M–$50M credit unions, built from five weighted NCUA metrics - net worth ratio at 30%, delinquency rate at 25%, return on assets at 15%, member growth at 15%, and loan-to-share ratio at 15%.
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Caddo Parish Teachers?
Caddo Parish Teachers operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Caddo Parish Teachers directly for the exact boundaries and application steps.
Is my money safe at Caddo Parish Teachers?
Federal credit unions like Caddo Parish Teachers are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Caddo Parish Teachers's net worth ratio of 23.07% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Caddo Parish Teachers offer compared to banks?
Credit unions like Caddo Parish Teachers are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Caddo Parish Teachers directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.