Federal credit union · Monroe, Louisiana · NCUA charter #14376
Louisiana Machinery Employees
Health score 86/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 86
- Health / 100
- $3.7M
- Total assets
- 690
- Members
- 22.5%
- Net-worth ratio
Louisiana Machinery Employees scores 86/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $3.7M; members 690; net-worth ratio 22.54%; health rank #1,748 of 4,374; healthier than 57th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#1,748 of 4,374 health · 2025Q4Louisiana Machinery · health 86/100 · $3.7M · 2025Q4
- RANK 86/100
- PHOTO 22.5%
- BOOK 0.00%
- CHARTER 0.06%
- NCUSIF $3.7M
- CAMELS 690
- HEALTH #1,748/4,374
- NW n/a
- DELQ 14376
Call Report peers
Louisiana Machinery Employees carries $3.7M in NCUA 5300 assets, stamped as a Call Report masthead, not a rate quote or membership pitch.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Louisiana Machinery Employees vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
86 Top 43% higher than 57% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Louisiana Machinery Employees - Share Insurance Coverage
Read from the 2025Q4 NCUA Call Report for charter #14376: composite supervisory bracket and risk-based capital. Full deposit-insurance coverage details in our disclaimer.
Louisiana Machinery Employees vs $2M–$10M peers
- Largest favorable gap: Loan-to-Share Ratio at 84.15% vs peer 63.60% (+20.55 pp).
- Widest shortfall vs peers is Return on Assets: -0.40 pp (0.06% vs 0.45%).
Peer averages are NCUA 5300 means for the $2M–$10M cohort (566 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Louisiana Machinery Employees in Louisiana
- Health composite ranks #41 of 138 among scored Louisiana credit unions.
- By total assets, Louisiana Machinery Employees is #111 of 138 in Louisiana.
- Membership ranks #110 of 138 among Louisiana CUs with a reported count (690 members).
In-state ordinals use the live credit_unions table for LA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Louisiana Machinery Employees: 2025Q4 → 2026Q1
Louisiana Machinery Employees: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +3.0% from $3.7M (2025Q4) to $3.9M (2026Q1).
- Net-worth ratio shifted -0.75 pp (23.29% → 22.54%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
22.54% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 86/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 86.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 7.1 pts
- Member Growth 9.0 pts
- Loan-to-Share Ratio 14.9 pts
Call Report ratios for Louisiana Machinery Employees
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 22.54% | +3.48 pp |
| Delinquency Rate | 0.00% | -1.81 pp |
| Return on Assets | 0.06% | -0.40 pp |
| Member Growth | 0.00% | - |
| Loan-to-Share Ratio | 84.15% | +20.55 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $2M–$10M (566 CUs).
Call Report history - Louisiana Machinery Employees
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $3.9M | - |
| 2025Q4 | $3.7M | 690 |
| 2024Q4 | $3.7M | 690 |
| 2023Q4 | $4.0M | 703 |
Credit Union Details
- Charter Number
- 14376
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $2M–$10M
- State
- Louisiana
- City
- Monroe
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, Louisiana Machinery Employees runs one office.
| Office | City |
|---|---|
| Louisiana Machinery Employees Federal Credit Union (Main Office) | Monroe, LA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Louisiana
Other federally-insured credit unions in Louisiana, closest first by peer group and asset size.
Cross-state Call Report peers for Louisiana Machinery
Two NCUA Call Report peer sets for Louisiana Machinery Employees, both outside Louisiana so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar health score
Nearest other-state credit unions by five-factor health composite (86/100 here).
Using this data
- Louisiana Machinery Employees ranks #1,748 of 4,374 nationally on financial health and #41 of 138 in LA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- West Monroe is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with West Monroe
- Rates and health both vary by institution, not just by state -- see how Louisiana credit unions compare overall before assuming this one is typical. Louisiana state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Louisiana Machinery Employees financially healthy?
Based on NCUA 5300 Call Report data as of Q4 2025, Louisiana Machinery Employees carries a financial health score of 86/100 (Excellent). On the national health ranking (same basis as /rankings/healthiest), it sits at #1,748 of 4,374; by total assets it ranks #3,984 of 4,374 nationally (same basis as /rankings/largest); and #111 of 138 within Louisiana. On this scale, above 80 is excellent and below 50 warrants closer monitoring; the two biggest inputs here are a 22.54% net worth ratio and a 0.00% delinquency rate.
How does Louisiana Machinery Employees compare to other credit unions?
On PlainCU's health composite, Louisiana Machinery Employees lands at 86/100, compared to a peer group average for $2M–$10M credit unions. Five NCUA-reported metrics feed that number: net worth ratio (weighted 30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Louisiana Machinery Employees?
Louisiana Machinery Employees operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Louisiana Machinery Employees directly for the exact boundaries and application steps.
Is my money safe at Louisiana Machinery Employees?
Federal credit unions like Louisiana Machinery Employees are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Louisiana Machinery Employees's net worth ratio of 22.54% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Louisiana Machinery Employees offer compared to banks?
Credit unions like Louisiana Machinery Employees are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Louisiana Machinery Employees directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.