Federal credit union · Monroe, Louisiana · NCUA charter #14376

Louisiana Machinery Employees

Health score 86/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.

86
Health / 100
$3.7M
Total assets
690
Members
22.5%
Net-worth ratio

Louisiana Machinery Employees scores 86/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $3.7M; members 690; net-worth ratio 22.54%; health rank #1,748 of 4,374; healthier than 57th of scored peers.

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#1,748 of 4,374 health · 2025Q4

Louisiana Machinery · health 86/100 · $3.7M · 2025Q4

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Louisiana Machinery Employees vs every NCUA-scored credit union

Louisiana Machinery Employees sits in the busiest band, 85-89, alongside 857 other credit unions.

86 Top 43% higher than 57% of 4,374 credit unions

every scored credit union, bucketed by value

Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source NCUA 5300 Call Report aggregates · 2025Q4

Louisiana Machinery Employees vs $2M–$10M peers

  • Largest favorable gap: Loan-to-Share Ratio at 84.15% vs peer 63.60% (+20.55 pp).
  • Widest shortfall vs peers is Return on Assets: -0.40 pp (0.06% vs 0.45%).

Louisiana Machinery Employees in Louisiana

  • Health composite ranks #41 of 138 among scored Louisiana credit unions.
  • By total assets, Louisiana Machinery Employees is #111 of 138 in Louisiana.
  • Membership ranks #110 of 138 among Louisiana CUs with a reported count (690 members).
  • One place up in Louisiana, ONPATH (#40) scores 87/100, 1 point higher; one place down, Morgan City (#42) ties at 86/100.

Louisiana Machinery Employees: 2025Q4 → 2026Q1

Louisiana Machinery Employees: total assets by quarter

2023Q4 to 2026Q1, NCUA 5300

3,700,0003,800,0003,900,0004,000,0004,100,000 2023Q42024Q42025Q42026Q1 4,044,847 3,859,327 ▼ -4.6%
  • Assets moved +3.0% from $3.7M (2025Q4) to $3.9M (2026Q1).
  • Net-worth ratio shifted -0.75 pp (23.29% → 22.54%).
Net worth ratio vs. NCUA well-capitalized threshold 100.0%

22.54% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).

How the 86/100 score is built

Louisiana Machinery Employees gives up 14 points in total. Return on Assets costs the most, 7.9 of its 15; Net Worth Ratio and Delinquency Rate and Loan-to-Share Ratio score full marks.

  • Net Worth Ratio 30.0 pts
  • Delinquency Rate 25.0 pts
  • Return on Assets 7.1 pts
  • Member Growth 9.0 pts
  • Loan-to-Share Ratio 14.9 pts

Call Report ratios for Louisiana Machinery Employees

Metric Value vs peer
Net Worth Ratio 22.54% +3.48 pp
Delinquency Rate 0.00% -1.81 pp
Return on Assets 0.06% -0.40 pp
Member Growth 0.00% -
Loan-to-Share Ratio 84.15% +20.55 pp

Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.

Call Report history - Louisiana Machinery Employees

Quarter Assets Members
2026Q1 $3.9M -
2025Q4 $3.7M 690
2024Q4 $3.7M 690
2023Q4 $4.0M 703

Credit Union Details

Charter Number
14376
Type
Federal
Field of Membership
Community
Peer Group
$2M–$10M
State
Louisiana
City
Monroe
Data Quarter
2025Q4

Branch Location

Per its most recent NCUA branch filing, Louisiana Machinery Employees runs one office.

Office City
Louisiana Machinery Employees Federal Credit Union (Main Office) Monroe, LA

Source: NCUA Credit Union Branch Information, 2025Q4 filing.

Nearby Credit Unions in Louisiana

Other federally-insured credit unions in Louisiana, closest first by peer group and asset size.

Compare Louisiana Machinery Employees vs WEST MONROE

Cross-state Call Report peers for Louisiana Machinery

Using this data

  • Louisiana Machinery Employees ranks #1,748 of 4,374 nationally on financial health and #41 of 138 in LA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
  • West Monroe is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with West Monroe

Frequently Asked Questions

Is Louisiana Machinery Employees financially healthy?

Louisiana Machinery Employees has a financial health score of 86/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #1,748 of 4,374 nationally on health and #41 of 138 in Louisiana. Its net worth ratio is 22.54% and its delinquency rate 0.00%.

How does Louisiana Machinery Employees compare to other credit unions?

Louisiana Machinery Employees scores 86/100, higher than 57% of the 4,374 scored credit unions. Against the 566 peers in the $2M–$10M cohort, its widest edge is loan-to-share ratio (84.15% vs 63.60%). Its widest shortfall is return on assets (0.06% vs 0.45%).

How can I join Louisiana Machinery Employees?

Louisiana Machinery Employees operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Louisiana Machinery Employees directly for the exact boundaries and application steps.

Is my money safe at Louisiana Machinery Employees?

Louisiana Machinery Employees is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Louisiana Machinery Employees's net worth ratio of 22.54% exceeds the 7% threshold NCUA considers "well capitalized."

Data sourced from the NCUA 5300 Call Report (2025Q4) for Louisiana Machinery Employees. Retrieved and formatted by PlainCU. See our methodology for details.

Disclaimer: Not affiliated with NCUA. For informational purposes only.

Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.