State credit union · METAIRIE, Louisiana · NCUA charter #63069
Post Office Employees'
Health score 92/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 92
- Health / 100
- $53.1M
- Total assets
- 4,315
- Members
- 12.4%
- Net-worth ratio
Post Office Employees' scores 92/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $53.1M; members 4,315; net-worth ratio 12.37%; health rank #777 of 4,374; healthier than 80th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#777 of 4,374 health · 2025Q4Post Office Employees' · health 92/100 · $53.1M · 2025Q4
- NCUSIF 92/100
- CAMELS 12.4%
- HEALTH 0.31%
- NW 0.48%
- DELQ $53.1M
- ROA 4,315
- ASSETS #777/4,374
- MEM Rockland Employees
- RANK 63069
Call Report peers
Post Office Employees' in the assets neighbourhood
Post Office Employees''s $53.1M assets sit next to Rockland Employees ($53.1M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Post Office Employees' vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
92 Top 20% higher than 80% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Post Office Employees' - Share Insurance Coverage
Below: composite supervisory bracket and risk-based capital for charter #63069, per the 2025Q4 NCUA Call Report. Our deposit-insurance coverage note explains how the $250,000 NCUSIF ceiling works.
Where Post Office Employees' diverges from peer averages
- Largest favorable gap: Loan-to-Share Ratio at 68.18% vs peer 62.60% (+5.58 pp).
- Widest shortfall vs peers is Net Worth Ratio: -1.25 pp (12.37% vs 13.62%).
Peer averages are NCUA 5300 means for the $50M–$100M cohort (584 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Where Post Office Employees' sits in Louisiana
- In Louisiana, health place is #21 of 138 on the same NCUA-ratio sort used nationally.
- By total assets, Post Office Employees' is #45 of 138 in Louisiana.
- Membership ranks #49 of 138 among Louisiana CUs with a reported count (4,315 members).
In-state ordinals use the live credit_unions table for LA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Quarter path for Post Office Employees'
Post Office Employees': total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +2.1% from $53.1M (2025Q4) to $54.2M (2026Q1).
- Net-worth ratio shifted -0.14 pp (12.51% → 12.37%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
12.37% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 92/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 92.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 14.6 pts
- Member Growth 8.1 pts
- Loan-to-Share Ratio 14.3 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.37% | -1.25 pp |
| Delinquency Rate | 0.31% | -0.65 pp |
| Return on Assets | 0.48% | -0.18 pp |
| Member Growth | -0.51% | - |
| Loan-to-Share Ratio | 68.18% | +5.58 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $50M–$100M (584 CUs).
Post Office Employees' filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $54.2M | - |
| 2025Q4 | $53.1M | 4,315 |
| 2024Q4 | $50.1M | 4,337 |
| 2023Q4 | $49.5M | 4,460 |
Credit Union Details
- Charter Number
- 63069
- Type
- State
- Field of Membership
- Other
- Peer Group
- $50M–$100M
- State
- Louisiana
- City
- METAIRIE
- Data Quarter
- 2025Q4
Branch Locations (3)
Post Office Employees' operates 3 offices across 3 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Main Office (Main Office) | Metairie, LA |
| Northshore | Covington, LA |
| Loyola | New Orleans, LA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Louisiana
Other federally-insured credit unions in Louisiana, closest first by peer group and asset size.
Cross-state Call Report peers for Post Office Employees'
Cross-state asset and health neighbours for Post Office Employees' - kept outside Louisiana; in-state CUs stay in the Nearby block.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($53.1M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (92/100 here).
Using this data
- Post Office Employees' ranks #777 of 4,374 nationally on financial health and #21 of 138 in LA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Total Choice is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Total Choice
- Rates and health both vary by institution, not just by state -- see how Louisiana credit unions compare overall before assuming this one is typical. Louisiana state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Post Office Employees' financially healthy?
Post Office Employees' scores 92/100 (Excellent) on financial health, per the NCUA 5300 Call Report for Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #777 of 4,374; by total assets it ranks #2,360 of 4,374 nationally (same basis as /rankings/largest); and #45 of 138 within Louisiana. Anything above 80 is considered excellent, anything below 50 may need closer monitoring - this score reflects a 12.37% net worth ratio and a 0.31% delinquency rate.
How does Post Office Employees' compare to other credit unions?
Five weighted metrics from NCUA filings produce Post Office Employees''s 92/100 score on PlainCU's health composite, compared to a peer group average for $50M–$100M credit unions: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Post Office Employees'?
Membership eligibility for Post Office Employees' depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Post Office Employees' directly for current membership requirements and application steps.
Is my money safe at Post Office Employees'?
Federal credit unions like Post Office Employees' are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Post Office Employees''s net worth ratio of 12.37% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Post Office Employees' offer compared to banks?
Credit unions like Post Office Employees' are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Post Office Employees' directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.