State credit union · METAIRIE, Louisiana · NCUA charter #63069
Post Office Employees'
Health score 92/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 92
- Health / 100
- $53.1M
- Total assets
- 4,315
- Members
- 12.4%
- Net-worth ratio
Post Office Employees' scores 92/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $53.1M; members 4,315; net-worth ratio 12.37%; health rank #777 of 4,374; healthier than 80th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#777 of 4,374 health · 2025Q4Post Office Employees' · health 92/100 · $53.1M · 2025Q4
Call Report peers
Post Office Employees' in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Post Office Employees' vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Post Office Employees' sits in 90-94 with 747 others.
92 Top 20% higher than 80% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Where Post Office Employees' diverges from peer averages
- Largest favorable gap: Loan-to-Share Ratio at 68.18% vs peer 62.60% (+5.58 pp).
- Widest shortfall vs peers is Net Worth Ratio: -1.25 pp (12.37% vs 13.62%).
Where Post Office Employees' sits in Louisiana
- In Louisiana, health place is #21 of 138 on the same NCUA-ratio sort used nationally.
- By total assets, Post Office Employees' is #45 of 138 in Louisiana.
- Membership ranks #49 of 138 among Louisiana CUs with a reported count (4,315 members).
- One place up in Louisiana, District 62 Highway (#20) ties at 92/100; one place down, Caddo Parish Teachers (#22) scores 91/100, 1 point lower.
Quarter path for Post Office Employees'
Post Office Employees': total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.1% from $53.1M (2025Q4) to $54.2M (2026Q1).
- Net-worth ratio shifted -0.14 pp (12.51% → 12.37%).
12.37% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 92/100 score is built
Post Office Employees' gives up 8 points in total. Member Growth costs the most, 6.9 of its 15; Net Worth Ratio and Delinquency Rate score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 14.6 pts
- Member Growth 8.1 pts
- Loan-to-Share Ratio 14.3 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.37% | -1.25 pp |
| Delinquency Rate | 0.31% | -0.65 pp |
| Return on Assets | 0.48% | -0.18 pp |
| Member Growth | -0.51% | - |
| Loan-to-Share Ratio | 68.18% | +5.58 pp |
Peer averages: $50M–$100M cohort, 584 credit unions, 2025Q4 filing.
Post Office Employees' filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $54.2M | - |
| 2025Q4 | $53.1M | 4,315 |
| 2024Q4 | $50.1M | 4,337 |
| 2023Q4 | $49.5M | 4,460 |
Credit Union Details
- Charter Number
- 63069
- Type
- State
- Field of Membership
- Other
- Peer Group
- $50M–$100M
- State
- Louisiana
- City
- METAIRIE
- Data Quarter
- 2025Q4
Branch Locations (3)
Post Office Employees' operates 3 offices across 3 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Main Office (Main Office) | Metairie, LA |
| Northshore | Covington, LA |
| Loyola | New Orleans, LA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Louisiana
Other federally-insured credit unions in Louisiana, closest first by peer group and asset size.
Cross-state Call Report peers for Post Office Employees'
Similar total assets
Similar health score
Using this data
- Post Office Employees' ranks #777 of 4,374 nationally on financial health and #21 of 138 in LA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Total Choice is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Total Choice
Frequently Asked Questions
Is Post Office Employees' financially healthy?
Post Office Employees' has a financial health score of 92/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #777 of 4,374 nationally on health and #21 of 138 in Louisiana. Its net worth ratio is 12.37% and its delinquency rate 0.31%.
How does Post Office Employees' compare to other credit unions?
Post Office Employees' scores 92/100, higher than 80% of the 4,374 scored credit unions. Against the 584 peers in the $50M–$100M cohort, its widest edge is loan-to-share ratio (68.18% vs 62.60%). Its widest shortfall is net worth ratio (12.37% vs 13.62%).
How can I join Post Office Employees'?
Membership eligibility for Post Office Employees' depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Post Office Employees' directly for current membership requirements and application steps.
Is my money safe at Post Office Employees'?
Post Office Employees' is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Post Office Employees''s net worth ratio of 12.37% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.