Federal credit union · NEW ORLEANS, Louisiana · NCUA charter #1665
New Orleans Public Belt Railroad
Health score 74/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 74
- Health / 100
- $384K
- Total assets
- 141
- Members
- 25.0%
- Net-worth ratio
New Orleans Public Belt Railroad scores 74/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $384K; members 141; net-worth ratio 24.96%; health rank #3,312 of 4,374; healthier than 23rd of scored peers.
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NCUA 5300 Call Report Masthead
#3,312 of 4,374 health · 2025Q4New Orleans Public Belt Rai… · health 74/100 · $384K · 2025Q4
Call Report peers
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New Orleans Public Belt Railroad vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); New Orleans Public Belt Railroad sits in 70-74 with 317 others.
74 23rd percentile higher than 23% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
New Orleans Public Belt Railroad: Call Report deltas vs peers
- Loan-to-Share Ratio leads the peer set - 89.04% here, 52.70% peer average (+36.34 pp).
- Return on Assets trails the peer set - 0.11% here, 0.22% peer average (-0.11 pp).
Louisiana standing for New Orleans Public Belt Railroad
- Health composite ranks #83 of 138 among scored Louisiana credit unions.
- Assets rank #136 of 138 inside Louisiana ($384K reported).
- Louisiana membership ordinal: #134 of 138.
- One place up in Louisiana, BRECO (#82) scores 75/100, 1 point higher; one place down, St. Mary Parish School Emp. (#84) ties at 74/100.
Quarter path for New Orleans Public Belt Railroad
New Orleans Public Belt Railroad: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -1.4% from $384K (2025Q4) to $378K (2026Q1).
- Net-worth ratio shifted -0.48 pp (25.44% → 24.96%).
At 24.96%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 74/100 score is built
New Orleans Public Belt Railroad gives up 26 points in total. Member Growth costs the most, 15 of its 15; Net Worth Ratio and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 19.7 pts
- Return on Assets 9.2 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 15.1 pts
Call Report ratios for New Orleans Public Belt Railroad
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 24.96% | +2.03 pp |
| Delinquency Rate | 1.04% | -3.44 pp |
| Return on Assets | 0.11% | -0.11 pp |
| Member Growth | -5.37% | - |
| Loan-to-Share Ratio | 89.04% | +36.34 pp |
Peer averages: Under $2M cohort, 243 credit unions, 2025Q4 filing.
New Orleans Public Belt Rai… filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $378K | - |
| 2025Q4 | $384K | 141 |
| 2024Q4 | $482K | 149 |
| 2023Q4 | $486K | 141 |
Credit Union Details
- Charter Number
- 1665
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- Under $2M
- State
- Louisiana
- City
- NEW ORLEANS
- Data Quarter
- 2025Q4
Branch Location
New Orleans Public Belt Railroad operates a single office in METAIRIE, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| MAIN OFFICE (Main Office) | METAIRIE, LA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Louisiana
A look at other Louisiana credit unions, ranked by how closely their peer group and asset size match this one.
New Orleans Public Belt Railroad nationwide neighbourhoods
Similar health score
Using this data
- New Orleans Public Belt Railroad ranks #3,312 of 4,374 nationally on financial health and #83 of 138 in LA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- COGIC is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with COGIC
Frequently Asked Questions
Is New Orleans Public Belt Railroad financially healthy?
On its 2025Q4 NCUA 5300 filing, New Orleans Public Belt Railroad scores 74/100 (Very Good), with a 24.96% net worth ratio and 1.04% of loans delinquent. It ranks #3,312 of 4,374 nationally on health and #83 of 138 in Louisiana.
How does New Orleans Public Belt Railroad compare to other credit unions?
New Orleans Public Belt Railroad scores 74/100, higher than 23% of the 4,374 scored credit unions. Against the 243 peers in the Under $2M cohort, its widest edge is loan-to-share ratio (89.04% vs 52.70%). Its widest shortfall is return on assets (0.11% vs 0.22%).
How can I join New Orleans Public Belt Railroad?
New Orleans Public Belt Railroad operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact New Orleans Public Belt Railroad directly for the exact boundaries and application steps.
Is my money safe at New Orleans Public Belt Railroad?
New Orleans Public Belt Railroad is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. New Orleans Public Belt Railroad's net worth ratio of 24.96% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.