Federal credit union · FRANKLINTON, Louisiana · NCUA charter #16256
Washington Educational Assoc
Health score 70/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 70
- Health / 100
- $1.0M
- Total assets
- 322
- Members
- 9.9%
- Net-worth ratio
Washington Educational Assoc scores 70/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $1.0M; members 322; net-worth ratio 9.87%; health rank #3,606 of 4,374; healthier than 17th of scored peers.
NCUA Call Report stamp band
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Washington Educational Assoc vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Washington Educational Assoc sits in 70-74 with 317 others.
70 17th percentile higher than 17% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Washington Educational Assoc
- Largest favorable gap: Loan-to-Share Ratio at 57.33% vs peer 52.70% (+4.63 pp).
- Largest lag: Net Worth Ratio at 9.87% vs peer 22.93% (-13.06 pp).
Louisiana standing for Washington Educational Assoc
- Louisiana health ordinal: #94 of 138.
- By total assets, Washington Educational Assoc is #123 of 138 in Louisiana.
- Member book place in Louisiana: #125 of 138.
- One place up in Louisiana, BARKSDALE (#93) scores 71/100, 1 point higher; one place down, James Ward, Jr. (#95) scores 69/100, 1 point lower.
Washington Educational Assoc: 2025Q4 → 2026Q1
Washington Educational Assoc: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -3.7% from $1.0M (2025Q4) to $988K (2026Q1).
- Net-worth ratio shifted -1.63 pp (11.50% → 9.87%).
This credit union's 9.87% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 70/100 score is built
Washington Educational Assoc gives up 30 points in total. Member Growth costs the most, 15 of its 15; Return on Assets scores full marks.
- Net Worth Ratio 29.7 pts
- Delinquency Rate 13.5 pts
- Return on Assets 15.0 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 11.8 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 9.87% | -13.06 pp |
| Delinquency Rate | 1.87% | -2.61 pp |
| Return on Assets | 1.29% | +1.07 pp |
| Member Growth | -13.21% | - |
| Loan-to-Share Ratio | 57.33% | +4.63 pp |
Peer averages: Under $2M cohort, 243 credit unions, 2025Q4 filing.
Washington Educational Assoc filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $988K | - |
| 2025Q4 | $1.0M | 322 |
| 2024Q4 | $1.0M | 371 |
| 2023Q4 | $1.1M | 379 |
Credit Union Details
- Charter Number
- 16256
- Type
- Federal
- Field of Membership
- Single Common Bond
- Peer Group
- Under $2M
- State
- Louisiana
- City
- FRANKLINTON
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for Washington Educational Assoc.
| Office | City |
|---|---|
| WASHINGTON EDUCATIONAL ASSOCIATION FEDERAL CREDIT UNION (Main Office) | FRANKLINTON, LA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Louisiana
More federally-insured credit unions based in Louisiana, ordered by peer group match and asset size.
- TEAMSTERS LOCAL UNION #270NEW ORLEANS, LA · Under $2M59Health
- GRAPHIC ARTSShreveport, LA · Under $2M37Health
- G G WNew Orleans, LA · Under $2M78Health
- FOURTH WARDamite, LA · Under $2M65Health
- S T S PLacombe, LA · Under $2M68Health
Compare Washington Educational Assoc vs TEAMSTERS LOCAL UNION #270
Other-state peers near Washington Educational Assoc
Similar health score
Using this data
- Washington Educational Assoc ranks #3,606 of 4,374 nationally on financial health and #94 of 138 in LA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Teamsters Local Union #270 is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Teamsters Local Union #270
Frequently Asked Questions
Is Washington Educational Assoc financially healthy?
On its 2025Q4 NCUA 5300 filing, Washington Educational Assoc scores 70/100 (Very Good), with a 9.87% net worth ratio and 1.87% of loans delinquent. It ranks #3,606 of 4,374 nationally on health and #94 of 138 in Louisiana.
How does Washington Educational Assoc compare to other credit unions?
Washington Educational Assoc scores 70/100, higher than 17% of the 4,374 scored credit unions. Against the 243 peers in the Under $2M cohort, its widest edge is loan-to-share ratio (57.33% vs 52.70%). Its widest shortfall is net worth ratio (9.87% vs 22.93%).
How can I join Washington Educational Assoc?
Washington Educational Assoc is chartered around a single common bond (Single Common Bond), membership is generally limited to employees of a specific employer or a defined occupational group and their immediate family. Contact Washington Educational Assoc directly to confirm eligibility.
Is my money safe at Washington Educational Assoc?
Washington Educational Assoc is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Washington Educational Assoc's net worth ratio of 9.87% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.