Federal credit union · Baton Rouge, Louisiana · NCUA charter #7253
East Baton Rouge Teachers
Health score 61/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 61
- Health / 100
- $4.9M
- Total assets
- 1,601
- Members
- 9.3%
- Net-worth ratio
East Baton Rouge Teachers scores 61/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $4.9M; members 1,601; net-worth ratio 9.31%; health rank #4,035 of 4,374; healthier than 8th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#4,035 of 4,374 health · 2025Q4East Baton Rouge Teachers · health 61/100 · $4.9M · 2025Q4
Call Report peers
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
East Baton Rouge Teachers vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); East Baton Rouge Teachers sits in 60-64 with 179 others.
61 8th percentile higher than 8% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
East Baton Rouge Teachers: Call Report deltas vs peers
- Net Worth Ratio trails the peer set - 9.31% here, 19.06% peer average (-9.75 pp).
Louisiana standing for East Baton Rouge Teachers
- In Louisiana, health place is #115 of 138 on the same NCUA-ratio sort used nationally.
- Assets rank #104 of 138 inside Louisiana ($4.9M reported).
- Member book place in Louisiana: #80 of 138.
- One place up in Louisiana, Sewerage & Water Board Employees (#114) scores 62/100, 1 point higher; one place down, Louisiana Baptist (#116) scores 60/100, 1 point lower.
East Baton Rouge Teachers: 2025Q4 → 2026Q1
East Baton Rouge Teachers: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -2.7% from $4.9M (2025Q4) to $4.7M (2026Q1).
- Net-worth ratio shifted +0.08 pp (9.23% → 9.31%).
9.31% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 61/100 score is built
East Baton Rouge Teachers gives up 39 points in total. Delinquency Rate costs the most, 25 of its 25; Net Worth Ratio loses the least, 1.7.
- Net Worth Ratio 28.3 pts
- Delinquency Rate 0.0 pts
- Return on Assets 11.3 pts
- Member Growth 7.8 pts
- Loan-to-Share Ratio 13.6 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 9.31% | -9.75 pp |
| Delinquency Rate | 7.66% | +5.85 pp |
| Return on Assets | 0.26% | -0.20 pp |
| Member Growth | -0.68% | - |
| Loan-to-Share Ratio | 61.70% | -1.90 pp |
Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.
East Baton Rouge Teachers filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $4.7M | - |
| 2025Q4 | $4.9M | 1,601 |
| 2024Q4 | $4.7M | 1,612 |
| 2023Q4 | $4.7M | 1,581 |
Credit Union Details
- Charter Number
- 7253
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $2M–$10M
- State
- Louisiana
- City
- Baton Rouge
- Data Quarter
- 2025Q4
Branch Locations (2)
The NCUA branch filing lists 2 physical offices for East Baton Rouge Teachers, spread across 2 cities in 2 states.
| Office | City |
|---|---|
| EBRTFCU (Main Office) | Baton Rouge, LA |
| Jack Henry | Charlotte, NC |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Louisiana
More federally-insured credit unions based in Louisiana, ordered by peer group match and asset size.
Nationwide credit unions with similar profiles
Similar health score
Using this data
- East Baton Rouge Teachers ranks #4,035 of 4,374 nationally on financial health and #115 of 138 in LA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Morgan City is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Morgan City
Frequently Asked Questions
Is East Baton Rouge Teachers financially healthy?
East Baton Rouge Teachers has a financial health score of 61/100 (Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #4,035 of 4,374 nationally on health and #115 of 138 in Louisiana. Its net worth ratio is 9.31% and its delinquency rate 7.66%.
How does East Baton Rouge Teachers compare to other credit unions?
East Baton Rouge Teachers scores 61/100, higher than 8% of the 4,374 scored credit unions. Its widest shortfall is net worth ratio (9.31% vs 19.06%).
How can I join East Baton Rouge Teachers?
East Baton Rouge Teachers operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact East Baton Rouge Teachers directly for the exact boundaries and application steps.
Is my money safe at East Baton Rouge Teachers?
East Baton Rouge Teachers is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. East Baton Rouge Teachers's net worth ratio of 9.31% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.