State credit union · New Orleans, Louisiana · NCUA charter #63008
New Orleans Police Department Emp.
Health score 92/100 (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 92
- Health / 100
- $21.8M
- Total assets
- 1,706
- Members
- 37.8%
- Net-worth ratio
New Orleans Police Department Emp. - Share Insurance Coverage
Read from the 2025Q4 NCUA Call Report for charter #63008: composite supervisory bracket and risk-based capital. Full deposit-insurance coverage details in our disclaimer.
New Orleans Police Department Emp. - Five Health Pillars
Each bar is the credit union's 0-100 sub-score on one pillar of the composite. The weighted sum of these five sub-scores is the headline health score above, same NCUA 5300 figures, no normalisation tricks.
- Capital (net worth ratio)100
- Asset quality (delinquency)100
- Earnings (ROA)96
- Member growth51
- Liquidity (loan-to-share)100
Weighted composite: 92/100 - each bar is the 0–100 sub-score; the composite weights them 30/25/15/15/15.
37.80% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
Financial Health Metrics
| Metric | Value | Weight |
|---|---|---|
| Net Worth Ratio | 37.80% | 30% |
| Delinquency Rate | 0.29% | 25% |
| Return on Assets | 0.46% | 15% |
| Member Growth | -0.76% | 15% |
| Loan-to-Share Ratio | 70.14% | 15% |
Health score = weighted composite of above metrics. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $10M–$50M (1163 CUs).
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2025Q4 | $21.8M | 1,706 |
| 2024Q4 | $21.6M | 1,719 |
| 2023Q4 | $21.2M | 1,710 |
Credit Union Details
- Charter Number
- 63008
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- Louisiana
- City
- New Orleans
- Data Quarter
- 2025Q4
What This Data Says About New Orleans Police Department Emp.
Headquartered in New Orleans, Louisiana, New Orleans Police Department Emp. is a state credit union with 1,706 members, $21.8M in total assets, and $8.1M in outstanding loans on the books as of Q4 2025. Its five-factor composite puts the health score at 92/100 (Excellent), driven in part by a net worth ratio of 37.80% - above the 7.0% NCUA "well capitalized" threshold under Prompt Corrective Action rules. It carries charter #63008 and reports within peer group $10M–$50M, a cohort of 1163 similarly-sized institutions.
Deposits deployed into lending sit at a 70.14% loan-to-share ratio, within the 60-80% range most industry analysts consider optimally balanced between yield and liquidity. Loan quality, meanwhile, shows 0.29% of the book 60+ days past due - the peer group average for $10M–$50M credit unions sits at 1.145%, so this institution is running tighter than peers. Return on assets stands at 0.46% on net income of $100K for the period; a not-for-profit cooperative typically runs a modest positive ROA, returning surplus to members through better rates and lower fees rather than to shareholders.
Year-over-year membership changed by -0.76%. These figures come from the 2025Q4 NCUA 5300 Call Report, filed on a quarterly cadence. The stated field of membership (currently: Other) governs who can join. Before opening an account or borrowing, see our disclaimer for NCUSIF deposit-insurance coverage and how to use this data.
Nearby Credit Unions in Louisiana
A look at other Louisiana credit unions, ranked by how closely their peer group and asset size match this one.
- INTERNAL REVENUENEW ORLEANS, LA · $10M–$50M88Health
- FEDERAL EMPLOYEESMONROE, LA · $10M–$50M85Health
- FELICIANAZACHARY, LA · $10M–$50M56Health
- ACADIANLafayette, LA · $10M–$50M86Health
- PEOPLE'SRAYNE, LA · $10M–$50M73Health
Compare New Orleans Police Department Emp. vs INTERNAL REVENUE
Sources & disclaimer
Source: NCUA 5300 Call Report, Q4 2025. Source: NCUA Share Insurance Fund (NCUSIF), federal deposit insurance up to $250,000. Not affiliated with NCUA. For informational purposes only.
Frequently Asked Questions
Is New Orleans Police Department Emp. financially healthy?
Based on NCUA 5300 Call Report data as of Q4 2025, New Orleans Police Department Emp. carries a financial health score of 92/100 (Excellent). On this scale, above 80 is excellent and below 50 warrants closer monitoring; the two biggest inputs here are a 37.80% net worth ratio and a 0.29% delinquency rate.
How does New Orleans Police Department Emp. compare to other credit unions?
92/100 is New Orleans Police Department Emp.'s score on PlainCU's health composite, compared to a peer group average for $10M–$50M credit unions, built from five weighted NCUA metrics - net worth ratio at 30%, delinquency rate at 25%, return on assets at 15%, member growth at 15%, and loan-to-share ratio at 15%.
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join New Orleans Police Department Emp.?
Membership eligibility for New Orleans Police Department Emp. depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact New Orleans Police Department Emp. directly for current membership requirements and application steps.
Is my money safe at New Orleans Police Department Emp.?
Federal credit unions like New Orleans Police Department Emp. are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. New Orleans Police Department Emp.'s net worth ratio of 37.80% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does New Orleans Police Department Emp. offer compared to banks?
Credit unions like New Orleans Police Department Emp. are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact New Orleans Police Department Emp. directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Read our methodology - how this data is sourced, computed, and verified.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.