Federal credit union · GREENSBURG, Louisiana · NCUA charter #13248
S H P E
Health score 68/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 68
- Health / 100
- $4.1M
- Total assets
- 1,498
- Members
- 7.3%
- Net-worth ratio
S H P E scores 68/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $4.1M; members 1,498; net-worth ratio 7.27%; health rank #3,733 of 4,374; healthier than 15th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#3,733 of 4,374 health · 2025Q4S H P E · health 68/100 · $4.1M · 2025Q4
Call Report peers
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
S H P E vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); S H P E sits in 65-69 with 275 others.
68 15th percentile higher than 15% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Where S H P E diverges from peer averages
- Strongest edge vs 566 $2M–$10M peers is Loan-to-Share Ratio: +7.51 pp (71.11% vs 63.60%).
- Widest shortfall vs peers is Net Worth Ratio: -11.79 pp (7.27% vs 19.06%).
Louisiana standing for S H P E
- Health composite ranks #101 of 138 among scored Louisiana credit unions.
- By total assets, S H P E is #108 of 138 in Louisiana.
- Member book place in Louisiana: #84 of 138.
- One place up in Louisiana, S T S P (#100) ties at 68/100; one place down, IBERVILLE (#102) scores 67/100, 1 point lower.
S H P E Call Report trajectory
S H P E: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -2.5% from $4.1M (2025Q4) to $4.0M (2026Q1).
- Net-worth ratio shifted +0.01 pp (7.26% → 7.27%).
7.27% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 68/100 score is built
S H P E gives up 32 points in total. Delinquency Rate costs the most, 25 of its 25; Return on Assets and Member Growth and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 23.2 pts
- Delinquency Rate 0.0 pts
- Return on Assets 15.0 pts
- Member Growth 15.0 pts
- Loan-to-Share Ratio 14.8 pts
Call Report ratios for S H P E
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 7.27% | -11.79 pp |
| Delinquency Rate | 10.37% | +8.56 pp |
| Return on Assets | 0.50% | +0.05 pp |
| Member Growth | 14.35% | - |
| Loan-to-Share Ratio | 71.11% | +7.51 pp |
Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.
Call Report history - S H P E
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $4.0M | - |
| 2025Q4 | $4.1M | 1,498 |
| 2024Q4 | $4.0M | 1,310 |
| 2023Q4 | $4.0M | 1,448 |
Credit Union Details
- Charter Number
- 13248
- Type
- Federal
- Field of Membership
- Single Common Bond
- Peer Group
- $2M–$10M
- State
- Louisiana
- City
- GREENSBURG
- Data Quarter
- 2025Q4
Branch Location
S H P E operates a single office in Greensburg, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Main Office (Main Office) | Greensburg, LA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Louisiana
Other federally-insured credit unions in Louisiana, closest first by peer group and asset size.
Nationwide credit unions with similar profiles
Similar health score
Using this data
- S H P E ranks #3,733 of 4,374 nationally on financial health and #101 of 138 in LA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- G. C. a. is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with G. C. a.
Frequently Asked Questions
Is S H P E financially healthy?
On its 2025Q4 NCUA 5300 filing, S H P E scores 68/100 (Good), with a 7.27% net worth ratio and 10.37% of loans delinquent. It ranks #3,733 of 4,374 nationally on health and #101 of 138 in Louisiana.
How does S H P E compare to other credit unions?
S H P E scores 68/100, higher than 15% of the 4,374 scored credit unions. Against the 566 peers in the $2M–$10M cohort, its widest edge is loan-to-share ratio (71.11% vs 63.60%). Its widest shortfall is net worth ratio (7.27% vs 19.06%).
How can I join S H P E?
S H P E is chartered around a single common bond (Single Common Bond), membership is generally limited to employees of a specific employer or a defined occupational group and their immediate family. Contact S H P E directly to confirm eligibility.
Is my money safe at S H P E?
S H P E is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. S H P E's net worth ratio of 7.27% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.