Federal credit union · New Orleans, Louisiana · NCUA charter #19985
Arabi Sugar Workers
Health score 39/100, grade F (Weak) - from the NCUA 5300 Call Report, 2025Q4.
- 39
- Health / 100
- $2.0M
- Total assets
- 277
- Members
- 39.7%
- Net-worth ratio
Arabi Sugar Workers scores 39/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $2.0M; members 277; net-worth ratio 39.74%; health rank #4,344 of 4,374; healthier than 1st of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#4,344 of 4,374 health · 2025Q4Arabi Sugar Workers · health 39/100 · $2.0M · 2025Q4
- CAMELS 39/100
- HEALTH 39.7%
- NW 9.37%
- DELQ 0.02%
- ROA $2.0M
- ASSETS 277
- MEM #4,344/4,374
- RANK n/a
- PHOTO 19985
Call Report peers
Arabi Sugar Workers carries $2.0M in NCUA 5300 assets, stamped as a Call Report masthead, not a rate quote or membership pitch.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Arabi Sugar Workers vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
39 1st percentile higher than 1% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Arabi Sugar Workers - Share Insurance Coverage
The 2025Q4 NCUA Call Report puts charter #19985 at the supervisory bracket and risk-based capital level shown below. NCUSIF protection is covered in our deposit-insurance coverage note.
Peer-gap read for Arabi Sugar Workers
- Largest favorable gap: Loan-to-Share Ratio at 120.90% vs peer 52.70% (+68.20 pp).
- Largest lag: Delinquency Rate at 9.37% vs peer 4.48% (+4.90 pp).
Peer averages are NCUA 5300 means for the Under $2M cohort (243 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Arabi Sugar Workers: in-state Call Report ranks
- Health composite ranks #135 of 138 among scored Louisiana credit unions.
- Assets rank #118 of 138 inside Louisiana ($2.0M reported).
- Membership ranks #127 of 138 among Louisiana CUs with a reported count (277 members).
In-state ordinals use the live credit_unions table for LA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Quarter path for Arabi Sugar Workers
Arabi Sugar Workers: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +0.4% from $2.0M (2025Q4) to $2.0M (2026Q1).
- Net-worth ratio shifted -0.09 pp (39.83% → 39.74%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 39.74% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 39/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 39.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 0.0 pts
- Return on Assets 5.6 pts
- Member Growth 0.9 pts
- Loan-to-Share Ratio 2.5 pts
Call Report ratios for Arabi Sugar Workers
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 39.74% | +16.81 pp |
| Delinquency Rate | 9.37% | +4.90 pp |
| Return on Assets | 0.02% | -0.20 pp |
| Member Growth | -4.48% | - |
| Loan-to-Share Ratio | 120.90% | +68.20 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: Under $2M (243 CUs).
Arabi Sugar Workers quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $2.0M | - |
| 2025Q4 | $2.0M | 277 |
| 2024Q4 | $1.8M | 290 |
| 2023Q4 | $1.8M | 288 |
Credit Union Details
- Charter Number
- 19985
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- Under $2M
- State
- Louisiana
- City
- New Orleans
- Data Quarter
- 2025Q4
Branch Locations (2)
Per its most recent NCUA branch filing, Arabi Sugar Workers runs 2 offices.
| Office | City |
|---|---|
| ASWFCU (Main Office) | New Orleans, LA |
| GGW FCU | New Orleans, LA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Louisiana
More federally-insured credit unions based in Louisiana, ordered by peer group match and asset size.
Arabi Sugar Workers nationwide neighbourhoods
Two NCUA Call Report peer sets for Arabi Sugar Workers, both outside Louisiana so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar health score
Nearest other-state credit unions by five-factor health composite (39/100 here).
Using this data
- Arabi Sugar Workers ranks #4,344 of 4,374 nationally on financial health and #135 of 138 in LA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- James Ward, Jr. is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with James Ward, Jr.
- Rates and health both vary by institution, not just by state -- see how Louisiana credit unions compare overall before assuming this one is typical. Louisiana state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Arabi Sugar Workers financially healthy?
Arabi Sugar Workers has a financial health score of 39/100 (Weak) based on NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #4,344 of 4,374; by total assets it ranks #4,134 of 4,374 nationally (same basis as /rankings/largest); and #118 of 138 within Louisiana. Scores above 80 indicate excellent financial health; scores below 50 may warrant closer monitoring. Key factors include net worth ratio of 39.74% and delinquency rate of 9.37%.
How does Arabi Sugar Workers compare to other credit unions?
Five weighted metrics from NCUA filings produce Arabi Sugar Workers's 39/100 score on PlainCU's health composite, compared to a peer group average for Under $2M credit unions: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Arabi Sugar Workers?
Arabi Sugar Workers operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Arabi Sugar Workers directly for the exact boundaries and application steps.
Is my money safe at Arabi Sugar Workers?
Federal credit unions like Arabi Sugar Workers are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Arabi Sugar Workers's net worth ratio of 39.74% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Arabi Sugar Workers offer compared to banks?
Credit unions like Arabi Sugar Workers are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Arabi Sugar Workers directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.