State credit union · GONZALES, Louisiana · NCUA charter #62018
ASCENSION
Health score 96/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 96
- Health / 100
- $108.5M
- Total assets
- 10,691
- Members
- 11.0%
- Net-worth ratio
ASCENSION scores 96/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $108.5M; members 10,691; net-worth ratio 11.04%; health rank #275 of 4,374; healthier than 93rd of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#275 of 4,374 health · 2025Q4ASCENSION · health 96/100 · $108.5M · 2025Q4
- PHOTO 96/100
- BOOK 11.0%
- CHARTER 0.07%
- NCUSIF 0.34%
- CAMELS $108.5M
- HEALTH 10,691
- NW #275/4,374
- DELQ Greater Pittsburgh Police
- ROA 62018
Call Report peers
ASCENSION in the assets neighbourhood
ASCENSION's $108.5M assets sit next to Greater Pittsburgh Police ($108.6M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
ASCENSION vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
96 Top 7% higher than 93% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
ASCENSION - Share Insurance Coverage
Charter #62018's composite supervisory bracket and risk-based capital, as reported in the 2025Q4 NCUA Call Report. See our deposit-insurance coverage note for how NCUSIF protection works.
ASCENSION: Call Report deltas vs peers
- Largest favorable gap: Loan-to-Share Ratio at 90.73% vs peer 72.20% (+18.53 pp).
- Largest lag: Net Worth Ratio at 11.04% vs peer 12.11% (-1.07 pp).
Peer averages are NCUA 5300 means for the $100M–$500M cohort (1069 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Where ASCENSION sits in Louisiana
- Louisiana health ordinal: #7 of 138.
- Louisiana assets place: #29 of 138.
- Membership ranks #24 of 138 among Louisiana CUs with a reported count (10,691 members).
In-state ordinals use the live credit_unions table for LA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Quarter path for ASCENSION
ASCENSION: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +0.5% from $108.5M (2025Q4) to $109.0M (2026Q1).
- Net-worth ratio shifted +0.03 pp (11.01% → 11.04%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
11.04% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 96/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 96.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 12.6 pts
- Member Growth 13.9 pts
- Loan-to-Share Ratio 14.5 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 11.04% | -1.07 pp |
| Delinquency Rate | 0.07% | -0.83 pp |
| Return on Assets | 0.34% | -0.28 pp |
| Member Growth | 4.08% | - |
| Loan-to-Share Ratio | 90.73% | +18.53 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $100M–$500M (1069 CUs).
Call Report history - ASCENSION
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $109.0M | - |
| 2025Q4 | $108.5M | 10,691 |
| 2024Q4 | $101.2M | 10,272 |
| 2023Q4 | $103.7M | 9,726 |
Credit Union Details
- Charter Number
- 62018
- Type
- State
- Field of Membership
- Other
- Peer Group
- $100M–$500M
- State
- Louisiana
- City
- GONZALES
- Data Quarter
- 2025Q4
Branch Locations (4)
ASCENSION operates 4 offices across 4 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Main Office (Main Office) | Gonzales, LA |
| Eagle Federal Credit Union | Baton Rouge, LA |
| Ascension CU | Donaldsonville, LA |
| Ascension CU | Prairieville, LA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Louisiana
Other federally-insured credit unions in Louisiana, closest first by peer group and asset size.
Other-state peers near ASCENSION
ASCENSION's nationwide photo peers by assets and by health score, excluding Louisiana charters.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($108.5M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (96/100 here).
Using this data
- ASCENSION ranks #275 of 4,374 nationally on financial health and #7 of 138 in LA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Department of Corrections is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Department of Corrections
- Rates and health both vary by institution, not just by state -- see how Louisiana credit unions compare overall before assuming this one is typical. Louisiana state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is ASCENSION financially healthy?
Based on NCUA 5300 Call Report data as of Q4 2025, ASCENSION carries a financial health score of 96/100 (Excellent). On the national health ranking (same basis as /rankings/healthiest), it sits at #275 of 4,374; by total assets it ranks #1,757 of 4,374 nationally (same basis as /rankings/largest); and #29 of 138 within Louisiana. On this scale, above 80 is excellent and below 50 warrants closer monitoring; the two biggest inputs here are a 11.04% net worth ratio and a 0.07% delinquency rate.
How does ASCENSION compare to other credit unions?
96/100 is ASCENSION's score on PlainCU's health composite, compared to a peer group average for $100M–$500M credit unions, built from five weighted NCUA metrics - net worth ratio at 30%, delinquency rate at 25%, return on assets at 15%, member growth at 15%, and loan-to-share ratio at 15%.
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join ASCENSION?
Membership eligibility for ASCENSION depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact ASCENSION directly for current membership requirements and application steps.
Is my money safe at ASCENSION?
Federal credit unions like ASCENSION are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. ASCENSION's net worth ratio of 11.04% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does ASCENSION offer compared to banks?
Credit unions like ASCENSION are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact ASCENSION directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.