Federal credit union · NEW ORLEANS, Louisiana · NCUA charter #20550
Teamsters Local Union #270
Health score 59/100, grade D (Fair) - from the NCUA 5300 Call Report, 2025Q4.
- 59
- Health / 100
- $978K
- Total assets
- 499
- Members
- 15.2%
- Net-worth ratio
Teamsters Local Union #270 scores 59/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $978K; members 499; net-worth ratio 15.17%; health rank #4,085 of 4,374; healthier than 6th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#4,085 of 4,374 health · 2025Q4Teamsters Local Union #270 · health 59/100 · $978K · 2025Q4
- NW 59/100
- DELQ 15.2%
- ROA 6.79%
- ASSETS 1.10%
- MEM $978K
- RANK 499
- PHOTO #4,085/4,374
- BOOK n/a
- CHARTER 20550
Call Report peers
Teamsters Local Union #270 carries $978K in NCUA 5300 assets, stamped as a Call Report masthead, not a rate quote or membership pitch.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Teamsters Local Union #270 vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
59 6th percentile higher than 6% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Teamsters Local Union #270 - Share Insurance Coverage
Below: composite supervisory bracket and risk-based capital for charter #20550, per the 2025Q4 NCUA Call Report. Our deposit-insurance coverage note explains how the $250,000 NCUSIF ceiling works.
Teamsters Local Union #270 vs Under $2M peers
- Return on Assets leads the peer set - 1.10% here, 0.22% peer average (+0.88 pp).
- Loan-to-Share Ratio trails the peer set - 16.78% here, 52.70% peer average (-35.92 pp).
Peer averages are NCUA 5300 means for the Under $2M cohort (243 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Teamsters Local Union #270 in Louisiana
- Louisiana health ordinal: #117 of 138.
- Louisiana assets place: #124 of 138.
- Louisiana membership ordinal: #118 of 138.
In-state ordinals use the live credit_unions table for LA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
How Teamsters Local Union #270's 5300 filing moved
Teamsters Local Union #270: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +2.3% from $978K (2025Q4) to $1000K (2026Q1).
- Net-worth ratio shifted -0.26 pp (15.43% → 15.17%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
15.17% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 59/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 59.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 0.0 pts
- Return on Assets 15.0 pts
- Member Growth 6.5 pts
- Loan-to-Share Ratio 7.5 pts
Teamsters Local Union #270 vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 15.17% | -7.76 pp |
| Delinquency Rate | 6.79% | +2.31 pp |
| Return on Assets | 1.10% | +0.88 pp |
| Member Growth | -1.38% | - |
| Loan-to-Share Ratio | 16.78% | -35.92 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: Under $2M (243 CUs).
Teamsters Local Union #270 filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $1000K | - |
| 2025Q4 | $978K | 499 |
| 2024Q4 | $962K | 506 |
| 2023Q4 | $920K | 500 |
Credit Union Details
- Charter Number
- 20550
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- Under $2M
- State
- Louisiana
- City
- NEW ORLEANS
- Data Quarter
- 2025Q4
Branch Locations (2)
Per its most recent NCUA branch filing, Teamsters Local Union #270 runs 2 offices.
| Office | City |
|---|---|
| Main (Main Office) | New Orleans, LA |
| off site | New Orleans, LA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Louisiana
A look at other Louisiana credit unions, ranked by how closely their peer group and asset size match this one.
Cross-state Call Report peers for Teamsters Local Union #270
Two NCUA Call Report peer sets for Teamsters Local Union #270, both outside Louisiana so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar health score
Nearest other-state credit unions by five-factor health composite (59/100 here).
Using this data
- Teamsters Local Union #270 ranks #4,085 of 4,374 nationally on financial health and #117 of 138 in LA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Graphic Arts is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Graphic Arts
- Rates and health both vary by institution, not just by state -- see how Louisiana credit unions compare overall before assuming this one is typical. Louisiana state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Teamsters Local Union #270 financially healthy?
Teamsters Local Union #270 scores 59/100 (Fair) on financial health, per the NCUA 5300 Call Report for Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #4,085 of 4,374; by total assets it ranks #4,241 of 4,374 nationally (same basis as /rankings/largest); and #124 of 138 within Louisiana. Anything above 80 is considered excellent, anything below 50 may need closer monitoring - this score reflects a 15.17% net worth ratio and a 6.79% delinquency rate.
How does Teamsters Local Union #270 compare to other credit unions?
59/100 is Teamsters Local Union #270's score on PlainCU's health composite, compared to a peer group average for Under $2M credit unions, built from five weighted NCUA metrics - net worth ratio at 30%, delinquency rate at 25%, return on assets at 15%, member growth at 15%, and loan-to-share ratio at 15%.
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Teamsters Local Union #270?
Teamsters Local Union #270 operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Teamsters Local Union #270 directly for the exact boundaries and application steps.
Is my money safe at Teamsters Local Union #270?
Federal credit unions like Teamsters Local Union #270 are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Teamsters Local Union #270's net worth ratio of 15.17% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Teamsters Local Union #270 offer compared to banks?
Credit unions like Teamsters Local Union #270 are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Teamsters Local Union #270 directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.