Federal credit union · LAFAYETTE, Louisiana · NCUA charter #24783
First Pioneers
Health score 77/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 77
- Health / 100
- $59.8M
- Total assets
- 6,724
- Members
- 10.8%
- Net-worth ratio
First Pioneers scores 77/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $59.8M; members 6,724; net-worth ratio 10.85%; health rank #3,113 of 4,374; healthier than 28th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#3,113 of 4,374 health · 2025Q4First Pioneers · health 77/100 · $59.8M · 2025Q4
Call Report peers
First Pioneers in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
First Pioneers vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); First Pioneers sits in 75-79 with 502 others.
77 28th percentile higher than 28% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
First Pioneers: Call Report deltas vs peers
- Largest favorable gap: Loan-to-Share Ratio at 75.51% vs peer 62.60% (+12.91 pp).
- Largest lag: Net Worth Ratio at 10.85% vs peer 13.62% (-2.77 pp).
Louisiana standing for First Pioneers
- Health composite ranks #73 of 138 among scored Louisiana credit unions.
- By total assets, First Pioneers is #40 of 138 in Louisiana.
- Membership ranks #34 of 138 among Louisiana CUs with a reported count (6,724 members).
- One place up in Louisiana, District 08 (#72) ties at 77/100; one place down, Southern Teachers & Parents (#74) ties at 77/100.
First Pioneers Call Report trajectory
First Pioneers: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +3.7% from $59.8M (2025Q4) to $62.0M (2026Q1).
- Net-worth ratio shifted -0.19 pp (11.04% → 10.85%).
This credit union's 10.85% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 77/100 score is built
First Pioneers gives up 23 points in total. Return on Assets costs the most, 12.7 of its 15; Net Worth Ratio and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 18.5 pts
- Return on Assets 2.3 pts
- Member Growth 10.7 pts
- Loan-to-Share Ratio 15.5 pts
Call Report ratios for First Pioneers
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.85% | -2.77 pp |
| Delinquency Rate | 1.20% | +0.24 pp |
| Return on Assets | -0.24% | -0.90 pp |
| Member Growth | 1.43% | - |
| Loan-to-Share Ratio | 75.51% | +12.91 pp |
Peer averages: $50M–$100M cohort, 584 credit unions, 2025Q4 filing.
Call Report history - First Pioneers
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $62.0M | - |
| 2025Q4 | $59.8M | 6,724 |
| 2024Q4 | $57.8M | 6,629 |
| 2023Q4 | $59.1M | 6,537 |
Credit Union Details
- Charter Number
- 24783
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $50M–$100M
- State
- Louisiana
- City
- LAFAYETTE
- Data Quarter
- 2025Q4
Branch Locations (2)
First Pioneers operates 2 offices across 2 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Main Branch (Main Office) | Lafayette, LA |
| New Iberia Branch | New Iberia, LA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Louisiana
Other federally-insured credit unions in Louisiana, closest first by peer group and asset size.
- UNIVERSITY OF LOUISIANALafayette, LA · $50M–$100M84Health
- CALCASIEU TEACHERS AND EMPLOYEESLake Charles, LA · $50M–$100M87Health
- FIRST STREETDERIDDER, LA · $50M–$100M93Health
- POST OFFICE EMPLOYEESShreveport, LA · $50M–$100M81Health
- BATON ROUGE CITY PARISH EMPBATON ROUGE, LA · $50M–$100M83Health
Cross-state Call Report peers for First Pioneers
Using this data
- First Pioneers ranks #3,113 of 4,374 nationally on financial health and #73 of 138 in LA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- University of Louisiana is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with University of Louisiana
Frequently Asked Questions
Is First Pioneers financially healthy?
First Pioneers has a financial health score of 77/100 (Very Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #3,113 of 4,374 nationally on health and #73 of 138 in Louisiana. Its net worth ratio is 10.85% and its delinquency rate 1.20%.
How does First Pioneers compare to other credit unions?
First Pioneers scores 77/100, higher than 28% of the 4,374 scored credit unions. Against the 584 peers in the $50M–$100M cohort, its widest edge is loan-to-share ratio (75.51% vs 62.60%). Its widest shortfall is net worth ratio (10.85% vs 13.62%).
How can I join First Pioneers?
First Pioneers operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact First Pioneers directly for the exact boundaries and application steps.
Is my money safe at First Pioneers?
First Pioneers is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. First Pioneers's net worth ratio of 10.85% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.