Federal credit union · New Orleans, Louisiana · NCUA charter #7045
Judicial & Justice
Health score 64/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 64
- Health / 100
- $1.6M
- Total assets
- 373
- Members
- 10.8%
- Net-worth ratio
Judicial & Justice scores 64/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $1.6M; members 373; net-worth ratio 10.76%; health rank #3,917 of 4,374; healthier than 10th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#3,917 of 4,374 health · 2025Q4Judicial & Justice · health 64/100 · $1.6M · 2025Q4
Call Report peers
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Judicial & Justice vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Judicial & Justice sits in 60-64 with 179 others.
64 10th percentile higher than 10% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Judicial & Justice vs Under $2M peers
- Delinquency Rate leads the peer set - 2.53% here, 4.48% peer average (-1.95 pp).
- Widest shortfall vs peers is Loan-to-Share Ratio: -15.86 pp (36.84% vs 52.70%).
Judicial & Justice: in-state Call Report ranks
- In Louisiana, health place is #110 of 138 on the same NCUA-ratio sort used nationally.
- Louisiana assets place: #120 of 138.
- Member book place in Louisiana: #122 of 138.
- One place up in Louisiana, 3rd District Highway (#109) ties at 64/100; one place down, N.O. Port Commission Employees (#111) scores 63/100, 1 point lower.
Quarter path for Judicial & Justice
Judicial & Justice: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -0.8% from $1.6M (2025Q4) to $1.6M (2026Q1).
- Net-worth ratio shifted +0.21 pp (10.55% → 10.76%).
At 10.76%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 64/100 score is built
Judicial & Justice gives up 36 points in total. Delinquency Rate costs the most, 15.8 of its 25; Net Worth Ratio scores full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 9.2 pts
- Return on Assets 12.2 pts
- Member Growth 3.4 pts
- Loan-to-Share Ratio 9.2 pts
Call Report ratios for Judicial & Justice
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.76% | -12.17 pp |
| Delinquency Rate | 2.53% | -1.95 pp |
| Return on Assets | 0.31% | +0.09 pp |
| Member Growth | -3.12% | - |
| Loan-to-Share Ratio | 36.84% | -15.86 pp |
Peer averages: Under $2M cohort, 243 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $1.6M | - |
| 2025Q4 | $1.6M | 373 |
| 2024Q4 | $1.6M | 385 |
| 2023Q4 | $1.7M | 396 |
Credit Union Details
- Charter Number
- 7045
- Type
- Federal
- Field of Membership
- Multiple Common Bond
- Peer Group
- Under $2M
- State
- Louisiana
- City
- New Orleans
- Data Quarter
- 2025Q4
Branch Location
Judicial & Justice operates a single office in New Orleans, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Credit Union (Main Office) | New Orleans, LA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Louisiana
Other federally-insured credit unions in Louisiana, closest first by peer group and asset size.
Cross-state Call Report peers for Judicial & Justice
Similar health score
Using this data
- Judicial & Justice ranks #3,917 of 4,374 nationally on financial health and #110 of 138 in LA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Xavier University is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Xavier University
Frequently Asked Questions
Is Judicial & Justice financially healthy?
On its 2025Q4 NCUA 5300 filing, Judicial & Justice scores 64/100 (Good), with a 10.76% net worth ratio and 2.53% of loans delinquent. It ranks #3,917 of 4,374 nationally on health and #110 of 138 in Louisiana.
How does Judicial & Justice compare to other credit unions?
Judicial & Justice scores 64/100, higher than 10% of the 4,374 scored credit unions. Against the 243 peers in the Under $2M cohort, its widest edge is delinquency rate (2.53% vs 4.48%). Its widest shortfall is loan-to-share ratio (36.84% vs 52.70%).
How can I join Judicial & Justice?
Judicial & Justice serves multiple common-bond groups, membership usually requires belonging to one of several qualifying employers, associations, or organizations the credit union has chartered to serve. Contact Judicial & Justice directly for the current list of qualifying groups.
Is my money safe at Judicial & Justice?
Judicial & Justice is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Judicial & Justice's net worth ratio of 10.76% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.