Federal credit union · Baton Rouge, Louisiana · NCUA charter #1257
Baton Rouge Fire Department
Health score 95/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 95
- Health / 100
- $79.7M
- Total assets
- 6,390
- Members
- 21.8%
- Net-worth ratio
Baton Rouge Fire Department scores 95/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $79.7M; members 6,390; net-worth ratio 21.76%; health rank #309 of 4,374; healthier than 90th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#309 of 4,374 health · 2025Q4Baton Rouge Fire Department · health 95/100 · $79.7M · 2025Q4
- CHARTER 95/100
- NCUSIF 21.8%
- CAMELS 0.67%
- HEALTH 1.39%
- NW $79.7M
- DELQ 6,390
- ROA #309/4,374
- ASSETS Credit Union of Atlanta
- MEM 1257
Call Report peers
Baton Rouge Fire Department in the assets neighbourhood
Baton Rouge Fire Department's $79.7M assets sit next to Credit Union of Atlanta ($79.7M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Baton Rouge Fire Department vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
95 Top 10% higher than 90% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Baton Rouge Fire Department - Share Insurance Coverage
Read from the 2025Q4 NCUA Call Report for charter #1257: composite supervisory bracket and risk-based capital. Full deposit-insurance coverage details in our disclaimer.
Baton Rouge Fire Department: Call Report deltas vs peers
- Largest favorable gap: Loan-to-Share Ratio at 82.10% vs peer 62.60% (+19.50 pp).
Peer averages are NCUA 5300 means for the $50M–$100M cohort (584 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Baton Rouge Fire Department in Louisiana
- Louisiana health ordinal: #8 of 138.
- Louisiana assets place: #34 of 138.
- Louisiana membership ordinal: #38 of 138.
In-state ordinals use the live credit_unions table for LA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
How Baton Rouge Fire Department's 5300 filing moved
Baton Rouge Fire Department: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +1.9% from $79.7M (2025Q4) to $81.2M (2026Q1).
- Net-worth ratio shifted +0.02 pp (21.74% → 21.76%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
At 21.76%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 95/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 95.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 23.3 pts
- Return on Assets 15.0 pts
- Member Growth 11.9 pts
- Loan-to-Share Ratio 14.8 pts
Baton Rouge Fire Department vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 21.76% | +8.14 pp |
| Delinquency Rate | 0.67% | -0.29 pp |
| Return on Assets | 1.39% | +0.73 pp |
| Member Growth | 2.39% | - |
| Loan-to-Share Ratio | 82.10% | +19.50 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $50M–$100M (584 CUs).
Baton Rouge Fire Department filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $81.2M | - |
| 2025Q4 | $79.7M | 6,390 |
| 2024Q4 | $72.9M | 6,241 |
| 2023Q4 | $71.1M | 6,370 |
Credit Union Details
- Charter Number
- 1257
- Type
- Federal
- Field of Membership
- Multiple Common Bond
- Peer Group
- $50M–$100M
- State
- Louisiana
- City
- Baton Rouge
- Data Quarter
- 2025Q4
Branch Locations (3)
Per its most recent NCUA branch filing, Baton Rouge Fire Department runs 3 offices.
| Office | City |
|---|---|
| Main Office (Main Office) | Baton Rouge, LA |
| Baton Rouge Fire Dept HQ Office | Baton Rouge, LA |
| St George Fire Dept Branch Office | Baton Rouge, LA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Louisiana
Other federally-insured credit unions in Louisiana, closest first by peer group and asset size.
Baton Rouge Fire Department nationwide neighbourhoods
Two NCUA Call Report peer sets for Baton Rouge Fire Department, both outside Louisiana so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($79.7M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (95/100 here).
Using this data
- Baton Rouge Fire Department ranks #309 of 4,374 nationally on financial health and #8 of 138 in LA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- BAYOU is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with BAYOU
- Rates and health both vary by institution, not just by state -- see how Louisiana credit unions compare overall before assuming this one is typical. Louisiana state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Baton Rouge Fire Department financially healthy?
A 21.76% net worth ratio and a 0.67% delinquency rate feed into Baton Rouge Fire Department's financial health score of 95/100 (Excellent), from NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #309 of 4,374; by total assets it ranks #2,019 of 4,374 nationally (same basis as /rankings/largest); and #34 of 138 within Louisiana. The scale: above 80 excellent, below 50 warrants closer monitoring.
How does Baton Rouge Fire Department compare to other credit unions?
On PlainCU's health composite, Baton Rouge Fire Department lands at 95/100, compared to a peer group average for $50M–$100M credit unions. Five NCUA-reported metrics feed that number: net worth ratio (weighted 30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Baton Rouge Fire Department?
Baton Rouge Fire Department serves multiple common-bond groups, membership usually requires belonging to one of several qualifying employers, associations, or organizations the credit union has chartered to serve. Contact Baton Rouge Fire Department directly for the current list of qualifying groups.
Is my money safe at Baton Rouge Fire Department?
Federal credit unions like Baton Rouge Fire Department are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Baton Rouge Fire Department's net worth ratio of 21.76% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Baton Rouge Fire Department offer compared to banks?
Credit unions like Baton Rouge Fire Department are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Baton Rouge Fire Department directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.