Federal credit union · Bastrop, Louisiana · NCUA charter #8530
KRAFTMAN
Health score 83/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 83
- Health / 100
- $135.8M
- Total assets
- 6,658
- Members
- 14.5%
- Net-worth ratio
KRAFTMAN scores 83/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $135.8M; members 6,658; net-worth ratio 14.48%; health rank #2,241 of 4,374; healthier than 46th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#2,241 of 4,374 health · 2025Q4KRAFTMAN · health 83/100 · $135.8M · 2025Q4
Call Report peers
KRAFTMAN in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
KRAFTMAN vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); KRAFTMAN sits in 80-84 with 767 others.
83 46th percentile higher than 46% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Where KRAFTMAN diverges from peer averages
- Strongest edge vs 1069 $100M–$500M peers is Net Worth Ratio: +2.37 pp (14.48% vs 12.11%).
- Largest lag: Loan-to-Share Ratio at 40.21% vs peer 72.20% (-31.99 pp).
KRAFTMAN: in-state Call Report ranks
- Health composite ranks #49 of 138 among scored Louisiana credit unions.
- Assets rank #25 of 138 inside Louisiana ($135.8M reported).
- Membership ranks #35 of 138 among Louisiana CUs with a reported count (6,658 members).
- One place up in Louisiana, RIVERLAND (#48) ties at 83/100; one place down, Southwest Louisiana (#50) scores 82/100, 1 point lower.
KRAFTMAN: 2025Q4 → 2026Q1
KRAFTMAN: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +4.5% from $135.8M (2025Q4) to $141.9M (2026Q1).
- Net-worth ratio shifted -0.55 pp (15.03% → 14.48%).
This credit union's 14.48% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 83/100 score is built
KRAFTMAN gives up 17 points in total. Member Growth costs the most, 6.2 of its 15; Net Worth Ratio scores full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 24.8 pts
- Return on Assets 9.4 pts
- Member Growth 8.8 pts
- Loan-to-Share Ratio 10.0 pts
Call Report ratios for KRAFTMAN
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 14.48% | +2.37 pp |
| Delinquency Rate | 0.52% | -0.38 pp |
| Return on Assets | 0.12% | -0.50 pp |
| Member Growth | -0.13% | - |
| Loan-to-Share Ratio | 40.21% | -31.99 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $141.9M | - |
| 2025Q4 | $135.8M | 6,658 |
| 2024Q4 | $125.1M | 6,667 |
| 2023Q4 | $120.1M | 6,782 |
Credit Union Details
- Charter Number
- 8530
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $100M–$500M
- State
- Louisiana
- City
- Bastrop
- Data Quarter
- 2025Q4
Branch Locations (4)
Per its most recent NCUA branch filing, KRAFTMAN runs 4 offices in 4 different cities across 3 states.
| Office | City |
|---|---|
| Kraftman Federal Credit Union (Main Office) | Bastrop, LA |
| Bradford Scott | Fort Wayne, IN |
| Kraftman Federal Credit Union - Hwy 165 Branch | Monroe, LA |
| Bradford Scott | Waco, TX |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Louisiana
Other federally-insured credit unions in Louisiana, closest first by peer group and asset size.
KRAFTMAN nationwide neighbourhoods
Using this data
- KRAFTMAN ranks #2,241 of 4,374 nationally on financial health and #49 of 138 in LA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Heart of Louisiana is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Heart of Louisiana
Frequently Asked Questions
Is KRAFTMAN financially healthy?
KRAFTMAN has a financial health score of 83/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #2,241 of 4,374 nationally on health and #49 of 138 in Louisiana. Its net worth ratio is 14.48% and its delinquency rate 0.52%.
How does KRAFTMAN compare to other credit unions?
KRAFTMAN scores 83/100, higher than 46% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is net worth ratio (14.48% vs 12.11%). Its widest shortfall is loan-to-share ratio (40.21% vs 72.20%).
How can I join KRAFTMAN?
KRAFTMAN operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact KRAFTMAN directly for the exact boundaries and application steps.
Is my money safe at KRAFTMAN?
KRAFTMAN is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. KRAFTMAN's net worth ratio of 14.48% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.