Federal credit union · SLIDELL, Louisiana · NCUA charter #4461
NODA
Health score 45/100, grade F (Below Average) - from the NCUA 5300 Call Report, 2025Q4.
- 45
- Health / 100
- $34.2M
- Total assets
- 2,904
- Members
- 16.2%
- Net-worth ratio
NODA scores 45/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $34.2M; members 2,904; net-worth ratio 16.16%; health rank #4,314 of 4,374; healthier than 1st of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#4,314 of 4,374 health · 2025Q4NODA · health 45/100 · $34.2M · 2025Q4
Call Report peers
NODA in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
NODA vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); NODA sits in 45-49 with 39 others.
45 1st percentile higher than 1% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Where NODA diverges from peer averages
- Strongest edge vs 1163 $10M–$50M peers is Net Worth Ratio: +1.30 pp (16.16% vs 14.86%).
- Widest shortfall vs peers is Loan-to-Share Ratio: -20.44 pp (39.36% vs 59.80%).
NODA: in-state Call Report ranks
- Louisiana health ordinal: #131 of 138.
- Assets rank #58 of 138 inside Louisiana ($34.2M reported).
- Membership ranks #61 of 138 among Louisiana CUs with a reported count (2,904 members).
- One place up in Louisiana, MONTELL (#130) scores 48/100, 3 points higher; one place down, Iberia Parish (#132) scores 44/100, 1 point lower.
How NODA's 5300 filing moved
NODA: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -0.0% from $34.2M (2025Q4) to $34.2M (2026Q1).
- Net-worth ratio shifted -0.43 pp (16.59% → 16.16%).
This credit union's 16.16% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 45/100 score is built
NODA gives up 55 points in total. Delinquency Rate costs the most, 25 of its 25; Net Worth Ratio scores full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 0.0 pts
- Return on Assets 0.0 pts
- Member Growth 5.6 pts
- Loan-to-Share Ratio 9.4 pts
NODA health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 16.16% | +1.30 pp |
| Delinquency Rate | 4.97% | +3.82 pp |
| Return on Assets | -2.02% | -2.73 pp |
| Member Growth | -1.89% | - |
| Loan-to-Share Ratio | 39.36% | -20.44 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $34.2M | - |
| 2025Q4 | $34.2M | 2,904 |
| 2024Q4 | $33.9M | 2,960 |
| 2023Q4 | $40.0M | 3,040 |
Credit Union Details
- Charter Number
- 4461
- Type
- Federal
- Field of Membership
- Multiple Common Bond
- Peer Group
- $10M–$50M
- State
- Louisiana
- City
- SLIDELL
- Data Quarter
- 2025Q4
Branch Locations (3)
The NCUA branch filing lists 3 physical offices for NODA, spread across 2 cities.
| Office | City |
|---|---|
| Branch Location (Main Office) | SLIDELL, LA |
| National Finance Center | New Orleans, LA |
| Southern Regional Research Center | New Orleans, LA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Louisiana
A look at other Louisiana credit unions, ranked by how closely their peer group and asset size match this one.
NODA nationwide neighbourhoods
Similar total assets
Using this data
- NODA ranks #4,314 of 4,374 nationally on financial health and #131 of 138 in LA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Alexandria Municipal Employees is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Alexandria Municipal Employees
Frequently Asked Questions
Is NODA financially healthy?
On its 2025Q4 NCUA 5300 filing, NODA scores 45/100 (Below Average), with a 16.16% net worth ratio and 4.97% of loans delinquent. It ranks #4,314 of 4,374 nationally on health and #131 of 138 in Louisiana.
How does NODA compare to other credit unions?
NODA scores 45/100, higher than 1% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is net worth ratio (16.16% vs 14.86%). Its widest shortfall is loan-to-share ratio (39.36% vs 59.80%).
How can I join NODA?
NODA serves multiple common-bond groups, membership usually requires belonging to one of several qualifying employers, associations, or organizations the credit union has chartered to serve. Contact NODA directly for the current list of qualifying groups.
Is my money safe at NODA?
NODA is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. NODA's net worth ratio of 16.16% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.