Federal credit union · Geismar, Louisiana · NCUA charter #23620
Geismar Complex
Health score 95/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 95
- Health / 100
- $42.8M
- Total assets
- 2,522
- Members
- 13.2%
- Net-worth ratio
Geismar Complex scores 95/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $42.8M; members 2,522; net-worth ratio 13.22%; health rank #366 of 4,374; healthier than 90th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#366 of 4,374 health · 2025Q4Geismar Complex · health 95/100 · $42.8M · 2025Q4
Call Report peers
Geismar Complex in the assets neighbourhood
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Geismar Complex vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Geismar Complex sits in 95-99 with 391 others.
95 Top 10% higher than 90% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Where Geismar Complex diverges from peer averages
- Loan-to-Share Ratio leads the peer set - 68.64% here, 59.80% peer average (+8.84 pp).
- Largest lag: Net Worth Ratio at 13.22% vs peer 14.86% (-1.64 pp).
Geismar Complex in Louisiana
- Louisiana health ordinal: #11 of 138.
- By total assets, Geismar Complex is #54 of 138 in Louisiana.
- Membership ranks #67 of 138 among Louisiana CUs with a reported count (2,522 members).
- One place up in Louisiana, Willis Knighton (#10) ties at 95/100; one place down, District 58 (#12) scores 94/100, 1 point lower.
Geismar Complex: 2025Q4 → 2026Q1
Geismar Complex: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +0.9% from $42.8M (2025Q4) to $43.2M (2026Q1).
- Net-worth ratio shifted +0.09 pp (13.13% → 13.22%).
At 13.22%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 95/100 score is built
Geismar Complex gives up 5 points in total. Delinquency Rate costs the most, 2.4 of its 25; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 22.6 pts
- Return on Assets 15.0 pts
- Member Growth 13.0 pts
- Loan-to-Share Ratio 14.4 pts
Geismar Complex vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 13.22% | -1.64 pp |
| Delinquency Rate | 0.74% | -0.40 pp |
| Return on Assets | 1.66% | +0.96 pp |
| Member Growth | 3.32% | - |
| Loan-to-Share Ratio | 68.64% | +8.84 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Geismar Complex filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $43.2M | - |
| 2025Q4 | $42.8M | 2,522 |
| 2024Q4 | $36.9M | 2,441 |
| 2023Q4 | $34.1M | 2,402 |
Credit Union Details
- Charter Number
- 23620
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $10M–$50M
- State
- Louisiana
- City
- Geismar
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for Geismar Complex.
| Office | City |
|---|---|
| GCFCU (Main Office) | Geismar, LA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Louisiana
Other federally-insured credit unions in Louisiana, closest first by peer group and asset size.
Other-state peers near Geismar Complex
Using this data
- Geismar Complex ranks #366 of 4,374 nationally on financial health and #11 of 138 in LA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- 705 is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with 705
Frequently Asked Questions
Is Geismar Complex financially healthy?
On its 2025Q4 NCUA 5300 filing, Geismar Complex scores 95/100 (Excellent), with a 13.22% net worth ratio and 0.74% of loans delinquent. It ranks #366 of 4,374 nationally on health and #11 of 138 in Louisiana.
How does Geismar Complex compare to other credit unions?
Geismar Complex scores 95/100, higher than 90% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is loan-to-share ratio (68.64% vs 59.80%). Its widest shortfall is net worth ratio (13.22% vs 14.86%).
How can I join Geismar Complex?
Geismar Complex operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Geismar Complex directly for the exact boundaries and application steps.
Is my money safe at Geismar Complex?
Geismar Complex is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Geismar Complex's net worth ratio of 13.22% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.