Federal credit union · METAIRIE, Louisiana · NCUA charter #10515
New Orleans Clerk & Checkers
Health score 85/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 85
- Health / 100
- $8.2M
- Total assets
- 1,099
- Members
- 20.5%
- Net-worth ratio
New Orleans Clerk & Checkers scores 85/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $8.2M; members 1,099; net-worth ratio 20.51%; health rank #1,883 of 4,374; healthier than 54th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#1,883 of 4,374 health · 2025Q4New Orleans Clerk & Checkers · health 85/100 · $8.2M · 2025Q4
- ROA 85/100
- ASSETS 20.5%
- MEM 1.51%
- RANK 0.91%
- PHOTO $8.2M
- BOOK 1,099
- CHARTER #1,883/4,374
- NCUSIF n/a
- CAMELS 10515
New Orleans Clerk & Checkers carries $8.2M in NCUA 5300 assets, stamped as a Call Report masthead, not a rate quote or membership pitch.
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New Orleans Clerk & Checkers vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
85 Top 46% higher than 54% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
New Orleans Clerk & Checkers - Share Insurance Coverage
The 2025Q4 NCUA Call Report puts charter #10515 at the supervisory bracket and risk-based capital level shown below. NCUSIF protection is covered in our deposit-insurance coverage note.
Where New Orleans Clerk & Checkers diverges from peer averages
- Largest favorable gap: Loan-to-Share Ratio at 65.29% vs peer 63.60% (+1.69 pp).
Peer averages are NCUA 5300 means for the $2M–$10M cohort (566 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
New Orleans Clerk & Checkers: in-state Call Report ranks
- In Louisiana, health place is #44 of 138 on the same NCUA-ratio sort used nationally.
- Louisiana assets place: #92 of 138.
- Member book place in Louisiana: #95 of 138.
In-state ordinals use the live credit_unions table for LA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
How New Orleans Clerk & Checkers's 5300 filing moved
New Orleans Clerk & Checkers: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +0.2% from $8.2M (2025Q4) to $8.2M (2026Q1).
- Net-worth ratio shifted +0.19 pp (20.32% → 20.51%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
20.51% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 85/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 85.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 16.1 pts
- Return on Assets 15.0 pts
- Member Growth 10.0 pts
- Loan-to-Share Ratio 13.9 pts
Call Report ratios for New Orleans Clerk & Checkers
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 20.51% | +1.45 pp |
| Delinquency Rate | 1.51% | -0.29 pp |
| Return on Assets | 0.91% | +0.46 pp |
| Member Growth | 0.83% | - |
| Loan-to-Share Ratio | 65.29% | +1.69 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $2M–$10M (566 CUs).
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $8.2M | - |
| 2025Q4 | $8.2M | 1,099 |
| 2024Q4 | $8.6M | 1,090 |
| 2023Q4 | $8.9M | 1,092 |
Credit Union Details
- Charter Number
- 10515
- Type
- Federal
- Field of Membership
- Association/Group
- Peer Group
- $2M–$10M
- State
- Louisiana
- City
- METAIRIE
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, New Orleans Clerk & Checkers runs one office.
| Office | City |
|---|---|
| NEW ORLEANS CLERKS & CHECKERS FCU (Main Office) | METAIRIE, LA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Louisiana
Other federally-insured credit unions in Louisiana, closest first by peer group and asset size.
- SEWERAGE & WATER BOARD EMPLOYEESNew Orleans, LA · $2M–$10M62Health
- IBERVILLEPLAQUEMINE, LA · $2M–$10M67Health
- STATE AGENCIESSHREVEPORT, LA · $2M–$10M77Health
- SHREVEPORT POLICESHREVEPORT, LA · $2M–$10M69Health
- PAN AMOCOMETAIRIE, LA · $2M–$10M67Health
Compare New Orleans Clerk & Checkers vs SEWERAGE & WATER BOARD EMPLOYEES
Cross-state Call Report peers for New Orleans Clerk & Checkers
New Orleans Clerk & Checkers's nationwide photo peers by assets and by health score, excluding Louisiana charters.
Similar health score
Nearest other-state credit unions by five-factor health composite (85/100 here).
Using this data
- New Orleans Clerk & Checkers ranks #1,883 of 4,374 nationally on financial health and #44 of 138 in LA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Sewerage & Water Board Employees is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Sewerage & Water Board Employees
- Rates and health both vary by institution, not just by state -- see how Louisiana credit unions compare overall before assuming this one is typical. Louisiana state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is New Orleans Clerk & Checkers financially healthy?
New Orleans Clerk & Checkers scores 85/100 (Excellent) on financial health, per the NCUA 5300 Call Report for Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #1,883 of 4,374; by total assets it ranks #3,662 of 4,374 nationally (same basis as /rankings/largest); and #92 of 138 within Louisiana. Anything above 80 is considered excellent, anything below 50 may need closer monitoring - this score reflects a 20.51% net worth ratio and a 1.51% delinquency rate.
How does New Orleans Clerk & Checkers compare to other credit unions?
New Orleans Clerk & Checkers scores 85/100 on PlainCU's health composite, compared to a peer group average for $2M–$10M credit unions. The score is based on five NCUA-reported metrics: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join New Orleans Clerk & Checkers?
New Orleans Clerk & Checkers serves multiple common-bond groups, membership usually requires belonging to one of several qualifying employers, associations, or organizations the credit union has chartered to serve. Contact New Orleans Clerk & Checkers directly for the current list of qualifying groups.
Is my money safe at New Orleans Clerk & Checkers?
Federal credit unions like New Orleans Clerk & Checkers are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. New Orleans Clerk & Checkers's net worth ratio of 20.51% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does New Orleans Clerk & Checkers offer compared to banks?
Credit unions like New Orleans Clerk & Checkers are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact New Orleans Clerk & Checkers directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.