Federal credit union · ZACHARY, Louisiana · NCUA charter #19320
Gp Louisiana
Health score 81/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 81
- Health / 100
- $65.0M
- Total assets
- 5,084
- Members
- 16.5%
- Net-worth ratio
Gp Louisiana scores 81/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $65.0M; members 5,084; net-worth ratio 16.51%; health rank #2,545 of 4,374; healthier than 39th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#2,545 of 4,374 health · 2025Q4Gp Louisiana · health 81/100 · $65.0M · 2025Q4
- DELQ 81/100
- ROA 16.5%
- ASSETS 0.95%
- MEM 0.91%
- RANK $65.0M
- PHOTO 5,084
- BOOK #2,545/4,374
- CHARTER SRU
- NCUSIF 19320
Call Report peers
Gp Louisiana in the assets neighbourhood
Gp Louisiana's $65.0M assets sit next to SRU ($65.0M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Gp Louisiana vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
81 39th percentile higher than 39% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Gp Louisiana - Share Insurance Coverage
The 2025Q4 NCUA Call Report puts charter #19320 at the supervisory bracket and risk-based capital level shown below. NCUSIF protection is covered in our deposit-insurance coverage note.
Gp Louisiana: Call Report deltas vs peers
- Strongest edge vs 584 $50M–$100M peers is Loan-to-Share Ratio: +9.10 pp (71.70% vs 62.60%).
Peer averages are NCUA 5300 means for the $50M–$100M cohort (584 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Where Gp Louisiana sits in Louisiana
- Louisiana health ordinal: #56 of 138.
- Assets rank #37 of 138 inside Louisiana ($65.0M reported).
- Membership ranks #42 of 138 among Louisiana CUs with a reported count (5,084 members).
In-state ordinals use the live credit_unions table for LA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Quarter path for Gp Louisiana
Gp Louisiana: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +2.2% from $65.0M (2025Q4) to $66.4M (2026Q1).
- Net-worth ratio shifted +0.06 pp (16.45% → 16.51%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
16.51% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 81/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 81.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 20.5 pts
- Return on Assets 15.0 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 15.5 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 16.51% | +2.89 pp |
| Delinquency Rate | 0.95% | -0.01 pp |
| Return on Assets | 0.91% | +0.25 pp |
| Member Growth | -15.91% | - |
| Loan-to-Share Ratio | 71.70% | +9.10 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $50M–$100M (584 CUs).
Gp Louisiana quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $66.4M | - |
| 2025Q4 | $65.0M | 5,084 |
| 2024Q4 | $68.3M | 6,046 |
| 2023Q4 | $47.1M | 4,505 |
Credit Union Details
- Charter Number
- 19320
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $50M–$100M
- State
- Louisiana
- City
- ZACHARY
- Data Quarter
- 2025Q4
Branch Locations (3)
The NCUA branch filing lists 3 physical offices for Gp Louisiana, spread across 2 cities.
| Office | City |
|---|---|
| GP Louisiana FCU (Main Office) | Zachary, LA |
| GP Louisiana FCU | Plaquemine, LA |
| GP Louisiana FCU Lane Branch | Zachary, LA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Louisiana
More federally-insured credit unions based in Louisiana, ordered by peer group match and asset size.
Nationwide credit unions with similar profiles
Two NCUA Call Report peer sets for Gp Louisiana, both outside Louisiana so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($65.0M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (81/100 here).
Using this data
- Gp Louisiana ranks #2,545 of 4,374 nationally on financial health and #56 of 138 in LA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Calcasieu Teachers and Employees is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Calcasieu Teachers and Employees
- Rates and health both vary by institution, not just by state -- see how Louisiana credit unions compare overall before assuming this one is typical. Louisiana state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Gp Louisiana financially healthy?
Gp Louisiana scores 81/100 (Excellent) on financial health, per the NCUA 5300 Call Report for Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #2,545 of 4,374; by total assets it ranks #2,194 of 4,374 nationally (same basis as /rankings/largest); and #37 of 138 within Louisiana. Anything above 80 is considered excellent, anything below 50 may need closer monitoring - this score reflects a 16.51% net worth ratio and a 0.95% delinquency rate.
How does Gp Louisiana compare to other credit unions?
Gp Louisiana scores 81/100 on PlainCU's health composite, compared to a peer group average for $50M–$100M credit unions. The score is based on five NCUA-reported metrics: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Gp Louisiana?
Gp Louisiana operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Gp Louisiana directly for the exact boundaries and application steps.
Is my money safe at Gp Louisiana?
Federal credit unions like Gp Louisiana are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Gp Louisiana's net worth ratio of 16.51% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Gp Louisiana offer compared to banks?
Credit unions like Gp Louisiana are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Gp Louisiana directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.