Federal credit union · ZACHARY, Louisiana · NCUA charter #19320
Gp Louisiana
Health score 81/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 81
- Health / 100
- $65.0M
- Total assets
- 5,084
- Members
- 16.5%
- Net-worth ratio
Gp Louisiana scores 81/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $65.0M; members 5,084; net-worth ratio 16.51%; health rank #2,545 of 4,374; healthier than 39th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#2,545 of 4,374 health · 2025Q4Gp Louisiana · health 81/100 · $65.0M · 2025Q4
Call Report peers
Gp Louisiana in the assets neighbourhood
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Gp Louisiana vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Gp Louisiana sits in 80-84 with 767 others.
81 39th percentile higher than 39% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Gp Louisiana: Call Report deltas vs peers
- Strongest edge vs 584 $50M–$100M peers is Loan-to-Share Ratio: +9.10 pp (71.70% vs 62.60%).
Where Gp Louisiana sits in Louisiana
- Louisiana health ordinal: #56 of 138.
- Assets rank #37 of 138 inside Louisiana ($65.0M reported).
- Membership ranks #42 of 138 among Louisiana CUs with a reported count (5,084 members).
- One place up in Louisiana, T E a (#55) scores 82/100, 1 point higher; one place down, CENTRIC (#57) ties at 81/100.
Quarter path for Gp Louisiana
Gp Louisiana: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.2% from $65.0M (2025Q4) to $66.4M (2026Q1).
- Net-worth ratio shifted +0.06 pp (16.45% → 16.51%).
16.51% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 81/100 score is built
Gp Louisiana gives up 19 points in total. Member Growth costs the most, 15 of its 15; Net Worth Ratio and Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 20.5 pts
- Return on Assets 15.0 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 15.5 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 16.51% | +2.89 pp |
| Delinquency Rate | 0.95% | -0.01 pp |
| Return on Assets | 0.91% | +0.25 pp |
| Member Growth | -15.91% | - |
| Loan-to-Share Ratio | 71.70% | +9.10 pp |
Peer averages: $50M–$100M cohort, 584 credit unions, 2025Q4 filing.
Gp Louisiana quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $66.4M | - |
| 2025Q4 | $65.0M | 5,084 |
| 2024Q4 | $68.3M | 6,046 |
| 2023Q4 | $47.1M | 4,505 |
Credit Union Details
- Charter Number
- 19320
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $50M–$100M
- State
- Louisiana
- City
- ZACHARY
- Data Quarter
- 2025Q4
Branch Locations (3)
The NCUA branch filing lists 3 physical offices for Gp Louisiana, spread across 2 cities.
| Office | City |
|---|---|
| GP Louisiana FCU (Main Office) | Zachary, LA |
| GP Louisiana FCU | Plaquemine, LA |
| GP Louisiana FCU Lane Branch | Zachary, LA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Louisiana
More federally-insured credit unions based in Louisiana, ordered by peer group match and asset size.
Nationwide credit unions with similar profiles
Using this data
- Gp Louisiana ranks #2,545 of 4,374 nationally on financial health and #56 of 138 in LA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Calcasieu Teachers and Employees is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Calcasieu Teachers and Employees
Frequently Asked Questions
Is Gp Louisiana financially healthy?
Gp Louisiana has a financial health score of 81/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #2,545 of 4,374 nationally on health and #56 of 138 in Louisiana. Its net worth ratio is 16.51% and its delinquency rate 0.95%.
How does Gp Louisiana compare to other credit unions?
Gp Louisiana scores 81/100, higher than 39% of the 4,374 scored credit unions. Against the 584 peers in the $50M–$100M cohort, its widest edge is loan-to-share ratio (71.70% vs 62.60%).
How can I join Gp Louisiana?
Gp Louisiana operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Gp Louisiana directly for the exact boundaries and application steps.
Is my money safe at Gp Louisiana?
Gp Louisiana is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Gp Louisiana's net worth ratio of 16.51% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.