State credit union · New Orleans, Louisiana · NCUA charter #62258
Coast Guard Employees
Health score 57/100, grade D (Fair) - from the NCUA 5300 Call Report, 2025Q4.
- 57
- Health / 100
- $3.9M
- Total assets
- 615
- Members
- 13.6%
- Net-worth ratio
Coast Guard Employees scores 57/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $3.9M; members 615; net-worth ratio 13.60%; health rank #4,135 of 4,374; healthier than 5th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#4,135 of 4,374 health · 2025Q4Coast Guard Employees · health 57/100 · $3.9M · 2025Q4
- BOOK 57/100
- CHARTER 13.6%
- NCUSIF 1.58%
- CAMELS -0.83%
- HEALTH $3.9M
- NW 615
- DELQ #4,135/4,374
- ROA n/a
- ASSETS 62258
Call Report peers
Coast Guard Employees carries $3.9M in NCUA 5300 assets, stamped as a Call Report masthead, not a rate quote or membership pitch.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Coast Guard Employees vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
57 5th percentile higher than 5% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Coast Guard Employees - Share Insurance Coverage
The 2025Q4 NCUA Call Report puts charter #62258 at the supervisory bracket and risk-based capital level shown below. NCUSIF protection is covered in our deposit-insurance coverage note.
Peer-gap read for Coast Guard Employees
- Largest favorable gap: Delinquency Rate at 1.58% vs peer 1.81% (-0.23 pp).
- Largest lag: Loan-to-Share Ratio at 41.53% vs peer 63.60% (-22.07 pp).
Peer averages are NCUA 5300 means for the $2M–$10M cohort (566 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Where Coast Guard Employees sits in Louisiana
- Health composite ranks #120 of 138 among scored Louisiana credit unions.
- By total assets, Coast Guard Employees is #109 of 138 in Louisiana.
- Member book place in Louisiana: #115 of 138.
In-state ordinals use the live credit_unions table for LA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Coast Guard Employees: 2025Q4 → 2026Q1
Coast Guard Employees: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved -6.5% from $3.9M (2025Q4) to $3.7M (2026Q1).
- Net-worth ratio shifted -0.99 pp (14.59% → 13.60%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 13.60% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 57/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 57.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 15.6 pts
- Return on Assets 0.0 pts
- Member Growth 1.7 pts
- Loan-to-Share Ratio 9.7 pts
Coast Guard Employees vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 13.60% | -5.46 pp |
| Delinquency Rate | 1.58% | -0.23 pp |
| Return on Assets | -0.83% | -1.29 pp |
| Member Growth | -4.06% | - |
| Loan-to-Share Ratio | 41.53% | -22.07 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $2M–$10M (566 CUs).
Coast Guard Employees quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $3.7M | - |
| 2025Q4 | $3.9M | 615 |
| 2024Q4 | $4.5M | 641 |
| 2023Q4 | $4.2M | 600 |
Credit Union Details
- Charter Number
- 62258
- Type
- State
- Field of Membership
- Other
- Peer Group
- $2M–$10M
- State
- Louisiana
- City
- New Orleans
- Data Quarter
- 2025Q4
Branch Locations (2)
The NCUA branch filing lists 2 physical offices for Coast Guard Employees.
| Office | City |
|---|---|
| Main Office (Main Office) | New Orleans, LA |
| Disaster recovery site | New Orleans, LA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Louisiana
Other federally-insured credit unions in Louisiana, closest first by peer group and asset size.
Coast Guard Employees nationwide neighbourhoods
Two NCUA Call Report peer sets for Coast Guard Employees, both outside Louisiana so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar health score
Nearest other-state credit unions by five-factor health composite (57/100 here).
Using this data
- Coast Guard Employees ranks #4,135 of 4,374 nationally on financial health and #120 of 138 in LA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- West Monroe is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with West Monroe
- Rates and health both vary by institution, not just by state -- see how Louisiana credit unions compare overall before assuming this one is typical. Louisiana state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Coast Guard Employees financially healthy?
Coast Guard Employees scores 57/100 (Fair) on financial health, per the NCUA 5300 Call Report for Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #4,135 of 4,374; by total assets it ranks #3,973 of 4,374 nationally (same basis as /rankings/largest); and #109 of 138 within Louisiana. Anything above 80 is considered excellent, anything below 50 may need closer monitoring - this score reflects a 13.60% net worth ratio and a 1.58% delinquency rate.
How does Coast Guard Employees compare to other credit unions?
Coast Guard Employees scores 57/100 on PlainCU's health composite, compared to a peer group average for $2M–$10M credit unions. The score is based on five NCUA-reported metrics: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Coast Guard Employees?
Membership eligibility for Coast Guard Employees depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Coast Guard Employees directly for current membership requirements and application steps.
Is my money safe at Coast Guard Employees?
Federal credit unions like Coast Guard Employees are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Coast Guard Employees's net worth ratio of 13.60% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Coast Guard Employees offer compared to banks?
Credit unions like Coast Guard Employees are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Coast Guard Employees directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.