Federal credit union · BOGALUSA, Louisiana · NCUA charter #10011
Municipal Employees
Health score 68/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 68
- Health / 100
- $617K
- Total assets
- 154
- Members
- 43.4%
- Net-worth ratio
Municipal Employees scores 68/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $617K; members 154; net-worth ratio 43.43%; health rank #3,684 of 4,374; healthier than 15th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#3,684 of 4,374 health · 2025Q4Municipal Employees · health 68/100 · $617K · 2025Q4
Call Report peers
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Municipal Employees vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Municipal Employees sits in 65-69 with 275 others.
68 15th percentile higher than 15% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Municipal Employees
- Net Worth Ratio leads the peer set - 43.43% here, 22.93% peer average (+20.50 pp).
- Widest shortfall vs peers is Loan-to-Share Ratio: -33.68 pp (19.02% vs 52.70%).
Louisiana standing for Municipal Employees
- In Louisiana, health place is #98 of 138 on the same NCUA-ratio sort used nationally.
- By total assets, Municipal Employees is #131 of 138 in Louisiana.
- Louisiana membership ordinal: #133 of 138.
- One place up in Louisiana, The New Orleans Firemen's (#97) scores 69/100, 1 point higher; one place down, W B R T (#99) ties at 68/100.
Municipal Employees: 2025Q4 → 2026Q1
Municipal Employees: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.9% from $617K (2025Q4) to $635K (2026Q1).
- Net-worth ratio shifted -1.36 pp (44.79% → 43.43%).
This credit union's 43.43% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 68/100 score is built
Municipal Employees gives up 32 points in total. Delinquency Rate costs the most, 25 of its 25; Net Worth Ratio and Return on Assets and Member Growth score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 0.0 pts
- Return on Assets 15.0 pts
- Member Growth 15.0 pts
- Loan-to-Share Ratio 8.0 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 43.43% | +20.50 pp |
| Delinquency Rate | 6.78% | +2.31 pp |
| Return on Assets | 0.96% | +0.74 pp |
| Member Growth | 6.94% | - |
| Loan-to-Share Ratio | 19.02% | -33.68 pp |
Peer averages: Under $2M cohort, 243 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $635K | - |
| 2025Q4 | $617K | 154 |
| 2024Q4 | $586K | 144 |
| 2023Q4 | $585K | 150 |
Credit Union Details
- Charter Number
- 10011
- Type
- Federal
- Field of Membership
- Low Income
- Peer Group
- Under $2M
- State
- Louisiana
- City
- BOGALUSA
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, Municipal Employees runs one office.
| Office | City |
|---|---|
| CU Office (Main Office) | Bogalusa, LA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Louisiana
More federally-insured credit unions based in Louisiana, ordered by peer group match and asset size.
Cross-state Call Report peers for Municipal Employees
Similar health score
Using this data
- Municipal Employees ranks #3,684 of 4,374 nationally on financial health and #98 of 138 in LA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Immaculate Heart of Mary is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Immaculate Heart of Mary
Frequently Asked Questions
Is Municipal Employees financially healthy?
On its 2025Q4 NCUA 5300 filing, Municipal Employees scores 68/100 (Good), with a 43.43% net worth ratio and 6.78% of loans delinquent. It ranks #3,684 of 4,374 nationally on health and #98 of 138 in Louisiana.
How does Municipal Employees compare to other credit unions?
Municipal Employees scores 68/100, higher than 15% of the 4,374 scored credit unions. Against the 243 peers in the Under $2M cohort, its widest edge is net worth ratio (43.43% vs 22.93%). Its widest shortfall is loan-to-share ratio (19.02% vs 52.70%).
How can I join Municipal Employees?
Municipal Employees carries an NCUA Low-Income Designation, which typically means anyone can join regardless of employer or location, and the credit union is eligible for supplemental capital and secondary capital rules not available to standard charters. Contact Municipal Employees directly to confirm current membership steps.
Is my money safe at Municipal Employees?
Municipal Employees is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Municipal Employees's net worth ratio of 43.43% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.