State overview · Q4 2025

Connecticut Credit Unions

All 64 federally-insured credit unions in Connecticut, ranked by financial health, from NCUA 5300 Call Reports.

64
Credit unions
914K
Members
$15.4B
Combined assets
78/100
Avg health
64 CUs · avg health 78/100

Connecticut has 64 federally insured credit unions averaging 78/100 health on NCUA 5300 Call Report aggregates. Combined assets $15.4B; 36 score Excellent (80+). State leader: Ct Firefighters at 100/100.

  • Mean delinquency rank #40 of 52 (lower DQ better)
  • Mean ROA rank #29 of 52
  • Data vintage 2026-09-06

Connecticut vs all states by credit-union count

Where this state's federally insured CU count sits among every state and D.C. on PlainCU

64 24th of 54 higher than 30 of 54 states

States and D.C., banded by federally insured credit-union count

Each bar is a band; taller bars hold more states. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source NCUA 5300 Call Report aggregates · Q4 2025

Health-score distribution

How Connecticut's 64 credit unions split across the four health bands. Source: NCUA 5300 Call Report, Q4 2025.

Excellent (80–100)36 CUsGood (60–79)21 CUsFair (40–59)7 CUsWeak (<40)0 CUs

Connecticut Call Report component averages

Mean NCUA 5300 ratios across 64 federally insured credit unions in Connecticut, plus national ordinals among 52 jurisdictions with ≥5 scored charters. Registry figures only, not advice on where to bank.

Mean delinquency
1.48%
National rank #40 of 52 · lower DQ better
Mean ROA
0.55%
National rank #29 of 52
Mean loan-to-share
54.6%
Mean net worth 13.5% · well-capitalized (≥7%) 98.4%
Largest CU share of state assets
17.1%
Dispersed book, largest charter holds under 25% of combined Connecticut CU assets · concentration rank #14 of 52 (lower share = more dispersed) · largest by assets on this board: American Eagle Financial

A national sample of U.S. jurisdictions' credit-union sectors, positioned by mean net worth ratio (capital cushion) against mean delinquency rate (asset quality). Connecticut is highlighted. The crosshair splits states at the MEDIAN net worth ratio (14.0%) and the median delinquency rate (1.20%) computed across all 52 scored jurisdictions, not just the 30 plotted here, and not a simple midpoint of the range.

Connecticut vs. a national sample of states' credit-union sectors

Mean net worth ratio and mean delinquency rate for federally insured credit unions, a sample of 30 of 52 scored U.S. jurisdictions, Connecticut highlighted. 2×2 strategic matrix plotting 30 entities by Net worth ratio (X) and Delinquency rate (Y), with a crosshair dividing the plot into four quadrants. Capitalized but RiskyWeakest PositionStrongest PositionLean but Clean 10%12%14%16%18% 0%0.5%1%1.5%2%2.5% Net worth ratio Delinquency rate Connecticut vs. a national sample of states' credit-union sectors AL - 16.25%, 1.743%AK - 11.69%, 0.876%AR - 16.34%, 1.809%CO - 11.98%, 1.045%DC - 14.99%, 2.364%FL - 12.31%, 0.745%HI - 13.78%, 1.224%IL - 15.55%, 1.098%IA - 15.09%, 1.429%KS - 14.31%, 1.456%LA - 17.25%, 1.888%MD - 13.25%, 1.269%MI - 12.62%, 0.909%MN - 13.98%, 0.886%MO - 11.87%, 1.299%NE - 13.77%, 1.06%NH - 11.15%, 0.746%NJ - 16.56%, 1.74%NY - 14.23%, 1.635%ND - 15.1%, 0.95%OK - 13.44%, 1.238%OR - 13.17%, 1.122%RI - 12.53%, 0.533%SD - 12.58%, 0.791%TX - 15.62%, 1.279%VI - 15.23%, 1.532%VT - 11.83%, 1.399%WA - 12.92%, 0.882%WI - 13.48%, 1.468%CT - 13.48%, 1.48%
Mean net worth ratio and mean delinquency rate for federally insured credit unions, a sample of 30 of 52 scored U.S. jurisdictions, Connecticut highlighted.

All Credit Unions in Connecticut

Credit Union Health
Ct Firefighters HARTFORD 100
COREPLUS Norwich 97
Sikorsky Financial Stratford 96
Police Credit Union of Connecticut Hartford 95
United Business & Industry Plainville 94
Waterbury Connecticut Teachers WATERBURY 94
Dutch Point Wethersfield 93
Charter Oak WATERFORD 92
Nutmeg State Financial Rocky Hill 92
America's First Network East Hartford 91
Manchester Municipal MANCHESTER 90
Torrington Municipal and Teachers TORRINGTON 90
MEMBERS Stamford 89
Membersfirst Ct Meriden 89
GHA Greenwich 88
Healthcare Financial New Haven 88
RIVERBANK Windsor Locks 88
360 Windsor Locks 87
CORNERSTONE FAIRFIELD 87
Lawrence Memorial Hospital Employee New London 87
New Haven Teachers New Haven 87
Bridgeport Police Bridgeport 86
New Haven County North Haven 86
Skyline Financial Waterbury 86
Connecticut Labor Dept Wethersfield 84
Mutual Security SHELTON 84
Northwest Hills Torrington 84
TRUMBULL Trumbull 84
CONNEX North Haven 83
Greenwich Municipal Employees Greenwich 83
State Police Credit Union Inc. Meriden 83
Franklin Trust Hartford 82
American Eagle Financial EAST HARTFORD 81
Connecticut State Employees HARTFORD 81
Enfield Community ENFIELD 80
HARTFORD Hartford 80
Connecticut Postal New Britain 79
Bridgeport Post Office Bridgeport 78
East End Baptist Tabernacle BRIDGEPORT 77
Regional Water Authority Employees New Haven 77
Fd Community Waterbury 76
Community Healthcare Manchester 75
General Electric Employees Milford 74
Stamford Healthcare Stamford 74
Community Cu of New Milford, Inc. NEW MILFORD 73
New Haven Firefighters New Haven 72
ALBRIGHT Bethel 70
ELLAFI Middletown 68
Kief Protective Mutual Benefit Ass. Bloomfield 68
Tobacco Valley Teachers Enfield 67
Metropolitan District Employees HARTFORD 66
Pitney Bowes Employees Shelton 63
St. Vincent's Medical Center BRIDGEPORT 63
Science Park NEW HAVEN 61
First Baptist Church (Stratford) Stratford 60
SOUND Norwalk 60
The New Haven Police and Municipal New Haven 60
Achieve Financial Berlin 59
FINEX East Hartford 57
ASA BLOOMFIELD 52
Meriden Postal Employees Meriden 51
Greater Waterbury Healthcare WATERBURY 50
Waterbury Postal Employees WATERBURY 50
Norwalk Hospital NORWALK 47

† Score computed from fewer than five NCUA-reported metrics for this credit union (one or more figures unavailable this quarter); the remaining pillar weights are renormalized so the composite stays on the same 0-100 scale. See methodology.

Source: NCUA 5300 Call Report, Q4 2025. Source: NCUA Share Insurance Fund (NCUSIF), federal deposit insurance up to $250,000. Not affiliated with NCUA. For informational purposes only.

What This Data Says About Credit Unions in Connecticut

Connecticut is home to 64 federally-insured credit unions collectively serving 914K members with $15.4B in combined assets, based on the most recent NCUA 5300 Call Report (Q4 2025). The state's average health score of 78/100 reflects the blended performance of every charter operating within its borders, state-chartered, federally-chartered, community, employer-based, and multi-SEG credit unions alike. Ct Firefighters of HARTFORD currently leads the cohort with a health score of 100/100, while the full distribution spans 64 institutions ranked below.

The health distribution breaks into four bands: 36 credit unions score 80–100 (Excellent), 21 score 60–79 (Good), 7 score 40–59 (Fair), and 0 fall below 40 (Weak). These scores are a weighted composite of five NCUA-reported metrics: net worth ratio (30%), delinquency rate (25%), return on assets (15%), year-over-year member growth (15%), and loan-to-share ratio (15%). A small number of institutions above (marked †) are missing one or more of these inputs this quarter; their composite is renormalized over the pillars actually reported, on the same 0–100 scale. A score in the Excellent band typically indicates a net worth ratio comfortably above the 7.0% NCUA "well capitalized" floor, sub-1% delinquency, positive ROA, and a loan-to-share ratio inside the 60–80% balanced-liquidity window. Fair and Weak institutions are not necessarily in distress, NCUA supervises all federally-insured credit unions through CAMEL ratings and Prompt Corrective Action triggers, but the composite signals where financial buffers are thinner than peers.

Every credit union on this page carries NCUSIF deposit insurance up to $250,000 per depositor per ownership category, administered by the National Credit Union Administration, identical coverage to FDIC insurance at banks. Membership eligibility varies by charter: community charters serve anyone living, working, worshiping, or attending school in a defined geography, while employer-based and associational charters require a specific common bond. Rates, fees, and product offerings also vary widely across Connecticut's 64 institutions, so prospective members should verify current terms directly with each credit union before opening accounts or applying for loans. This page is informational only, reflects quarterly reported NCUA data (not real-time financials), and is not financial advice or a solicitation to join any specific institution.

Nationwide states with similar credit-union assets or inventory

Two NCUA Call Report peer sets for Connecticut: nearest jurisdictions by combined federally-insured credit-union assets and by credit-union count. These are cross-state neighborhoods, not the in-state CU list above.

Similar combined assets

Nearest states by total credit-union assets ($15.4B here).

Similar credit-union inventory

Nearest states by federally-insured credit-union count (64 here).

Frequently Asked Questions

How many credit unions are in Connecticut?

There are 64 federally-insured credit unions in Connecticut as of Q4 2025, with a combined 914K members and $15.4B in total assets. That places Connecticut at #34 of 54 among U.S. jurisdictions by combined credit-union assets. On average health score, Connecticut ranks #49 of 54. All data is sourced from the NCUA 5300 Call Report.

What is the healthiest credit union in Connecticut?

Based on NCUA Q4 2025 data, Ct Firefighters in HARTFORD ranks highest in Connecticut with a health score of 100/100. Health scores combine net worth ratio, delinquency rate, return on assets, member growth, and loan-to-share ratio.

Are credit unions safer than banks?

Credit unions are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per account, the same insurance limit as FDIC-insured banks. Credit unions are member-owned nonprofits, which means profits are returned to members as lower fees and better rates rather than to shareholders. Both institution types offer equivalent deposit protection.

Using Connecticut's data

  • Ct Firefighters in HARTFORD is the healthiest scored credit union in Connecticut at 100/100 -- look up its full composite before assuming it fits your situation. View full profile
  • Connecticut's credit unions rank #40 of 52 nationally on delinquency rate (among the highest) and #29 of 52 on return on assets (mid-pack) -- both factor into the health score above, but they can move independently. National health rankings
  • Connecticut ranks #49 of 54 by average health score and #34 of 54 by combined credit-union assets among U.S. states -- see how other states compare before assuming this one is typical. State overviews

Figures are composite scores and averages built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.