Federal credit union · BOSSIER CITY, Louisiana · NCUA charter #9300
BOSSIER
Health score 66/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 66
- Health / 100
- $242.8M
- Total assets
- 28,573
- Members
- 10.3%
- Net-worth ratio
BOSSIER scores 66/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $242.8M; members 28,573; net-worth ratio 10.28%; health rank #3,827 of 4,374; healthier than 12th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#3,827 of 4,374 health · 2025Q4BOSSIER · health 66/100 · $242.8M · 2025Q4
- ROA 66/100
- ASSETS 10.3%
- MEM 2.06%
- RANK -0.04%
- PHOTO $242.8M
- BOOK 28,573
- CHARTER #3,827/4,374
- NCUSIF The Family
- CAMELS 9300
Call Report peers
BOSSIER in the assets neighbourhood
BOSSIER's $242.8M assets sit next to The Family ($242.2M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
BOSSIER vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
66 12th percentile higher than 12% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
BOSSIER - Share Insurance Coverage
Composite supervisory bracket and risk-based capital, read from the 2025Q4 NCUA Call Report for charter #9300. See our deposit-insurance coverage note.
Where BOSSIER diverges from peer averages
- Widest shortfall vs peers is Loan-to-Share Ratio: -7.80 pp (64.40% vs 72.20%).
Peer averages are NCUA 5300 means for the $100M–$500M cohort (1069 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Where BOSSIER sits in Louisiana
- In Louisiana, health place is #106 of 138 on the same NCUA-ratio sort used nationally.
- Louisiana assets place: #18 of 138.
- Membership ranks #14 of 138 among Louisiana CUs with a reported count (28,573 members).
In-state ordinals use the live credit_unions table for LA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
BOSSIER: 2025Q4 → 2026Q1
BOSSIER: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +2.9% from $242.8M (2025Q4) to $249.8M (2026Q1).
- Net-worth ratio shifted -0.07 pp (10.35% → 10.28%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 10.28% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 66/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 66.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 12.1 pts
- Return on Assets 4.2 pts
- Member Growth 5.6 pts
- Loan-to-Share Ratio 14.1 pts
BOSSIER vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.28% | -1.83 pp |
| Delinquency Rate | 2.06% | +1.17 pp |
| Return on Assets | -0.04% | -0.66 pp |
| Member Growth | -1.89% | - |
| Loan-to-Share Ratio | 64.40% | -7.80 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $100M–$500M (1069 CUs).
BOSSIER quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $249.8M | - |
| 2025Q4 | $242.8M | 28,573 |
| 2024Q4 | $242.4M | 29,122 |
| 2023Q4 | $250.1M | 29,816 |
Credit Union Details
- Charter Number
- 9300
- Type
- Federal
- Field of Membership
- Multiple Common Bond
- Peer Group
- $100M–$500M
- State
- Louisiana
- City
- BOSSIER CITY
- Data Quarter
- 2025Q4
Branch Locations (8)
BOSSIER operates 8 offices across 3 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Main Office (Main Office) | Bossier City, LA |
| South Bossier Branch | Bossier City, LA |
| North Bossier Branch | Bossier City, LA |
| Haughton Branch | Haughton, LA |
| Automall Branch | Shreveport, LA |
| VA Office | Shreveport, LA |
| Federal Building Office | Shreveport, LA |
| Downtown | Shreveport, LA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Louisiana
Other federally-insured credit unions in Louisiana, closest first by peer group and asset size.
Cross-state Call Report peers for BOSSIER
Two NCUA Call Report peer sets for BOSSIER, both outside Louisiana so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($242.8M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (66/100 here).
Using this data
- BOSSIER ranks #3,827 of 4,374 nationally on financial health and #106 of 138 in LA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- MERITUS is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with MERITUS
- Rates and health both vary by institution, not just by state -- see how Louisiana credit unions compare overall before assuming this one is typical. Louisiana state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is BOSSIER financially healthy?
BOSSIER scores 66/100 (Good) on financial health, per the NCUA 5300 Call Report for Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #3,827 of 4,374; by total assets it ranks #1,162 of 4,374 nationally (same basis as /rankings/largest); and #18 of 138 within Louisiana. Anything above 80 is considered excellent, anything below 50 may need closer monitoring - this score reflects a 10.28% net worth ratio and a 2.06% delinquency rate.
How does BOSSIER compare to other credit unions?
On PlainCU's health composite, BOSSIER lands at 66/100, compared to a peer group average for $100M–$500M credit unions. Five NCUA-reported metrics feed that number: net worth ratio (weighted 30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join BOSSIER?
BOSSIER serves multiple common-bond groups, membership usually requires belonging to one of several qualifying employers, associations, or organizations the credit union has chartered to serve. Contact BOSSIER directly for the current list of qualifying groups.
Is my money safe at BOSSIER?
Federal credit unions like BOSSIER are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. BOSSIER's net worth ratio of 10.28% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does BOSSIER offer compared to banks?
Credit unions like BOSSIER are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact BOSSIER directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.