Federal credit union · New Iberia, Louisiana · NCUA charter #4416
Iberia Parish
Health score 44/100, grade F (Below Average) - from the NCUA 5300 Call Report, 2025Q4.
- 44
- Health / 100
- $206K
- Total assets
- 245
- Members
- 38.6%
- Net-worth ratio
Iberia Parish scores 44/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $206K; members 245; net-worth ratio 38.62%; health rank #4,318 of 4,374; healthier than 1st of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#4,318 of 4,374 health · 2025Q4Iberia Parish · health 44/100 · $206K · 2025Q4
Call Report peers
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Iberia Parish vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Iberia Parish sits in 40-44 with 25 others.
44 1st percentile higher than 1% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Iberia Parish
- Strongest edge vs 243 Under $2M peers is Net Worth Ratio: +15.69 pp (38.62% vs 22.93%).
- Widest shortfall vs peers is Return on Assets: -8.62 pp (-8.40% vs 0.22%).
Iberia Parish in Louisiana
- In Louisiana, health place is #132 of 138 on the same NCUA-ratio sort used nationally.
- Assets rank #138 of 138 inside Louisiana ($206K reported).
- Louisiana membership ordinal: #130 of 138.
- One place up in Louisiana, NODA (#131) scores 45/100, 1 point higher; one place down, Richland Parish Schools (#133) scores 40/100, 4 points lower.
Quarter path for Iberia Parish
Iberia Parish: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -1.8% from $206K (2025Q4) to $202K (2026Q1).
- Net-worth ratio shifted -5.12 pp (43.74% → 38.62%).
At 38.62%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 44/100 score is built
Iberia Parish gives up 56 points in total. Delinquency Rate costs the most, 25 of its 25; Net Worth Ratio scores full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 0.0 pts
- Return on Assets 0.0 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 14.0 pts
Iberia Parish health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 38.62% | +15.69 pp |
| Delinquency Rate | 4.51% | +0.03 pp |
| Return on Assets | -8.40% | -8.62 pp |
| Member Growth | -9.59% | - |
| Loan-to-Share Ratio | 65.64% | +12.94 pp |
Peer averages: Under $2M cohort, 243 credit unions, 2025Q4 filing.
Call Report history - Iberia Parish
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $202K | - |
| 2025Q4 | $206K | 245 |
| 2024Q4 | $235K | 271 |
| 2023Q4 | $263K | 271 |
Credit Union Details
- Charter Number
- 4416
- Type
- Federal
- Field of Membership
- Association/Group
- Peer Group
- Under $2M
- State
- Louisiana
- City
- New Iberia
- Data Quarter
- 2025Q4
Branch Locations (2)
Iberia Parish operates 2 offices across 2 cities, spanning 2 states, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Main Office (Main Office) | New Iberia, LA |
| FedComp | Fairfax, VA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Louisiana
Other federally-insured credit unions in Louisiana, closest first by peer group and asset size.
Nationwide credit unions with similar profiles
Similar health score
Using this data
- Iberia Parish ranks #4,318 of 4,374 nationally on financial health and #132 of 138 in LA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- COGIC is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with COGIC
Frequently Asked Questions
Is Iberia Parish financially healthy?
On its 2025Q4 NCUA 5300 filing, Iberia Parish scores 44/100 (Below Average), with a 38.62% net worth ratio and 4.51% of loans delinquent. It ranks #4,318 of 4,374 nationally on health and #132 of 138 in Louisiana.
How does Iberia Parish compare to other credit unions?
Iberia Parish scores 44/100, higher than 1% of the 4,374 scored credit unions. Against the 243 peers in the Under $2M cohort, its widest edge is net worth ratio (38.62% vs 22.93%). Its widest shortfall is return on assets (-8.40% vs 0.22%).
How can I join Iberia Parish?
Iberia Parish serves multiple common-bond groups, membership usually requires belonging to one of several qualifying employers, associations, or organizations the credit union has chartered to serve. Contact Iberia Parish directly for the current list of qualifying groups.
Is my money safe at Iberia Parish?
Iberia Parish is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Iberia Parish's net worth ratio of 38.62% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.