Federal credit union · Lafayette, Louisiana · NCUA charter #12570
University of Louisiana
Health score 84/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 84
- Health / 100
- $60.2M
- Total assets
- 6,473
- Members
- 11.2%
- Net-worth ratio
University of Louisiana scores 84/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $60.2M; members 6,473; net-worth ratio 11.22%; health rank #2,129 of 4,374; healthier than 50th of scored peers.
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NCUA 5300 Call Report Masthead
#2,129 of 4,374 health · 2025Q4University of Louisiana · health 84/100 · $60.2M · 2025Q4
Call Report peers
University of Louisiana in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
University of Louisiana vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); University of Louisiana sits in 80-84 with 767 others.
84 Top 50% higher than 50% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
University of Louisiana: Call Report deltas vs peers
- Strongest edge vs 584 $50M–$100M peers is Loan-to-Share Ratio: +13.09 pp (75.69% vs 62.60%).
- Net Worth Ratio trails the peer set - 11.22% here, 13.62% peer average (-2.40 pp).
Where University of Louisiana sits in Louisiana
- Health composite ranks #46 of 138 among scored Louisiana credit unions.
- Assets rank #39 of 138 inside Louisiana ($60.2M reported).
- Membership ranks #36 of 138 among Louisiana CUs with a reported count (6,473 members).
- One place up in Louisiana, CENLA (#45) ties at 84/100; one place down, Baton Rouge City Parish Emp (#47) scores 83/100, 1 point lower.
How University of Louisiana's 5300 filing moved
University of Louisiana: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +3.9% from $60.2M (2025Q4) to $62.6M (2026Q1).
- Net-worth ratio shifted -0.39 pp (11.61% → 11.22%).
This credit union's 11.22% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 84/100 score is built
University of Louisiana gives up 16 points in total. Member Growth costs the most, 11.1 of its 15; Net Worth Ratio and Delinquency Rate and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 9.6 pts
- Member Growth 3.9 pts
- Loan-to-Share Ratio 15.5 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 11.22% | -2.40 pp |
| Delinquency Rate | 0.49% | -0.47 pp |
| Return on Assets | 0.14% | -0.52 pp |
| Member Growth | -2.82% | - |
| Loan-to-Share Ratio | 75.69% | +13.09 pp |
Peer averages: $50M–$100M cohort, 584 credit unions, 2025Q4 filing.
University of Louisiana filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $62.6M | - |
| 2025Q4 | $60.2M | 6,473 |
| 2024Q4 | $58.4M | 6,661 |
| 2023Q4 | $57.2M | 6,554 |
Credit Union Details
- Charter Number
- 12570
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $50M–$100M
- State
- Louisiana
- City
- Lafayette
- Data Quarter
- 2025Q4
Branch Locations (3)
University of Louisiana operates 3 offices in Lafayette, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Main Branch- 805 Bertrand Dr (Main Office) | Lafayette, LA |
| Campus Branch - 619 McKinley St | Lafayette, LA |
| First Pioneers Federal Credit Union | Lafayette, LA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Louisiana
More federally-insured credit unions based in Louisiana, ordered by peer group match and asset size.
- CALCASIEU TEACHERS AND EMPLOYEESLake Charles, LA · $50M–$100M87Health
- FIRST PIONEERSLAFAYETTE, LA · $50M–$100M77Health
- FIRST STREETDERIDDER, LA · $50M–$100M93Health
- POST OFFICE EMPLOYEESShreveport, LA · $50M–$100M81Health
- BATON ROUGE CITY PARISH EMPBATON ROUGE, LA · $50M–$100M83Health
Compare University of Louisiana vs CALCASIEU TEACHERS AND EMPLOYEES
Nationwide credit unions with similar profiles
Using this data
- University of Louisiana ranks #2,129 of 4,374 nationally on financial health and #46 of 138 in LA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Calcasieu Teachers and Employees is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Calcasieu Teachers and Employees
Frequently Asked Questions
Is University of Louisiana financially healthy?
University of Louisiana has a financial health score of 84/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #2,129 of 4,374 nationally on health and #46 of 138 in Louisiana. Its net worth ratio is 11.22% and its delinquency rate 0.49%.
How does University of Louisiana compare to other credit unions?
University of Louisiana scores 84/100, higher than 50% of the 4,374 scored credit unions. Against the 584 peers in the $50M–$100M cohort, its widest edge is loan-to-share ratio (75.69% vs 62.60%). Its widest shortfall is net worth ratio (11.22% vs 13.62%).
How can I join University of Louisiana?
University of Louisiana operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact University of Louisiana directly for the exact boundaries and application steps.
Is my money safe at University of Louisiana?
University of Louisiana is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. University of Louisiana's net worth ratio of 11.22% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.