Federal credit union · PLAQUEMINE, Louisiana · NCUA charter #12356
IBERVILLE
Health score 67/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 67
- Health / 100
- $8.4M
- Total assets
- 2,087
- Members
- 18.2%
- Net-worth ratio
IBERVILLE scores 67/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $8.4M; members 2,087; net-worth ratio 18.20%; health rank #3,751 of 4,374; healthier than 13th of scored peers.
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NCUA 5300 Call Report Masthead
#3,751 of 4,374 health · 2025Q4IBERVILLE · health 67/100 · $8.4M · 2025Q4
Call Report peers
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IBERVILLE vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); IBERVILLE sits in 65-69 with 275 others.
67 13th percentile higher than 13% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Where IBERVILLE diverges from peer averages
- Largest favorable gap: Return on Assets at 2.18% vs peer 0.45% (+1.73 pp).
- Widest shortfall vs peers is Loan-to-Share Ratio: -13.46 pp (50.14% vs 63.60%).
IBERVILLE in Louisiana
- In Louisiana, health place is #102 of 138 on the same NCUA-ratio sort used nationally.
- By total assets, IBERVILLE is #90 of 138 in Louisiana.
- Louisiana membership ordinal: #72 of 138.
- One place up in Louisiana, S H P E (#101) scores 68/100, 1 point higher; one place down, NEIGHBORS (#103) ties at 67/100.
IBERVILLE Call Report trajectory
IBERVILLE: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.1% from $8.4M (2025Q4) to $8.4M (2026Q1).
- Net-worth ratio shifted +0.32 pp (17.88% → 18.20%).
18.20% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 67/100 score is built
IBERVILLE gives up 33 points in total. Delinquency Rate costs the most, 25 of its 25; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 0.0 pts
- Return on Assets 15.0 pts
- Member Growth 11.6 pts
- Loan-to-Share Ratio 10.4 pts
IBERVILLE health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 18.20% | -0.86 pp |
| Delinquency Rate | 7.08% | +5.27 pp |
| Return on Assets | 2.18% | +1.73 pp |
| Member Growth | 2.20% | - |
| Loan-to-Share Ratio | 50.14% | -13.46 pp |
Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.
IBERVILLE quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $8.4M | - |
| 2025Q4 | $8.4M | 2,087 |
| 2024Q4 | $7.9M | 2,042 |
| 2023Q4 | $8.1M | 2,060 |
Credit Union Details
- Charter Number
- 12356
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $2M–$10M
- State
- Louisiana
- City
- PLAQUEMINE
- Data Quarter
- 2025Q4
Branch Locations (2)
The NCUA branch filing lists 2 physical offices for IBERVILLE, spread across 2 cities.
| Office | City |
|---|---|
| Iberville Federal Credit Union (Main Office) | Plaquemine, LA |
| BR City Parish Employee FCU | Baton Rouge, LA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Louisiana
More federally-insured credit unions based in Louisiana, ordered by peer group match and asset size.
Cross-state Call Report peers for IBERVILLE
Similar health score
Using this data
- IBERVILLE ranks #3,751 of 4,374 nationally on financial health and #102 of 138 in LA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- State Agencies is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with State Agencies
Frequently Asked Questions
Is IBERVILLE financially healthy?
IBERVILLE has a financial health score of 67/100 (Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #3,751 of 4,374 nationally on health and #102 of 138 in Louisiana. Its net worth ratio is 18.20% and its delinquency rate 7.08%.
How does IBERVILLE compare to other credit unions?
IBERVILLE scores 67/100, higher than 13% of the 4,374 scored credit unions. Against the 566 peers in the $2M–$10M cohort, its widest edge is return on assets (2.18% vs 0.45%). Its widest shortfall is loan-to-share ratio (50.14% vs 63.60%).
How can I join IBERVILLE?
IBERVILLE operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact IBERVILLE directly for the exact boundaries and application steps.
Is my money safe at IBERVILLE?
IBERVILLE is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. IBERVILLE's net worth ratio of 18.20% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.