Federal credit union · PLAQUEMINE, Louisiana · NCUA charter #12356
IBERVILLE
Health score 67/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 67
- Health / 100
- $8.4M
- Total assets
- 2,087
- Members
- 18.2%
- Net-worth ratio
IBERVILLE scores 67/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $8.4M; members 2,087; net-worth ratio 18.20%; health rank #3,751 of 4,374; healthier than 13th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#3,751 of 4,374 health · 2025Q4IBERVILLE · health 67/100 · $8.4M · 2025Q4
- ROA 67/100
- ASSETS 18.2%
- MEM 7.08%
- RANK 2.18%
- PHOTO $8.4M
- BOOK 2,087
- CHARTER #3,751/4,374
- NCUSIF n/a
- CAMELS 12356
Call Report peers
IBERVILLE carries $8.4M in NCUA 5300 assets, stamped as a Call Report masthead, not a rate quote or membership pitch.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
IBERVILLE vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
67 13th percentile higher than 13% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
IBERVILLE - Share Insurance Coverage
Charter #12356's composite supervisory bracket and risk-based capital, as reported in the 2025Q4 NCUA Call Report. See our deposit-insurance coverage note for how NCUSIF protection works.
Where IBERVILLE diverges from peer averages
- Largest favorable gap: Return on Assets at 2.18% vs peer 0.45% (+1.73 pp).
- Widest shortfall vs peers is Loan-to-Share Ratio: -13.46 pp (50.14% vs 63.60%).
Peer averages are NCUA 5300 means for the $2M–$10M cohort (566 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
IBERVILLE in Louisiana
- In Louisiana, health place is #102 of 138 on the same NCUA-ratio sort used nationally.
- By total assets, IBERVILLE is #90 of 138 in Louisiana.
- Louisiana membership ordinal: #72 of 138.
In-state ordinals use the live credit_unions table for LA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
IBERVILLE Call Report trajectory
IBERVILLE: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +1.1% from $8.4M (2025Q4) to $8.4M (2026Q1).
- Net-worth ratio shifted +0.32 pp (17.88% → 18.20%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
18.20% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 67/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 67.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 0.0 pts
- Return on Assets 15.0 pts
- Member Growth 11.6 pts
- Loan-to-Share Ratio 10.4 pts
IBERVILLE health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 18.20% | -0.86 pp |
| Delinquency Rate | 7.08% | +5.27 pp |
| Return on Assets | 2.18% | +1.73 pp |
| Member Growth | 2.20% | - |
| Loan-to-Share Ratio | 50.14% | -13.46 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $2M–$10M (566 CUs).
IBERVILLE quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $8.4M | - |
| 2025Q4 | $8.4M | 2,087 |
| 2024Q4 | $7.9M | 2,042 |
| 2023Q4 | $8.1M | 2,060 |
Credit Union Details
- Charter Number
- 12356
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $2M–$10M
- State
- Louisiana
- City
- PLAQUEMINE
- Data Quarter
- 2025Q4
Branch Locations (2)
The NCUA branch filing lists 2 physical offices for IBERVILLE, spread across 2 cities.
| Office | City |
|---|---|
| Iberville Federal Credit Union (Main Office) | Plaquemine, LA |
| BR City Parish Employee FCU | Baton Rouge, LA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Louisiana
More federally-insured credit unions based in Louisiana, ordered by peer group match and asset size.
Cross-state Call Report peers for IBERVILLE
IBERVILLE's nationwide photo peers by assets and by health score, excluding Louisiana charters.
Similar health score
Nearest other-state credit unions by five-factor health composite (67/100 here).
Using this data
- IBERVILLE ranks #3,751 of 4,374 nationally on financial health and #102 of 138 in LA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- State Agencies is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with State Agencies
- Rates and health both vary by institution, not just by state -- see how Louisiana credit unions compare overall before assuming this one is typical. Louisiana state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is IBERVILLE financially healthy?
Yes/no aside, the number is 67/100 (Good) - IBERVILLE's financial health score from the NCUA 5300 Call Report, Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #3,751 of 4,374; by total assets it ranks #3,652 of 4,374 nationally (same basis as /rankings/largest); and #90 of 138 within Louisiana. Above 80 reads excellent, below 50 warrants closer monitoring; a 18.20% net worth ratio and 7.08% delinquency rate are the key drivers.
How does IBERVILLE compare to other credit unions?
PlainCU's health composite puts IBERVILLE at 67/100, compared to a peer group average for $2M–$10M credit unions. It's a weighted blend of five NCUA-reported figures: net worth ratio (30% of the score), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join IBERVILLE?
IBERVILLE operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact IBERVILLE directly for the exact boundaries and application steps.
Is my money safe at IBERVILLE?
Federal credit unions like IBERVILLE are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. IBERVILLE's net worth ratio of 18.20% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does IBERVILLE offer compared to banks?
Credit unions like IBERVILLE are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact IBERVILLE directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.