Federal credit union · MANY, Louisiana · NCUA charter #21615
Sabine School Employees
Health score 77/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 77
- Health / 100
- $5.1M
- Total assets
- 665
- Members
- 20.5%
- Net-worth ratio
Sabine School Employees scores 77/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $5.1M; members 665; net-worth ratio 20.47%; health rank #3,049 of 4,374; healthier than 28th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#3,049 of 4,374 health · 2025Q4Sabine School Employees · health 77/100 · $5.1M · 2025Q4
Call Report peers
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Sabine School Employees vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Sabine School Employees sits in 75-79 with 502 others.
77 28th percentile higher than 28% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Sabine School Employees: Call Report deltas vs peers
- Net Worth Ratio leads the peer set - 20.47% here, 19.06% peer average (+1.41 pp).
- Widest shortfall vs peers is Loan-to-Share Ratio: -5.22 pp (58.38% vs 63.60%).
Where Sabine School Employees sits in Louisiana
- Health composite ranks #71 of 138 among scored Louisiana credit unions.
- By total assets, Sabine School Employees is #101 of 138 in Louisiana.
- Membership ranks #113 of 138 among Louisiana CUs with a reported count (665 members).
- One place up in Louisiana, State Agencies (#70) ties at 77/100; one place down, District 08 (#72) ties at 77/100.
Sabine School Employees Call Report trajectory
Sabine School Employees: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +0.8% from $5.1M (2025Q4) to $5.1M (2026Q1).
- Net-worth ratio shifted +0.01 pp (20.46% → 20.47%).
At 20.47%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 77/100 score is built
Sabine School Employees gives up 23 points in total. Member Growth costs the most, 11.5 of its 15; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 16.3 pts
- Return on Assets 15.0 pts
- Member Growth 3.5 pts
- Loan-to-Share Ratio 12.2 pts
Call Report ratios for Sabine School Employees
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 20.47% | +1.41 pp |
| Delinquency Rate | 1.50% | -0.31 pp |
| Return on Assets | 1.12% | +0.67 pp |
| Member Growth | -3.06% | - |
| Loan-to-Share Ratio | 58.38% | -5.22 pp |
Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $5.1M | - |
| 2025Q4 | $5.1M | 665 |
| 2024Q4 | $5.1M | 686 |
| 2023Q4 | $4.8M | 657 |
Credit Union Details
- Charter Number
- 21615
- Type
- Federal
- Field of Membership
- Single Common Bond
- Peer Group
- $2M–$10M
- State
- Louisiana
- City
- MANY
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for Sabine School Employees.
| Office | City |
|---|---|
| sabine school employees federal credit union (Main Office) | MANY, LA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Louisiana
More federally-insured credit unions based in Louisiana, ordered by peer group match and asset size.
Sabine School Employees nationwide neighbourhoods
Using this data
- Sabine School Employees ranks #3,049 of 4,374 nationally on financial health and #71 of 138 in LA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- MONTELL is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with MONTELL
Frequently Asked Questions
Is Sabine School Employees financially healthy?
Sabine School Employees has a financial health score of 77/100 (Very Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #3,049 of 4,374 nationally on health and #71 of 138 in Louisiana. Its net worth ratio is 20.47% and its delinquency rate 1.50%.
How does Sabine School Employees compare to other credit unions?
Sabine School Employees scores 77/100, higher than 28% of the 4,374 scored credit unions. Against the 566 peers in the $2M–$10M cohort, its widest edge is net worth ratio (20.47% vs 19.06%). Its widest shortfall is loan-to-share ratio (58.38% vs 63.60%).
How can I join Sabine School Employees?
Sabine School Employees is chartered around a single common bond (Single Common Bond), membership is generally limited to employees of a specific employer or a defined occupational group and their immediate family. Contact Sabine School Employees directly to confirm eligibility.
Is my money safe at Sabine School Employees?
Sabine School Employees is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Sabine School Employees's net worth ratio of 20.47% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.