Federal credit union · Shreveport, Louisiana · NCUA charter #11658
Avenue Baptist Brotherhood
Health score 75/100 (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 75
- Health / 100
- $593K
- Total assets
- 97
- Members
- 25.3%
- Net-worth ratio
Avenue Baptist Brotherhood - Share Insurance Coverage
The 2025Q4 NCUA Call Report puts charter #11658 at the supervisory bracket and risk-based capital level shown below. NCUSIF protection is covered in our deposit-insurance coverage note.
Avenue Baptist Brotherhood - Five Health Pillars
Every bar shows this credit union's 0-100 sub-score for one pillar of the composite; weight and add the five and you land on the headline health score above, drawn from the same NCUA 5300 figures with no normalisation tricks.
- Capital (net worth ratio)100
- Asset quality (delinquency)100
- Earnings (ROA)0
- Member growth77
- Liquidity (loan-to-share)57
Weighted composite: 75/100 - each bar is the 0–100 sub-score; the composite weights them 30/25/15/15/15.
At 25.27%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
Financial Health Metrics
| Metric | Value | Weight |
|---|---|---|
| Net Worth Ratio | 25.27% | 30% |
| Delinquency Rate | 0.00% | 25% |
| Return on Assets | -0.78% | 15% |
| Member Growth | 2.11% | 15% |
| Loan-to-Share Ratio | 29.10% | 15% |
Health score = weighted composite of above metrics. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: Under $2M (243 CUs).
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2025Q4 | $593K | 97 |
| 2024Q4 | $598K | 95 |
| 2023Q4 | $594K | 95 |
Credit Union Details
- Charter Number
- 11658
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- Under $2M
- State
- Louisiana
- City
- Shreveport
- Data Quarter
- 2025Q4
What This Data Says About Avenue Baptist Brotherhood
Charter #11658, peer group Under $2M, a cohort of 243 similarly-sized institutions: that's Avenue Baptist Brotherhood, a federal credit union in Shreveport, Louisiana with 97 members, $593K in total assets, and $129K in outstanding loans as of Q4 2025. The five-factor composite scores it 75/100 (Very Good), helped by a net worth ratio of 25.27% - above the 7.0% NCUA "well capitalized" threshold under Prompt Corrective Action rules.
On loan book quality: 0.00% of loans are 60+ days past due against the total loan book - the peer group average for Under $2M credit unions sits at 4.477%, so this institution is running tighter than peers. Meanwhile a 29.10% loan-to-share ratio shows how aggressively member deposits get deployed into lending, below the 60% band that typically signals under-deployed capital. Return on assets stands at -0.78% on net income of $-4624 for the period; a not-for-profit cooperative typically runs a modest positive ROA, returning surplus to members through better rates and lower fees rather than to shareholders.
Year-over-year membership changed by 2.11%. All of the above reflects the 2025Q4 quarterly NCUA 5300 Call Report. Who can join depends on the field of membership (currently: Community); our disclaimer covers NCUSIF deposit-insurance coverage and how to use this data responsibly.
Nearby Credit Unions in Louisiana
Other federally-insured credit unions in Louisiana, closest first by peer group and asset size.
- RICHLAND PARISH SCHOOLSRayville, LA · Under $2M40Health
- MUNICIPAL EMPLOYEESBOGALUSA, LA · Under $2M68Health
- UNIONFARMERVILLE, LA · Under $2M73Health
- IMMACULATE HEART OF MARYLafayette, LA · Under $2M55Health
- ST. MARY PARISH SCHOOL EMP.Franklin, LA · Under $2M74Health
Compare Avenue Baptist Brotherhood vs RICHLAND PARISH SCHOOLS
Sources & disclaimer
Source: NCUA 5300 Call Report, Q4 2025. Source: NCUA Share Insurance Fund (NCUSIF), federal deposit insurance up to $250,000. Not affiliated with NCUA. For informational purposes only.
Frequently Asked Questions
Is Avenue Baptist Brotherhood financially healthy?
A 25.27% net worth ratio and a 0.00% delinquency rate feed into Avenue Baptist Brotherhood's financial health score of 75/100 (Very Good), from NCUA 5300 Call Report data as of Q4 2025. The scale: above 80 excellent, below 50 warrants closer monitoring.
How does Avenue Baptist Brotherhood compare to other credit unions?
Avenue Baptist Brotherhood scores 75/100 on PlainCU's health composite, compared to a peer group average for Under $2M credit unions. The score is based on five NCUA-reported metrics: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Avenue Baptist Brotherhood?
Avenue Baptist Brotherhood operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Avenue Baptist Brotherhood directly for the exact boundaries and application steps.
Is my money safe at Avenue Baptist Brotherhood?
Federal credit unions like Avenue Baptist Brotherhood are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Avenue Baptist Brotherhood's net worth ratio of 25.27% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Avenue Baptist Brotherhood offer compared to banks?
Credit unions like Avenue Baptist Brotherhood are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Avenue Baptist Brotherhood directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Read our methodology - how this data is sourced, computed, and verified.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.