Federal credit union · Lafayette, Louisiana · NCUA charter #19249

Acadiana Medical

Health score 88/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.

88
Health / 100
$13.3M
Total assets
1,437
Members
25.0%
Net-worth ratio

Acadiana Medical scores 88/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $13.3M; members 1,437; net-worth ratio 24.99%; health rank #1,372 of 4,374; healthier than 65th of scored peers.

Federal Call Report extract

NCUA 5300 Call Report Masthead

#1,372 of 4,374 health · 2025Q4

Acadiana Medical · health 88/100 · $13.3M · 2025Q4

Acadiana Medical in the assets neighbourhood

Muskegon St Joseph$13.4MACME$13.3MMorris Sheppard Texarkana$13.3MAcadiana Medical (this)$13.3MGeorgetown University Alumni and StGeorgetown University Alumni…$13.3MPine Belt$13.2M
Nearest other-state credit unions by total assets (NCUA 5300)

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Acadiana Medical vs every NCUA-scored credit union

Acadiana Medical sits in the busiest band, 85-89, alongside 857 other credit unions.

88 Top 35% higher than 65% of 4,374 credit unions

every scored credit union, bucketed by value

Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source NCUA 5300 Call Report aggregates · 2025Q4

Acadiana Medical: Call Report deltas vs peers

  • Largest favorable gap: Net Worth Ratio at 24.99% vs peer 14.86% (+10.13 pp).

Acadiana Medical in Louisiana

  • Louisiana health ordinal: #32 of 138.
  • Assets rank #81 of 138 inside Louisiana ($13.3M reported).
  • Membership ranks #88 of 138 among Louisiana CUs with a reported count (1,437 members).
  • One place up in Louisiana, RAPIDES (#31) ties at 88/100; one place down, Internal Revenue (#33) ties at 88/100.

Acadiana Medical Call Report trajectory

Acadiana Medical: total assets by quarter

2023Q4 to 2026Q1, NCUA 5300

13,000,00013,500,00014,000,00014,500,000 2023Q42024Q42025Q42026Q1 13,988,219 13,639,041 ▼ -2.5%
  • Assets moved +2.5% from $13.3M (2025Q4) to $13.6M (2026Q1).
  • Net-worth ratio shifted -0.46 pp (25.45% → 24.99%).
Net worth ratio vs. NCUA well-capitalized threshold 100.0%

This credit union's 24.99% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.

How the 88/100 score is built

Acadiana Medical gives up 12 points in total. Member Growth costs the most, 11 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.

  • Net Worth Ratio 30.0 pts
  • Delinquency Rate 25.0 pts
  • Return on Assets 15.0 pts
  • Member Growth 4.0 pts
  • Loan-to-Share Ratio 14.0 pts

Acadiana Medical vs peer ratios

Metric Value vs peer
Net Worth Ratio 24.99% +10.13 pp
Delinquency Rate 0.00% -1.15 pp
Return on Assets 2.34% +1.63 pp
Member Growth -2.77% -
Loan-to-Share Ratio 66.48% +6.68 pp

Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.

Call Report history - Acadiana Medical

Quarter Assets Members
2026Q1 $13.6M -
2025Q4 $13.3M 1,437
2024Q4 $13.9M 1,478
2023Q4 $14.0M 1,536

Credit Union Details

Charter Number
19249
Type
Federal
Field of Membership
Community
Peer Group
$10M–$50M
State
Louisiana
City
Lafayette
Data Quarter
2025Q4

Branch Locations (2)

Per its most recent NCUA branch filing, Acadiana Medical runs 2 offices in 2 different cities across 2 states.

Office City
Acadiana Medical Federal Cerdit Union (Main Office) Lafayette, LA
ShareTec Waco, TX

Source: NCUA Credit Union Branch Information, 2025Q4 filing.

Nearby Credit Unions in Louisiana

Other federally-insured credit unions in Louisiana, closest first by peer group and asset size.

Compare Acadiana Medical vs RAPIDES GENERAL HOSPITAL EMPL

Cross-state Call Report peers for Acadiana Medical

Using this data

  • Acadiana Medical ranks #1,372 of 4,374 nationally on financial health and #32 of 138 in LA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
  • Rapides General Hospital Empl is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Rapides General Hospital Empl

Frequently Asked Questions

Is Acadiana Medical financially healthy?

On its 2025Q4 NCUA 5300 filing, Acadiana Medical scores 88/100 (Excellent), with a 24.99% net worth ratio and 0.00% of loans delinquent. It ranks #1,372 of 4,374 nationally on health and #32 of 138 in Louisiana.

How does Acadiana Medical compare to other credit unions?

Acadiana Medical scores 88/100, higher than 65% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is net worth ratio (24.99% vs 14.86%).

How can I join Acadiana Medical?

Acadiana Medical operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Acadiana Medical directly for the exact boundaries and application steps.

Is my money safe at Acadiana Medical?

Acadiana Medical is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Acadiana Medical's net worth ratio of 24.99% exceeds the 7% threshold NCUA considers "well capitalized."

Data sourced from the NCUA 5300 Call Report (2025Q4) for Acadiana Medical. Retrieved and formatted by PlainCU. See our methodology for details.

Disclaimer: Not affiliated with NCUA. For informational purposes only.

Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.