State credit union · Abbeville, Louisiana · NCUA charter #61540
Vermilion Employees
Health score 78/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 78
- Health / 100
- $14.4M
- Total assets
- 2,422
- Members
- 15.3%
- Net-worth ratio
Vermilion Employees scores 78/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $14.4M; members 2,422; net-worth ratio 15.29%; health rank #2,949 of 4,374; healthier than 31st of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#2,949 of 4,374 health · 2025Q4Vermilion Employees · health 78/100 · $14.4M · 2025Q4
Call Report peers
Vermilion Employees in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Vermilion Employees vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Vermilion Employees sits in 75-79 with 502 others.
78 31st percentile higher than 31% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Vermilion Employees: Call Report deltas vs peers
- Strongest edge vs 1163 $10M–$50M peers is Loan-to-Share Ratio: +15.84 pp (75.64% vs 59.80%).
- Widest shortfall vs peers is Delinquency Rate: +0.89 pp (2.04% vs 1.15%).
Louisiana standing for Vermilion Employees
- Louisiana health ordinal: #66 of 138.
- Louisiana assets place: #80 of 138.
- Membership ranks #69 of 138 among Louisiana CUs with a reported count (2,422 members).
- One place up in Louisiana, G G W (#65) ties at 78/100; one place down, SEVENFOLD (#67) ties at 78/100.
Vermilion Employees Call Report trajectory
Vermilion Employees: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.2% from $14.4M (2025Q4) to $14.7M (2026Q1).
- Net-worth ratio shifted -0.21 pp (15.50% → 15.29%).
At 15.29%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 78/100 score is built
Vermilion Employees gives up 22 points in total. Delinquency Rate costs the most, 12.7 of its 25; Net Worth Ratio and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 12.3 pts
- Return on Assets 10.1 pts
- Member Growth 10.4 pts
- Loan-to-Share Ratio 15.2 pts
Vermilion Employees vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 15.29% | +0.43 pp |
| Delinquency Rate | 2.04% | +0.89 pp |
| Return on Assets | 0.17% | -0.53 pp |
| Member Growth | 1.17% | - |
| Loan-to-Share Ratio | 75.64% | +15.84 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Call Report history - Vermilion Employees
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $14.7M | - |
| 2025Q4 | $14.4M | 2,422 |
| 2024Q4 | $14.6M | 2,394 |
| 2023Q4 | $14.9M | 2,060 |
Credit Union Details
- Charter Number
- 61540
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- Louisiana
- City
- Abbeville
- Data Quarter
- 2025Q4
Branch Locations (2)
The NCUA branch filing lists 2 physical offices for Vermilion Employees.
| Office | City |
|---|---|
| Main Office (Main Office) | Abbeville, LA |
| Vital Records | Abbeville, LA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Louisiana
Other federally-insured credit unions in Louisiana, closest first by peer group and asset size.
Vermilion Employees nationwide neighbourhoods
Similar total assets
Using this data
- Vermilion Employees ranks #2,949 of 4,374 nationally on financial health and #66 of 138 in LA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Acadiana Medical is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Acadiana Medical
Frequently Asked Questions
Is Vermilion Employees financially healthy?
On its 2025Q4 NCUA 5300 filing, Vermilion Employees scores 78/100 (Very Good), with a 15.29% net worth ratio and 2.04% of loans delinquent. It ranks #2,949 of 4,374 nationally on health and #66 of 138 in Louisiana.
How does Vermilion Employees compare to other credit unions?
Vermilion Employees scores 78/100, higher than 31% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is loan-to-share ratio (75.64% vs 59.80%). Its widest shortfall is delinquency rate (2.04% vs 1.15%).
How can I join Vermilion Employees?
Membership eligibility for Vermilion Employees depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Vermilion Employees directly for current membership requirements and application steps.
Is my money safe at Vermilion Employees?
Vermilion Employees is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Vermilion Employees's net worth ratio of 15.29% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.