Federal credit union · alexandria, Louisiana · NCUA charter #21968
Louisiana Baptist
Health score 60/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 60
- Health / 100
- $5.9M
- Total assets
- 775
- Members
- 14.5%
- Net-worth ratio
Louisiana Baptist scores 60/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $5.9M; members 775; net-worth ratio 14.51%; health rank #4,057 of 4,374; healthier than 7th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#4,057 of 4,374 health · 2025Q4Louisiana Baptist · health 60/100 · $5.9M · 2025Q4
Call Report peers
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Louisiana Baptist vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Louisiana Baptist sits in 60-64 with 179 others.
60 7th percentile higher than 7% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Louisiana Baptist: Call Report deltas vs peers
- Loan-to-Share Ratio leads the peer set - 82.68% here, 63.60% peer average (+19.08 pp).
- Largest lag: Net Worth Ratio at 14.51% vs peer 19.06% (-4.55 pp).
Louisiana Baptist in Louisiana
- Louisiana health ordinal: #116 of 138.
- Assets rank #98 of 138 inside Louisiana ($5.9M reported).
- Membership ranks #108 of 138 among Louisiana CUs with a reported count (775 members).
- One place up in Louisiana, East Baton Rouge Teachers (#115) scores 61/100, 1 point higher; one place down, Teamsters Local Union #270 (#117) scores 59/100, 1 point lower.
Louisiana Baptist: 2025Q4 → 2026Q1
Louisiana Baptist: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +0.1% from $5.9M (2025Q4) to $5.9M (2026Q1).
- Net-worth ratio shifted +0.11 pp (14.40% → 14.51%).
14.51% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 60/100 score is built
Louisiana Baptist gives up 40 points in total. Delinquency Rate costs the most, 25 of its 25; Net Worth Ratio and Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 0.0 pts
- Return on Assets 15.0 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 15.0 pts
Louisiana Baptist vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 14.51% | -4.55 pp |
| Delinquency Rate | 5.07% | +3.26 pp |
| Return on Assets | 0.83% | +0.38 pp |
| Member Growth | -9.99% | - |
| Loan-to-Share Ratio | 82.68% | +19.08 pp |
Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $5.9M | - |
| 2025Q4 | $5.9M | 775 |
| 2024Q4 | $6.5M | 861 |
| 2023Q4 | $6.1M | 910 |
Credit Union Details
- Charter Number
- 21968
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $2M–$10M
- State
- Louisiana
- City
- alexandria
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for Louisiana Baptist.
| Office | City |
|---|---|
| Louisiana Baptist FCU (Main Office) | alexandria, LA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Louisiana
More federally-insured credit unions based in Louisiana, ordered by peer group match and asset size.
Nationwide credit unions with similar profiles
Using this data
- Louisiana Baptist ranks #4,057 of 4,374 nationally on financial health and #116 of 138 in LA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- RAPIDES is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with RAPIDES
Frequently Asked Questions
Is Louisiana Baptist financially healthy?
Louisiana Baptist has a financial health score of 60/100 (Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #4,057 of 4,374 nationally on health and #116 of 138 in Louisiana. Its net worth ratio is 14.51% and its delinquency rate 5.07%.
How does Louisiana Baptist compare to other credit unions?
Louisiana Baptist scores 60/100, higher than 7% of the 4,374 scored credit unions. Against the 566 peers in the $2M–$10M cohort, its widest edge is loan-to-share ratio (82.68% vs 63.60%). Its widest shortfall is net worth ratio (14.51% vs 19.06%).
How can I join Louisiana Baptist?
Louisiana Baptist operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Louisiana Baptist directly for the exact boundaries and application steps.
Is my money safe at Louisiana Baptist?
Louisiana Baptist is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Louisiana Baptist's net worth ratio of 14.51% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.