Federal credit union · NEW ORLEANS, Louisiana · NCUA charter #24860
RIVERLAND
Health score 83/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 83
- Health / 100
- $310.9M
- Total assets
- 16,399
- Members
- 14.6%
- Net-worth ratio
RIVERLAND scores 83/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $310.9M; members 16,399; net-worth ratio 14.58%; health rank #2,239 of 4,374; healthier than 46th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#2,239 of 4,374 health · 2025Q4RIVERLAND · health 83/100 · $310.9M · 2025Q4
- CAMELS 83/100
- HEALTH 14.6%
- NW 0.90%
- DELQ 1.24%
- ROA $310.9M
- ASSETS 16,399
- MEM #2,239/4,374
- RANK SECNY
- PHOTO 24860
Call Report peers
RIVERLAND in the assets neighbourhood
RIVERLAND's $310.9M assets sit next to SECNY ($310.4M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
RIVERLAND vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
83 46th percentile higher than 46% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
RIVERLAND - Share Insurance Coverage
Below: composite supervisory bracket and risk-based capital for charter #24860, per the 2025Q4 NCUA Call Report. Our deposit-insurance coverage note explains how the $250,000 NCUSIF ceiling works.
Peer-gap read for RIVERLAND
- Loan-to-Share Ratio leads the peer set - 108.49% here, 72.20% peer average (+36.29 pp).
- Largest lag: Delinquency Rate at 0.90% vs peer 0.89% (+0.01 pp).
Peer averages are NCUA 5300 means for the $100M–$500M cohort (1069 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Where RIVERLAND sits in Louisiana
- In Louisiana, health place is #48 of 138 on the same NCUA-ratio sort used nationally.
- Louisiana assets place: #14 of 138.
- Membership ranks #18 of 138 among Louisiana CUs with a reported count (16,399 members).
In-state ordinals use the live credit_unions table for LA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Quarter path for RIVERLAND
RIVERLAND: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +4.9% from $310.9M (2025Q4) to $326.2M (2026Q1).
- Net-worth ratio shifted +0.06 pp (14.52% → 14.58%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
14.58% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 83/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 83.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 21.0 pts
- Return on Assets 15.0 pts
- Member Growth 9.7 pts
- Loan-to-Share Ratio 7.3 pts
Call Report ratios for RIVERLAND
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 14.58% | +2.47 pp |
| Delinquency Rate | 0.90% | +0.01 pp |
| Return on Assets | 1.24% | +0.61 pp |
| Member Growth | 0.62% | - |
| Loan-to-Share Ratio | 108.49% | +36.29 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $100M–$500M (1069 CUs).
RIVERLAND quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $326.2M | - |
| 2025Q4 | $310.9M | 16,399 |
| 2024Q4 | $311.6M | 16,298 |
| 2023Q4 | $302.7M | 16,251 |
Credit Union Details
- Charter Number
- 24860
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $100M–$500M
- State
- Louisiana
- City
- NEW ORLEANS
- Data Quarter
- 2025Q4
Branch Locations (8)
RIVERLAND operates 8 offices across 8 cities, spanning 3 states, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Main Office (Main Office) | New Orleans, LA |
| Gretna Office | Gretna, LA |
| Jackson Office | Jackson, MS |
| Jefferson Office | Jefferson, LA |
| Waterford 3 Branch | Killona, LA |
| Morgan City | Morgan City, LA |
| Grand Gulf Branch | Port Gibson, MS |
| Arkansas Nuclear One | Russellville, AR |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Louisiana
More federally-insured credit unions based in Louisiana, ordered by peer group match and asset size.
Other-state peers near RIVERLAND
Cross-state asset and health neighbours for RIVERLAND - kept outside Louisiana; in-state CUs stay in the Nearby block.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($310.9M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (83/100 here).
Using this data
- RIVERLAND ranks #2,239 of 4,374 nationally on financial health and #48 of 138 in LA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- The New Orleans Firemen's is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with The New Orleans Firemen's
- Rates and health both vary by institution, not just by state -- see how Louisiana credit unions compare overall before assuming this one is typical. Louisiana state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is RIVERLAND financially healthy?
Yes/no aside, the number is 83/100 (Excellent) - RIVERLAND's financial health score from the NCUA 5300 Call Report, Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #2,239 of 4,374; by total assets it ranks #1,018 of 4,374 nationally (same basis as /rankings/largest); and #14 of 138 within Louisiana. Above 80 reads excellent, below 50 warrants closer monitoring; a 14.58% net worth ratio and 0.90% delinquency rate are the key drivers.
How does RIVERLAND compare to other credit unions?
RIVERLAND scores 83/100 on PlainCU's health composite, compared to a peer group average for $100M–$500M credit unions. The score is based on five NCUA-reported metrics: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join RIVERLAND?
RIVERLAND operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact RIVERLAND directly for the exact boundaries and application steps.
Is my money safe at RIVERLAND?
Federal credit unions like RIVERLAND are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. RIVERLAND's net worth ratio of 14.58% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does RIVERLAND offer compared to banks?
Credit unions like RIVERLAND are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact RIVERLAND directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.