National ranking · Q4 2024 → Q4 2025

Fastest-Growing Credit Unions

The 100 U.S. credit unions adding members fastest year-over-year among institutions with at least 1,000 members, from NCUA 5300 Call Reports. Tiny bases and merger spikes above 100% YoY are excluded so the ranking is not topped by near-zero denominators.

79.5%
Top growth rate
100
Ranked
-0.3%
Floored-cohort median

Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. This page draws directly on NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.

This list, in one line

Among credit unions with ≥1,000 members and ≤100% YoY growth (3,637 eligible), America's Christian grew fastest at 79.5% YoY to 145K members, the #100 cutoff to make this list is 13.3% (Atlanta Postal); floored-cohort median -0.3%.

79.5%
#1 · America's Christian
13.3%
#100, the cutoff to make this list
145K
Its members
-0.3%
Cohort median

NCUA 5300 Call Report YoY member growth. Floor: ≥1,000 members and ≤100% YoY. Small bases still move the rate, read growth beside absolute members and health.

The 12 fastest-growing, by member growth (%)

Year-over-year member growth, Q4 2024 → Q4 2025. Floor: ≥1,000 members and ≤100% YoY. Source: NCUA 5300 Call Report.

1. America's Christian79.5%2. Special Metals78.1%3. MULTIPLI77%4. CONNECTS76.1%5. COREPLUS68.6%6. WMCU66.4%7. CONSOLIDATED62.3%8. Christian Community61.9%9. People Trust Community58.8%10. RADIUS54.7%11. FINANTA52.7%12. Pennsylvania Central52.6%

Full top 100

# Credit Union Growth
1 America's Christian Glendora
79.5%
2 Special Metals NEW HARTFORD
78.1%
3 MULTIPLI Jefferson City
77.0%
4 CONNECTS Richmond
76.1%
5 COREPLUS Norwich
68.6%
6 WMCU Grand Rapids
66.4%
7 CONSOLIDATED PORTLAND
62.3%
8 Christian Community SAN DIMAS
61.9%
9 People Trust Community North Little Ro
58.8%
10 RADIUS Kenmore
54.7%
11 FINANTA Lancaster
52.7%
12 Pennsylvania Central Harrisburg
52.6%
13 Ibew 317 HUNTINGTON
47.2%
14 Southwest Montana Community Anaconda
44.4%
15 New Brunswick Postal New Brunswick
43.9%
16 Missouri Central Lees Summit
43.7%
17 Common Trust Woburn
42.1%
18 York Educational York
40.7%
19 EVEREST Jackson Heights
40.1%
20 Post Office Employees Shreveport
39.4%
21 Centex Citizens Mexia
37.9%
22 Bay Area Oregon
37.4%
23 CAPROCK LAMESA
37.3%
24 Phi Beta Sigma Washington
37.2%
25 Addition Financial Lake Mary
37.0%
26 Members 1st of Nj Vineland
35.8%
27 A.B. Duncansville
35.5%
28 Clean Energy Englewood
35.3%
29 MID-STATE Carteret
35.0%
30 Singing River MOSS POINT
34.1%
31 CORRECTIONS Soledad
34.1%
32 OMAHA OMAHA
34.0%
33 The Morning Star Lame Deer
33.6%
34 Anco Community La Salle
32.9%
35 SHAREFAX CINCINNATI
32.7%
36 Freedom of Maryland Bel Air
31.8%
37 For Members Only Chicago
29.8%
38 HARBORSTONE TACOMA
29.5%
39 Community Powered BEAR
29.5%
40 Utilities Employees READING
29.3%
41 CENTRICITY HERMANTOWN
29.0%
42 ENGAGE NATCHITOCHES
28.0%
43 Oshkosh Community Oshkosh
27.1%
44 CITYMARK Plains
26.7%
45 Roswell Community Roswell
26.7%
46 Georgetown University Alumni and St Washington
25.6%
47 RADIANT Gainesville
25.6%
48 ADVENTURE Grand Rapids
25.2%
49 Midwest Regional Kansas City
25.2%
50 CADETS ELMA
24.6%
51 Nutmeg State Financial Rocky Hill
24.5%
52 Garden Savings PARSIPPANY
24.2%
53 Credit Union 1 Lombard
24.0%
54 WICHITA Wichita
23.6%
55 ONENEBRASKA Columbus
23.4%
56 First Choice New Castle
23.0%
57 Central Maine Lewiston
23.0%
58 American Partners Reidsville
23.0%
59 Four Points Omaha
23.0%
60 Kyger Creek Cheshire
22.6%
61 802 Barre
22.4%
62 VANDERBILT Nashville
22.0%
63 Tompkins Employees Ithaca
21.6%
64 AMERICU Rome
21.5%
65 Golden Rule Community RIPON
21.1%
66 The Finest New York
21.0%
67 First Priority BOSTON
20.9%
68 Local 265 Ibew LINCOLN
20.7%
69 Jefferson Credit Union Hoover
20.3%
70 HOPE JACKSON
20.0%
71 R-S Bellco New Brighton
19.6%
72 Peoples Transport MOUNT EPHRAIM
19.5%
73 NUVISION HUNTINGTON BEAC
19.3%
74 SELF-HELP Durham
18.8%
75 CORNERSTONE Freeport
18.7%
76 Local 41 I.B.E.W. ORCHARD PARK
18.5%
77 Cmc-Fcpi Employees Scranton
18.1%
78 Y-12 Oak Ridge
17.4%
79 ONEAZ Phoenix
17.3%
80 SUMMIT Greensboro
17.1%
81 CABRILLO San Diego
17.0%
82 KEESLER BILOXI
16.6%
83 Farm Bureau Family LANSING
16.4%
84 Pathways Financial Columbus
15.6%
85 Ironworkers USA Portland
15.5%
86 Rva Financial Richmond
15.4%
87 St. Bernard Parish School Board Emp CHALMETTE
15.1%
88 Norwin Teachers North Huntingdo
14.8%
89 Local 20 Ibew GRAND PRAIRIE
14.6%
90 Idaho Central Chubbuck
14.5%
91 American First BREA
14.4%
92 S H P E GREENSBURG
14.4%
93 America's First Network East Hartford
14.3%
94 Post Office Cu of Md, Inc. Baltimore
14.2%
95 PENINSULA Escanaba
14.0%
96 SUNWARD Albuquerque
13.5%
97 SIGNET Paducah
13.5%
98 North Jersey Totowa
13.3%
99 BEACON Wabash
13.3%
100 Atlanta Postal Atlanta
13.3%

What to do with this ranking

Fast member growth can mean a merger as easily as organic demand -- check the underlying story before assuming either.

  • See the full Call Report profile for America's Christian to check whether its 79.5% YoY growth lines up with its asset and branch trend. America's Christian profile
  • For a safety-focused view instead of a growth-focused one, see the composite health ranking. Healthiest credit unions
  • This list excludes credit unions under 1,000 members specifically because a tiny base can produce a misleadingly huge growth percentage. Methodology

Growth rate says nothing about capital adequacy or asset quality on its own -- pair it with the health ranking before drawing a conclusion.

Download the Call Report state snapshot cited on this page: cu-call-report-statistics.csv (same CSV as /statistics, CC BY 4.0).