Federal credit union · Richmond, Virginia · NCUA charter #6878
Rva Financial
Health score 92/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 92
- Health / 100
- $75.8M
- Total assets
- 10,458
- Members
- 11.6%
- Net-worth ratio
Rva Financial scores 92/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $75.8M; members 10,458; net-worth ratio 11.60%; health rank #790 of 4,374; healthier than 80th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#790 of 4,374 health · 2025Q4Rva Financial · health 92/100 · $75.8M · 2025Q4
Call Report peers
Rva Financial in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Rva Financial vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Rva Financial sits in 90-94 with 747 others.
92 Top 20% higher than 80% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Rva Financial
- Loan-to-Share Ratio leads the peer set - 81.34% here, 62.60% peer average (+18.74 pp).
- Net Worth Ratio trails the peer set - 11.60% here, 13.62% peer average (-2.02 pp).
Rva Financial: in-state Call Report ranks
- Health composite ranks #10 of 95 among scored Virginia credit unions.
- Assets rank #52 of 95 inside Virginia ($75.8M reported).
- Virginia membership ordinal: #41 of 95.
- One place up in Virginia, TRANSPORTATION (#9) scores 93/100, 1 point higher; one place down, BRONCO (#11) ties at 92/100.
Rva Financial Call Report trajectory
Rva Financial: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +7.7% from $75.8M (2025Q4) to $81.7M (2026Q1).
- Net-worth ratio shifted -0.47 pp (12.07% → 11.60%).
11.60% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 92/100 score is built
Rva Financial gives up 8 points in total. Delinquency Rate costs the most, 8.1 of its 25; Net Worth Ratio and Return on Assets and Member Growth and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 16.9 pts
- Return on Assets 15.0 pts
- Member Growth 15.0 pts
- Loan-to-Share Ratio 15.1 pts
Rva Financial vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 11.60% | -2.02 pp |
| Delinquency Rate | 1.41% | +0.44 pp |
| Return on Assets | 1.48% | +0.82 pp |
| Member Growth | 15.35% | - |
| Loan-to-Share Ratio | 81.34% | +18.74 pp |
Peer averages: $50M–$100M cohort, 584 credit unions, 2025Q4 filing.
Rva Financial filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $81.7M | - |
| 2025Q4 | $75.8M | 10,458 |
| 2024Q4 | $74.6M | 9,066 |
| 2023Q4 | $79.3M | 9,053 |
Credit Union Details
- Charter Number
- 6878
- Type
- Federal
- Field of Membership
- Other/Community
- Peer Group
- $50M–$100M
- State
- Virginia
- City
- Richmond
- Data Quarter
- 2025Q4
Branch Locations (2)
The NCUA branch filing lists 2 physical offices for Rva Financial.
| Office | City |
|---|---|
| Thomas J. Amiss Credit Union Center (Main Office) | Richmond, VA |
| City Hall | Richmond, VA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Virginia
A look at other Virginia credit unions, ranked by how closely their peer group and asset size match this one.
Cross-state Call Report peers for Rva Financial
Similar total assets
Using this data
- Rva Financial ranks #790 of 4,374 nationally on financial health and #10 of 95 in VA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Kemba Roanoke is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Kemba Roanoke
Frequently Asked Questions
Is Rva Financial financially healthy?
On its 2025Q4 NCUA 5300 filing, Rva Financial scores 92/100 (Excellent), with a 11.60% net worth ratio and 1.41% of loans delinquent. It ranks #790 of 4,374 nationally on health and #10 of 95 in Virginia.
How does Rva Financial compare to other credit unions?
Rva Financial scores 92/100, higher than 80% of the 4,374 scored credit unions. Against the 584 peers in the $50M–$100M cohort, its widest edge is loan-to-share ratio (81.34% vs 62.60%). Its widest shortfall is net worth ratio (11.60% vs 13.62%).
How can I join Rva Financial?
Rva Financial operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Rva Financial directly for the exact boundaries and application steps.
Is my money safe at Rva Financial?
Rva Financial is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Rva Financial's net worth ratio of 11.60% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.