State credit union · LANSING, Michigan · NCUA charter #62330
Farm Bureau Family
Health score 93/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 93
- Health / 100
- $24.8M
- Total assets
- 2,358
- Members
- 12.1%
- Net-worth ratio
Farm Bureau Family scores 93/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $24.8M; members 2,358; net-worth ratio 12.08%; health rank #635 of 4,374; healthier than 84th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#635 of 4,374 health · 2025Q4Farm Bureau Family · health 93/100 · $24.8M · 2025Q4
Call Report peers
Farm Bureau Family in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Farm Bureau Family vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Farm Bureau Family sits in 90-94 with 747 others.
93 Top 16% higher than 84% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Farm Bureau Family
- Largest favorable gap: Loan-to-Share Ratio at 69.78% vs peer 59.80% (+9.98 pp).
- Widest shortfall vs peers is Net Worth Ratio: -2.78 pp (12.08% vs 14.86%).
Where Farm Bureau Family sits in Michigan
- In Michigan, health place is #24 of 171 on the same NCUA-ratio sort used nationally.
- Michigan assets place: #157 of 171.
- Membership ranks #150 of 171 among Michigan CUs with a reported count (2,358 members).
- One place up in Michigan, Michigan Schools and Government (#23) ties at 93/100; one place down, ADVENTURE (#25) ties at 93/100.
How Farm Bureau Family's 5300 filing moved
Farm Bureau Family: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +7.0% from $24.8M (2025Q4) to $26.5M (2026Q1).
- Net-worth ratio shifted -0.54 pp (12.62% → 12.08%).
At 12.08%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 93/100 score is built
Farm Bureau Family gives up 7 points in total. Delinquency Rate costs the most, 7.2 of its 25; Loan-to-Share Ratio and Net Worth Ratio and Return on Assets and Member Growth score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 17.8 pts
- Return on Assets 15.0 pts
- Member Growth 15.0 pts
- Loan-to-Share Ratio 15.2 pts
Call Report ratios for Farm Bureau Family
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.08% | -2.78 pp |
| Delinquency Rate | 1.29% | +0.15 pp |
| Return on Assets | 1.59% | +0.88 pp |
| Member Growth | 16.39% | - |
| Loan-to-Share Ratio | 69.78% | +9.98 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $26.5M | - |
| 2025Q4 | $24.8M | 2,358 |
| 2024Q4 | $23.5M | 2,026 |
| 2023Q4 | $22.6M | 1,785 |
Credit Union Details
- Charter Number
- 62330
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- Michigan
- City
- LANSING
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, Farm Bureau Family runs one office.
| Office | City |
|---|---|
| Main Office (Main Office) | Lansing, MI |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Michigan
More federally-insured credit unions based in Michigan, ordered by peer group match and asset size.
Nationwide credit unions with similar profiles
Similar total assets
Using this data
- Farm Bureau Family ranks #635 of 4,374 nationally on financial health and #24 of 171 in MI -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Dowagiac Area is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Dowagiac Area
Frequently Asked Questions
Is Farm Bureau Family financially healthy?
On its 2025Q4 NCUA 5300 filing, Farm Bureau Family scores 93/100 (Excellent), with a 12.08% net worth ratio and 1.29% of loans delinquent. It ranks #635 of 4,374 nationally on health and #24 of 171 in Michigan.
How does Farm Bureau Family compare to other credit unions?
Farm Bureau Family scores 93/100, higher than 84% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is loan-to-share ratio (69.78% vs 59.80%). Its widest shortfall is net worth ratio (12.08% vs 14.86%).
How can I join Farm Bureau Family?
Membership eligibility for Farm Bureau Family depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Farm Bureau Family directly for current membership requirements and application steps.
Is my money safe at Farm Bureau Family?
Farm Bureau Family is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Farm Bureau Family's net worth ratio of 12.08% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.