State credit union · LANSING, Michigan · NCUA charter #62330
Farm Bureau Family
Health score 93/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 93
- Health / 100
- $24.8M
- Total assets
- 2,358
- Members
- 12.1%
- Net-worth ratio
Farm Bureau Family scores 93/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $24.8M; members 2,358; net-worth ratio 12.08%; health rank #635 of 4,374; healthier than 84th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#635 of 4,374 health · 2025Q4Farm Bureau Family · health 93/100 · $24.8M · 2025Q4
- ROA 93/100
- ASSETS 12.1%
- MEM 1.29%
- RANK 1.59%
- PHOTO $24.8M
- BOOK 2,358
- CHARTER #635/4,374
- NCUSIF Advantage One
- CAMELS 62330
Call Report peers
Farm Bureau Family in the assets neighbourhood
Farm Bureau Family's $24.8M assets sit next to Advantage One ($24.8M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Farm Bureau Family vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
93 Top 16% higher than 84% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Farm Bureau Family - Share Insurance Coverage
Read from the 2025Q4 NCUA Call Report for charter #62330: composite supervisory bracket and risk-based capital. Full deposit-insurance coverage details in our disclaimer.
Peer-gap read for Farm Bureau Family
- Largest favorable gap: Loan-to-Share Ratio at 69.78% vs peer 59.80% (+9.98 pp).
- Widest shortfall vs peers is Net Worth Ratio: -2.78 pp (12.08% vs 14.86%).
Peer averages are NCUA 5300 means for the $10M–$50M cohort (1163 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Where Farm Bureau Family sits in Michigan
- In Michigan, health place is #24 of 171 on the same NCUA-ratio sort used nationally.
- Michigan assets place: #157 of 171.
- Membership ranks #150 of 171 among Michigan CUs with a reported count (2,358 members).
In-state ordinals use the live credit_unions table for MI only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
How Farm Bureau Family's 5300 filing moved
Farm Bureau Family: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +7.0% from $24.8M (2025Q4) to $26.5M (2026Q1).
- Net-worth ratio shifted -0.54 pp (12.62% → 12.08%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
At 12.08%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 93/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 93.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 17.8 pts
- Return on Assets 15.0 pts
- Member Growth 15.0 pts
- Loan-to-Share Ratio 15.2 pts
Call Report ratios for Farm Bureau Family
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.08% | -2.78 pp |
| Delinquency Rate | 1.29% | +0.15 pp |
| Return on Assets | 1.59% | +0.88 pp |
| Member Growth | 16.39% | - |
| Loan-to-Share Ratio | 69.78% | +9.98 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $10M–$50M (1163 CUs).
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $26.5M | - |
| 2025Q4 | $24.8M | 2,358 |
| 2024Q4 | $23.5M | 2,026 |
| 2023Q4 | $22.6M | 1,785 |
Credit Union Details
- Charter Number
- 62330
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- Michigan
- City
- LANSING
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, Farm Bureau Family runs one office.
| Office | City |
|---|---|
| Main Office (Main Office) | Lansing, MI |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Michigan
More federally-insured credit unions based in Michigan, ordered by peer group match and asset size.
Nationwide credit unions with similar profiles
Farm Bureau Family's nationwide photo peers by assets and by health score, excluding Michigan charters.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($24.8M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (93/100 here).
Using this data
- Farm Bureau Family ranks #635 of 4,374 nationally on financial health and #24 of 171 in MI -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Dowagiac Area is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Dowagiac Area
- Rates and health both vary by institution, not just by state -- see how Michigan credit unions compare overall before assuming this one is typical. Michigan state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Farm Bureau Family financially healthy?
Farm Bureau Family has a financial health score of 93/100 (Excellent) based on NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #635 of 4,374; by total assets it ranks #3,004 of 4,374 nationally (same basis as /rankings/largest); and #157 of 171 within Michigan. Scores above 80 indicate excellent financial health; scores below 50 may warrant closer monitoring. Key factors include net worth ratio of 12.08% and delinquency rate of 1.29%.
How does Farm Bureau Family compare to other credit unions?
PlainCU's health composite puts Farm Bureau Family at 93/100, compared to a peer group average for $10M–$50M credit unions. It's a weighted blend of five NCUA-reported figures: net worth ratio (30% of the score), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Farm Bureau Family?
Membership eligibility for Farm Bureau Family depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Farm Bureau Family directly for current membership requirements and application steps.
Is my money safe at Farm Bureau Family?
Federal credit unions like Farm Bureau Family are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Farm Bureau Family's net worth ratio of 12.08% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Farm Bureau Family offer compared to banks?
Credit unions like Farm Bureau Family are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Farm Bureau Family directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.