Federal credit union · OMAHA, Nebraska · NCUA charter #135

OMAHA

Health score 96/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.

96
Health / 100
$114.1M
Total assets
8,358
Members
14.9%
Net-worth ratio

OMAHA scores 96/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $114.1M; members 8,358; net-worth ratio 14.95%; health rank #231 of 4,374; healthier than 93rd of scored peers.

5300 filing masthead

NCUA 5300 Call Report Masthead

#231 of 4,374 health · 2025Q4

OMAHA · health 96/100 · $114.1M · 2025Q4

OMAHA in the assets neighbourhood

North Bay$114.4MNorthridge Community$114.3MLa Loma$114.3MOMAHA (this)$114.1MHANCOCK$114.1MCentex Citizens$114.1M
Nearest other-state credit unions by total assets (NCUA 5300)

Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.

OMAHA vs every NCUA-scored credit union

The busiest band is 85-89 (858 credit unions); OMAHA sits in 95-99 with 391 others.

96 Top 7% higher than 93% of 4,374 credit unions

every scored credit union, bucketed by value

Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source NCUA 5300 Call Report aggregates · 2025Q4

Peer-gap read for OMAHA

  • Largest favorable gap: Net Worth Ratio at 14.95% vs peer 12.11% (+2.84 pp).
  • Largest lag: Loan-to-Share Ratio at 58.21% vs peer 72.20% (-13.99 pp).

OMAHA in Nebraska

  • In Nebraska, health place is #1 of 50 on the same NCUA-ratio sort used nationally.
  • Nebraska assets place: #13 of 50.
  • Membership ranks #15 of 50 among Nebraska CUs with a reported count (8,358 members).
  • No Nebraska credit union scores higher; the runner-up, Liberty First (#2) ties at 96/100.

How OMAHA's 5300 filing moved

OMAHA: total assets by quarter

2023Q4 to 2026Q1, NCUA 5300

80,000,00090,000,000100,000,000110,000,000120,000,000130,000,000 2023Q42024Q42025Q42026Q1 84,706,444 116,990,819 ▲ +38.1%
  • Assets moved +2.5% from $114.1M (2025Q4) to $117.0M (2026Q1).
  • Net-worth ratio shifted -0.01 pp (14.96% → 14.95%).
Net worth ratio vs. NCUA well-capitalized threshold 99.7%

This credit union's 14.95% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.

How the 96/100 score is built

OMAHA gives up 4 points in total. Loan-to-Share Ratio costs the most, 2.7 of its 15; Net Worth Ratio and Return on Assets and Member Growth score full marks.

  • Net Worth Ratio 30.0 pts
  • Delinquency Rate 24.1 pts
  • Return on Assets 15.0 pts
  • Member Growth 15.0 pts
  • Loan-to-Share Ratio 11.9 pts

Call Report ratios for OMAHA

Metric Value vs peer
Net Worth Ratio 14.95% +2.84 pp
Delinquency Rate 0.59% -0.31 pp
Return on Assets 1.04% +0.42 pp
Member Growth 33.96% -
Loan-to-Share Ratio 58.21% -13.99 pp

Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.

OMAHA filing history

Quarter Assets Members
2026Q1 $117.0M -
2025Q4 $114.1M 8,358
2024Q4 $88.8M 6,239
2023Q4 $84.7M 6,218

Credit Union Details

Charter Number
135
Type
Federal
Field of Membership
Community
Peer Group
$100M–$500M
State
Nebraska
City
OMAHA
Data Quarter
2025Q4

Branch Locations (4)

Per its most recent NCUA branch filing, OMAHA runs 4 offices in 3 different cities.

Office City
Main Office (Main Office) OMAHA, NE
BLAIR BRANCH BLAIR, NE
DOWNTOWN BRANCH OMAHA, NE
North 72nd Omaha, NE

Source: NCUA Credit Union Branch Information, 2025Q4 filing.

Nearby Credit Unions in Nebraska

A look at other Nebraska credit unions, ranked by how closely their peer group and asset size match this one.

Compare OMAHA vs MUTUAL FIRST

Nationwide credit unions with similar profiles

Using this data

  • OMAHA ranks #231 of 4,374 nationally on financial health and #1 of 50 in NE -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
  • Mutual First is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Mutual First

Frequently Asked Questions

Is OMAHA financially healthy?

On its 2025Q4 NCUA 5300 filing, OMAHA scores 96/100 (Excellent), with a 14.95% net worth ratio and 0.59% of loans delinquent. It ranks #231 of 4,374 nationally on health and #1 of 50 in Nebraska.

How does OMAHA compare to other credit unions?

OMAHA scores 96/100, higher than 93% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is net worth ratio (14.95% vs 12.11%). Its widest shortfall is loan-to-share ratio (58.21% vs 72.20%).

How can I join OMAHA?

OMAHA operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact OMAHA directly for the exact boundaries and application steps.

Is my money safe at OMAHA?

OMAHA is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. OMAHA's net worth ratio of 14.95% exceeds the 7% threshold NCUA considers "well capitalized."

Data sourced from the NCUA 5300 Call Report (2025Q4) for OMAHA. Retrieved and formatted by PlainCU. See our methodology for details.

Disclaimer: Not affiliated with NCUA. For informational purposes only.

Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.