State credit union · Atlanta, Georgia · NCUA charter #67389
Atlanta Postal
Health score 81/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 81
- Health / 100
- $2.52B
- Total assets
- 123,067
- Members
- 13.2%
- Net-worth ratio
Atlanta Postal scores 81/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $2.52B; members 123,067; net-worth ratio 13.22%; health rank #2,578 of 4,374; healthier than 39th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#2,578 of 4,374 health · 2025Q4Atlanta Postal · health 81/100 · $2.52B · 2025Q4
Call Report peers
Atlanta Postal in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Atlanta Postal vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Atlanta Postal sits in 80-84 with 767 others.
81 39th percentile higher than 39% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Atlanta Postal: Call Report deltas vs peers
- Strongest edge vs 749 Over $500M peers is Loan-to-Share Ratio: +5.57 pp (89.47% vs 83.90%).
- Return on Assets trails the peer set - -0.33% here, 0.51% peer average (-0.84 pp).
Where Atlanta Postal sits in Georgia
- In Georgia, health place is #43 of 74 on the same NCUA-ratio sort used nationally.
- Georgia assets place: #4 of 74.
- Membership ranks #7 of 74 among Georgia CUs with a reported count (123,067 members).
- One place up in Georgia, Georgia Power Valdosta (#42) ties at 81/100; one place down, Colquitt County Teacher (#44) scores 80/100, 1 point lower.
Atlanta Postal: 2025Q4 → 2026Q1
Atlanta Postal: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -0.4% from $2.52B (2025Q4) to $2.51B (2026Q1).
- Net-worth ratio shifted +0.19 pp (13.03% → 13.22%).
13.22% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 81/100 score is built
Atlanta Postal gives up 19 points in total. Return on Assets costs the most, 13.5 of its 15; Net Worth Ratio and Member Growth and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 19.8 pts
- Return on Assets 1.5 pts
- Member Growth 15.0 pts
- Loan-to-Share Ratio 14.7 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 13.22% | +2.04 pp |
| Delinquency Rate | 1.02% | +0.15 pp |
| Return on Assets | -0.33% | -0.84 pp |
| Member Growth | 13.26% | - |
| Loan-to-Share Ratio | 89.47% | +5.57 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
Atlanta Postal filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $2.51B | - |
| 2025Q4 | $2.52B | 123,067 |
| 2024Q4 | $2.38B | 108,659 |
| 2023Q4 | $2.42B | 105,190 |
Credit Union Details
- Charter Number
- 67389
- Type
- State
- Field of Membership
- Other
- Peer Group
- Over $500M
- State
- Georgia
- City
- Atlanta
- Data Quarter
- 2025Q4
Branch Locations (10)
Atlanta Postal operates 10 offices across 8 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Main Office (Main Office) | Atlanta, GA |
| NDC | Atlanta, GA |
| Crown Road | Atlanta, GA |
| Muscogee County | Columbus, GA |
| East Metro Flagship Branch | Covington, GA |
| South DeKalb Mall Branch | Decatur, GA |
| North Metro | Duluth, GA |
| Bibb County | Macon, GA |
| Floyd County | Rome, GA |
| Savannah Flagship Branch | Savannah, GA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Georgia
More federally-insured credit unions based in Georgia, ordered by peer group match and asset size.
Cross-state Call Report peers for Atlanta Postal
Using this data
- Atlanta Postal ranks #2,578 of 4,374 nationally on financial health and #43 of 74 in GA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Georgia United is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Georgia United
Frequently Asked Questions
Is Atlanta Postal financially healthy?
Atlanta Postal has a financial health score of 81/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #2,578 of 4,374 nationally on health and #43 of 74 in Georgia. Its net worth ratio is 13.22% and its delinquency rate 1.02%.
How does Atlanta Postal compare to other credit unions?
Atlanta Postal scores 81/100, higher than 39% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is loan-to-share ratio (89.47% vs 83.90%). Its widest shortfall is return on assets (-0.33% vs 0.51%).
How can I join Atlanta Postal?
Membership eligibility for Atlanta Postal depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Atlanta Postal directly for current membership requirements and application steps.
Is my money safe at Atlanta Postal?
Atlanta Postal is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Atlanta Postal's net worth ratio of 13.22% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.