Federal credit union · BILOXI, Mississippi · NCUA charter #5561

KEESLER

Health score 95/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.

95
Health / 100
$5.16B
Total assets
385,256
Members
12.7%
Net-worth ratio

KEESLER scores 95/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $5.16B; members 385,256; net-worth ratio 12.70%; health rank #375 of 4,374; healthier than 90th of scored peers.

NCUA Call Report stamp band

NCUA 5300 Call Report Masthead

#375 of 4,374 health · 2025Q4

KEESLER · health 95/100 · $5.16B · 2025Q4

Call Report peers

KEESLER in the assets neighbourhood

American Heritage$5.24BKEESLER (this)$5.16BKnoxville Tva Employees$5.14BCHEVRON$5.10BFOUNDERS$5.09BWashington State Employees$5.09B
Nearest other-state credit unions by total assets (NCUA 5300)

Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.

KEESLER vs every NCUA-scored credit union

The busiest band is 85-89 (858 credit unions); KEESLER sits in 95-99 with 391 others.

95 Top 10% higher than 90% of 4,374 credit unions

every scored credit union, bucketed by value

Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source NCUA 5300 Call Report aggregates · 2025Q4

KEESLER: Call Report deltas vs peers

  • Largest favorable gap: Loan-to-Share Ratio at 91.32% vs peer 83.90% (+7.42 pp).
  • Delinquency Rate trails the peer set - 0.92% here, 0.87% peer average (+0.04 pp).

KEESLER in Mississippi

  • Mississippi health ordinal: #4 of 55.
  • By total assets, KEESLER is #1 of 55 in Mississippi.
  • Membership ranks #1 of 55 among Mississippi CUs with a reported count (385,256 members).
  • One place up in Mississippi, 1st Mississippi (#3) ties at 95/100; one place down, Natchez Educators (#5) scores 94/100, 1 point lower.

KEESLER: 2025Q4 → 2026Q1

KEESLER: total assets by quarter

2023Q4 to 2026Q1, NCUA 5300

3,500,000,0004,000,000,0004,500,000,0005,000,000,0005,500,000,000 2023Q42024Q42025Q42026Q1 4,074,446,833 5,241,367,685 ▲ +28.6%
  • Assets moved +1.5% from $5.16B (2025Q4) to $5.24B (2026Q1).
  • Net-worth ratio shifted +0.33 pp (12.37% → 12.70%).
Net worth ratio vs. NCUA well-capitalized threshold 84.7%

This credit union's 12.70% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.

How the 95/100 score is built

KEESLER gives up 5 points in total. Delinquency Rate costs the most, 4.2 of its 25; Net Worth Ratio and Return on Assets and Member Growth score full marks.

  • Net Worth Ratio 30.0 pts
  • Delinquency Rate 20.8 pts
  • Return on Assets 15.0 pts
  • Member Growth 15.0 pts
  • Loan-to-Share Ratio 14.2 pts

KEESLER health metrics

Metric Value vs peer
Net Worth Ratio 12.70% +1.52 pp
Delinquency Rate 0.92% +0.04 pp
Return on Assets 0.80% +0.29 pp
Member Growth 16.55% -
Loan-to-Share Ratio 91.32% +7.42 pp

Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.

KEESLER filing history

Quarter Assets Members
2026Q1 $5.24B -
2025Q4 $5.16B 385,256
2024Q4 $4.20B 330,541
2023Q4 $4.07B 318,904

Credit Union Details

Charter Number
5561
Type
Federal
Field of Membership
Community
Peer Group
Over $500M
State
Mississippi
City
BILOXI
Data Quarter
2025Q4

Branch Locations (57)

The NCUA branch filing lists 57 physical offices for KEESLER, spread across 36 cities in 3 states.

Office City
Pass Road Headquarters (Main Office) Biloxi, MS
RAF Alconbury APO
RAF Lakenheath APO
RAF Mildenhall APO
Baton Rouge Branch Baton Rouge, LA
Covington 190 Covington, LA
Denham Springs Branch Denham Springs, LA
Diamondhead Diamondhead, MS
D'Iberville DIberville, MS
Lakeview DIBERVILLE, MS
Flowood Flowood, MS
Gautier Gautier, MS
Wall Blvd Branch Gretna, LA
Seaway Gulfport, MS
Orange Grove Gulfport, MS
Seaway Headquarters Gulfport, MS
Downtown Gulfport Gulfport, MS
Gulfport Drive-Thur Branch Gulfport, MS
Expressway Branch Harvey, LA
Hattiesburg - Turtle Creek Hattiesburg, MS
Hattiesburg - Wesley Hattiesburg, MS
Jackson - MDOT Jackson, MS
Farm Bureau Jackson, MS
Meadowbrook Jackson, MS
Jefferson Highway Branch Jefferson, LA
Larcher Keesler AFB, MS
Triangle Keesler AFB, MS
Livingston Branch Livingston, LA
Long Beach Long Beach, MS
Luling Branch Luling, LA
Madison Welch Farms Madison, MS
Beau Chene Mandeville, LA
Mandeville West Causeway Mandeville, LA
Mandeville West Causeway Mandeville, LA
Hwy 22 Branch Mandeville, LA
Hwy 59 Branch Mandeville, LA
Lapalco Branch Marrero, LA
Metairie Airline Drive Branch Metairie, LA
3900 West Veterans Branch/Back Office Metairie, LA
7701 West Airline Branch/Back Office Metairie, LA
Lake Villa Rental Property Metairie, LA
Mobile Midtown Mobile, AL
Mobile Westwood Plaza Mobile, AL
Children's Hospital Branch New Orleans, LA
Ocean Springs Ocean Springs, MS
St Martin Ocean Springs, MS
Pascagoula Pascagoula, MS
Petal Petal, MS
Picayune Picayune, MS
Ridgeland - Lake Harbour Ridgeland, MS
Slidell Slidell, LA
Slidell - Cross Gates Slidell, LA
Stennis Space Center Stennis Space Center, MS
Stennis Drive-Thru Stennis Space Center, MS
Vancleave Vancleave, MS
Bay-Waveland Waveland, MS
Wiggins Wiggins, MS

Source: NCUA Credit Union Branch Information, 2025Q4 filing.

Nearby Credit Unions in Mississippi

More federally-insured credit unions based in Mississippi, ordered by peer group match and asset size.

Compare KEESLER vs HOPE

Other-state peers near KEESLER

Using this data

  • KEESLER ranks #375 of 4,374 nationally on financial health and #4 of 55 in MS -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
  • HOPE is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with HOPE

Frequently Asked Questions

Is KEESLER financially healthy?

KEESLER has a financial health score of 95/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #375 of 4,374 nationally on health and #4 of 55 in Mississippi. Its net worth ratio is 12.70% and its delinquency rate 0.92%.

How does KEESLER compare to other credit unions?

KEESLER scores 95/100, higher than 90% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is loan-to-share ratio (91.32% vs 83.90%). Its widest shortfall is delinquency rate (0.92% vs 0.87%).

How can I join KEESLER?

KEESLER operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact KEESLER directly for the exact boundaries and application steps.

Is my money safe at KEESLER?

KEESLER is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. KEESLER's net worth ratio of 12.70% exceeds the 7% threshold NCUA considers "well capitalized."

Data sources

Related

How health scores work →

Data sourced from the NCUA 5300 Call Report (2025Q4) for KEESLER. Retrieved and formatted by PlainCU. See our methodology for details.

Disclaimer: Not affiliated with NCUA. For informational purposes only.

Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.