Federal credit union · BILOXI, Mississippi · NCUA charter #5561
KEESLER
Health score 95/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 95
- Health / 100
- $5.16B
- Total assets
- 385,256
- Members
- 12.7%
- Net-worth ratio
KEESLER scores 95/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $5.16B; members 385,256; net-worth ratio 12.70%; health rank #375 of 4,374; healthier than 90th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#375 of 4,374 health · 2025Q4KEESLER · health 95/100 · $5.16B · 2025Q4
- CAMELS 95/100
- HEALTH 12.7%
- NW 0.92%
- DELQ 0.80%
- ROA $5.16B
- ASSETS 385,256
- MEM #375/4,374
- RANK Knoxville Tva Employees
- PHOTO 5561
Call Report peers
KEESLER in the assets neighbourhood
KEESLER's $5.16B assets sit next to Knoxville Tva Employees ($5.14B) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
KEESLER vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
95 Top 10% higher than 90% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
KEESLER - Share Insurance Coverage
Below: composite supervisory bracket and risk-based capital for charter #5561, per the 2025Q4 NCUA Call Report. Our deposit-insurance coverage note explains how the $250,000 NCUSIF ceiling works.
KEESLER: Call Report deltas vs peers
- Largest favorable gap: Loan-to-Share Ratio at 91.32% vs peer 83.90% (+7.42 pp).
- Delinquency Rate trails the peer set - 0.92% here, 0.87% peer average (+0.04 pp).
Peer averages are NCUA 5300 means for the Over $500M cohort (749 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
KEESLER in Mississippi
- Mississippi health ordinal: #4 of 55.
- By total assets, KEESLER is #1 of 55 in Mississippi.
- Membership ranks #1 of 55 among Mississippi CUs with a reported count (385,256 members).
In-state ordinals use the live credit_unions table for MS only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
KEESLER: 2025Q4 → 2026Q1
KEESLER: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +1.5% from $5.16B (2025Q4) to $5.24B (2026Q1).
- Net-worth ratio shifted +0.33 pp (12.37% → 12.70%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 12.70% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 95/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 95.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 20.8 pts
- Return on Assets 15.0 pts
- Member Growth 15.0 pts
- Loan-to-Share Ratio 14.2 pts
KEESLER health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.70% | +1.52 pp |
| Delinquency Rate | 0.92% | +0.04 pp |
| Return on Assets | 0.80% | +0.29 pp |
| Member Growth | 16.55% | - |
| Loan-to-Share Ratio | 91.32% | +7.42 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: Over $500M (749 CUs).
KEESLER filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $5.24B | - |
| 2025Q4 | $5.16B | 385,256 |
| 2024Q4 | $4.20B | 330,541 |
| 2023Q4 | $4.07B | 318,904 |
Credit Union Details
- Charter Number
- 5561
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- Over $500M
- State
- Mississippi
- City
- BILOXI
- Data Quarter
- 2025Q4
Branch Locations (57)
The NCUA branch filing lists 57 physical offices for KEESLER, spread across 36 cities in 3 states.
| Office | City |
|---|---|
| Pass Road Headquarters (Main Office) | Biloxi, MS |
| RAF Alconbury | APO |
| RAF Lakenheath | APO |
| RAF Mildenhall | APO |
| Baton Rouge Branch | Baton Rouge, LA |
| Covington 190 | Covington, LA |
| Denham Springs Branch | Denham Springs, LA |
| Diamondhead | Diamondhead, MS |
| D'Iberville | DIberville, MS |
| Lakeview | DIBERVILLE, MS |
| Flowood | Flowood, MS |
| Gautier | Gautier, MS |
| Wall Blvd Branch | Gretna, LA |
| Seaway | Gulfport, MS |
| Orange Grove | Gulfport, MS |
| Seaway Headquarters | Gulfport, MS |
| Downtown Gulfport | Gulfport, MS |
| Gulfport Drive-Thur Branch | Gulfport, MS |
| Expressway Branch | Harvey, LA |
| Hattiesburg - Turtle Creek | Hattiesburg, MS |
| Hattiesburg - Wesley | Hattiesburg, MS |
| Jackson - MDOT | Jackson, MS |
| Farm Bureau | Jackson, MS |
| Meadowbrook | Jackson, MS |
| Jefferson Highway Branch | Jefferson, LA |
| Larcher | Keesler AFB, MS |
| Triangle | Keesler AFB, MS |
| Livingston Branch | Livingston, LA |
| Long Beach | Long Beach, MS |
| Luling Branch | Luling, LA |
| Madison Welch Farms | Madison, MS |
| Beau Chene | Mandeville, LA |
| Mandeville West Causeway | Mandeville, LA |
| Mandeville West Causeway | Mandeville, LA |
| Hwy 22 Branch | Mandeville, LA |
| Hwy 59 Branch | Mandeville, LA |
| Lapalco Branch | Marrero, LA |
| Metairie Airline Drive Branch | Metairie, LA |
| 3900 West Veterans Branch/Back Office | Metairie, LA |
| 7701 West Airline Branch/Back Office | Metairie, LA |
| Lake Villa Rental Property | Metairie, LA |
| Mobile Midtown | Mobile, AL |
| Mobile Westwood Plaza | Mobile, AL |
| Children's Hospital Branch | New Orleans, LA |
| Ocean Springs | Ocean Springs, MS |
| St Martin | Ocean Springs, MS |
| Pascagoula | Pascagoula, MS |
| Petal | Petal, MS |
| Picayune | Picayune, MS |
| Ridgeland - Lake Harbour | Ridgeland, MS |
| Slidell | Slidell, LA |
| Slidell - Cross Gates | Slidell, LA |
| Stennis Space Center | Stennis Space Center, MS |
| Stennis Drive-Thru | Stennis Space Center, MS |
| Vancleave | Vancleave, MS |
| Bay-Waveland | Waveland, MS |
| Wiggins | Wiggins, MS |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Mississippi
More federally-insured credit unions based in Mississippi, ordered by peer group match and asset size.
Other-state peers near KEESLER
Two NCUA Call Report peer sets for KEESLER, both outside Mississippi so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($5.16B here).
Similar health score
Nearest other-state credit unions by five-factor health composite (95/100 here).
Using this data
- KEESLER ranks #375 of 4,374 nationally on financial health and #4 of 55 in MS -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- HOPE is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with HOPE
- Rates and health both vary by institution, not just by state -- see how Mississippi credit unions compare overall before assuming this one is typical. Mississippi state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is KEESLER financially healthy?
Yes/no aside, the number is 95/100 (Excellent) - KEESLER's financial health score from the NCUA 5300 Call Report, Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #375 of 4,374; by total assets it ranks #82 of 4,374 nationally (same basis as /rankings/largest); and #1 of 55 within Mississippi. Above 80 reads excellent, below 50 warrants closer monitoring; a 12.70% net worth ratio and 0.92% delinquency rate are the key drivers.
How does KEESLER compare to other credit unions?
On PlainCU's health composite, KEESLER lands at 95/100, compared to a peer group average for Over $500M credit unions. Five NCUA-reported metrics feed that number: net worth ratio (weighted 30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join KEESLER?
KEESLER operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact KEESLER directly for the exact boundaries and application steps.
Is my money safe at KEESLER?
Federal credit unions like KEESLER are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. KEESLER's net worth ratio of 12.70% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does KEESLER offer compared to banks?
Credit unions like KEESLER are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact KEESLER directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.