Federal credit union · GRAND PRAIRIE, Texas · NCUA charter #16429
Local 20 Ibew
Health score 63/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 63
- Health / 100
- $8.4M
- Total assets
- 3,903
- Members
- 6.8%
- Net-worth ratio
Local 20 Ibew scores 63/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $8.4M; members 3,903; net-worth ratio 6.80%; health rank #3,970 of 4,374; healthier than 9th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#3,970 of 4,374 health · 2025Q4Local 20 Ibew · health 63/100 · $8.4M · 2025Q4
Call Report peers
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Local 20 Ibew vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Local 20 Ibew sits in 60-64 with 179 others.
63 9th percentile higher than 9% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Local 20 Ibew vs $2M–$10M peers
- Strongest edge vs 566 $2M–$10M peers is Return on Assets: +0.72 pp (1.17% vs 0.45%).
- Largest lag: Net Worth Ratio at 6.80% vs peer 19.06% (-12.26 pp).
Where Local 20 Ibew sits in Texas
- Health composite ranks #350 of 386 among scored Texas credit unions.
- Texas assets place: #317 of 386.
- Member book place in Texas: #195 of 386.
- One place up in Texas, Las Colinas (#349) ties at 63/100; one place down, Farmers Branch City Employees (#351) scores 62/100, 1 point lower.
Quarter path for Local 20 Ibew
Local 20 Ibew: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +7.4% from $8.4M (2025Q4) to $9.1M (2026Q1).
- Net-worth ratio shifted -0.36 pp (7.16% → 6.80%).
This institution's 6.80% net worth ratio sits below the NCUA's 7.0% well-capitalized threshold.
How the 63/100 score is built
Local 20 Ibew gives up 37 points in total. Delinquency Rate costs the most, 24.9 of its 25; Return on Assets and Member Growth score full marks.
- Net Worth Ratio 21.0 pts
- Delinquency Rate 0.1 pts
- Return on Assets 15.0 pts
- Member Growth 15.0 pts
- Loan-to-Share Ratio 11.9 pts
Local 20 Ibew health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 6.80% | -12.26 pp |
| Delinquency Rate | 3.99% | +2.18 pp |
| Return on Assets | 1.17% | +0.72 pp |
| Member Growth | 14.59% | - |
| Loan-to-Share Ratio | 56.88% | -6.72 pp |
Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.
Local 20 Ibew quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $9.1M | - |
| 2025Q4 | $8.4M | 3,903 |
| 2024Q4 | $7.7M | 3,406 |
| 2023Q4 | $6.8M | 2,690 |
Credit Union Details
- Charter Number
- 16429
- Type
- Federal
- Field of Membership
- Other/Community
- Peer Group
- $2M–$10M
- State
- Texas
- City
- GRAND PRAIRIE
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, Local 20 Ibew runs one office.
| Office | City |
|---|---|
| Local 20 IBEW FCU (Main Office) | Grand Prairie, TX |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Texas
More federally-insured credit unions based in Texas, ordered by peer group match and asset size.
Other-state peers near Local 20 Ibew
Using this data
- Local 20 Ibew ranks #3,970 of 4,374 nationally on financial health and #350 of 386 in TX -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Yoakum County is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Yoakum County
Frequently Asked Questions
Is Local 20 Ibew financially healthy?
On its 2025Q4 NCUA 5300 filing, Local 20 Ibew scores 63/100 (Good), with a 6.80% net worth ratio and 3.99% of loans delinquent. It ranks #3,970 of 4,374 nationally on health and #350 of 386 in Texas.
How does Local 20 Ibew compare to other credit unions?
Local 20 Ibew scores 63/100, higher than 9% of the 4,374 scored credit unions. Against the 566 peers in the $2M–$10M cohort, its widest edge is return on assets (1.17% vs 0.45%). Its widest shortfall is net worth ratio (6.80% vs 19.06%).
How can I join Local 20 Ibew?
Local 20 Ibew operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Local 20 Ibew directly for the exact boundaries and application steps.
Is my money safe at Local 20 Ibew?
Local 20 Ibew is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Local 20 Ibew's net worth ratio of 6.80% is relative to the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.