State credit union · Glendora, California · NCUA charter #68062
America's Christian
Health score 87/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 87
- Health / 100
- $801.7M
- Total assets
- 145,199
- Members
- 9.1%
- Net-worth ratio
America's Christian scores 87/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $801.7M; members 145,199; net-worth ratio 9.08%; health rank #1,720 of 4,374; healthier than 60th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#1,720 of 4,374 health · 2025Q4America's Christian · health 87/100 · $801.7M · 2025Q4
Call Report peers
America's Christian in the assets neighbourhood
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America's Christian vs every NCUA-scored credit union
America's Christian sits in the busiest band, 85-89, alongside 857 other credit unions.
87 Top 40% higher than 60% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
America's Christian vs Over $500M peers
- Largest favorable gap: Loan-to-Share Ratio at 85.78% vs peer 83.90% (+1.88 pp).
- Net Worth Ratio trails the peer set - 9.08% here, 11.18% peer average (-2.10 pp).
America's Christian: in-state Call Report ranks
- California health ordinal: #99 of 243.
- Assets rank #77 of 243 inside California ($801.7M reported).
- California membership ordinal: #23 of 243.
- One place up in California, Olive View Employees (#98) ties at 87/100; one place down, CLEARPATH (#100) ties at 87/100.
How America's Christian's 5300 filing moved
America's Christian: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.1% from $801.7M (2025Q4) to $818.4M (2026Q1).
- Net-worth ratio shifted -0.23 pp (9.31% → 9.08%).
This credit union's 9.08% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 87/100 score is built
America's Christian gives up 13 points in total. Delinquency Rate costs the most, 9.5 of its 25; Member Growth and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 27.7 pts
- Delinquency Rate 15.5 pts
- Return on Assets 13.9 pts
- Member Growth 15.0 pts
- Loan-to-Share Ratio 14.9 pts
America's Christian vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 9.08% | -2.10 pp |
| Delinquency Rate | 1.60% | +0.73 pp |
| Return on Assets | 0.43% | -0.08 pp |
| Member Growth | 79.45% | - |
| Loan-to-Share Ratio | 85.78% | +1.88 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
America's Christian quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $818.4M | - |
| 2025Q4 | $801.7M | 145,199 |
| 2024Q4 | $688.8M | 80,912 |
| 2023Q4 | $643.3M | 74,332 |
Credit Union Details
- Charter Number
- 68062
- Type
- State
- Field of Membership
- Other
- Peer Group
- Over $500M
- State
- California
- City
- Glendora
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for America's Christian.
| Office | City |
|---|---|
| America's Christian Credit Union (Main Office) | Glendora, CA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in California
More federally-insured credit unions based in California, ordered by peer group match and asset size.
Other-state peers near America's Christian
Similar total assets
Using this data
- America's Christian ranks #1,720 of 4,374 nationally on financial health and #99 of 243 in CA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- 1st Northern California is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with 1st Northern California
Frequently Asked Questions
Is America's Christian financially healthy?
America's Christian has a financial health score of 87/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #1,720 of 4,374 nationally on health and #99 of 243 in California. Its net worth ratio is 9.08% and its delinquency rate 1.60%.
How does America's Christian compare to other credit unions?
America's Christian scores 87/100, higher than 60% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is loan-to-share ratio (85.78% vs 83.90%). Its widest shortfall is net worth ratio (9.08% vs 11.18%).
How can I join America's Christian?
Membership eligibility for America's Christian depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact America's Christian directly for current membership requirements and application steps.
Is my money safe at America's Christian?
America's Christian is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. America's Christian's net worth ratio of 9.08% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.