Federal credit union · New Brunswick, New Jersey · NCUA charter #2394
New Brunswick Postal
Health score 87/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 87
- Health / 100
- $24.6M
- Total assets
- 3,165
- Members
- 9.1%
- Net-worth ratio
New Brunswick Postal scores 87/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $24.6M; members 3,165; net-worth ratio 9.10%; health rank #1,719 of 4,374; healthier than 60th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#1,719 of 4,374 health · 2025Q4New Brunswick Postal · health 87/100 · $24.6M · 2025Q4
Call Report peers
New Brunswick Postal in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
New Brunswick Postal vs every NCUA-scored credit union
New Brunswick Postal sits in the busiest band, 85-89, alongside 857 other credit unions.
87 Top 40% higher than 60% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for New Brunswick Postal
- Largest lag: Net Worth Ratio at 9.10% vs peer 14.86% (-5.76 pp).
New Brunswick Postal in New Jersey
- New Jersey health ordinal: #13 of 127.
- By total assets, New Brunswick Postal is #60 of 127 in New Jersey.
- Member book place in New Jersey: #49 of 127.
- One place up in New Jersey, Members 1st of Nj (#12) ties at 87/100; one place down, Bay Atlantic (#14) ties at 87/100.
Quarter path for New Brunswick Postal
New Brunswick Postal: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -0.5% from $24.6M (2025Q4) to $24.5M (2026Q1).
- Net-worth ratio shifted -0.08 pp (9.18% → 9.10%).
This credit union's 9.10% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 87/100 score is built
New Brunswick Postal gives up 13 points in total. Delinquency Rate costs the most, 6.9 of its 25; Member Growth scores full marks.
- Net Worth Ratio 27.8 pts
- Delinquency Rate 18.1 pts
- Return on Assets 14.2 pts
- Member Growth 15.0 pts
- Loan-to-Share Ratio 11.9 pts
Call Report ratios for New Brunswick Postal
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 9.10% | -5.76 pp |
| Delinquency Rate | 1.25% | +0.11 pp |
| Return on Assets | 0.44% | -0.26 pp |
| Member Growth | 43.86% | - |
| Loan-to-Share Ratio | 58.11% | -1.69 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
New Brunswick Postal filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $24.5M | - |
| 2025Q4 | $24.6M | 3,165 |
| 2024Q4 | $18.2M | 2,200 |
| 2023Q4 | $18.1M | 2,270 |
Credit Union Details
- Charter Number
- 2394
- Type
- Federal
- Field of Membership
- Multiple Common Bond
- Peer Group
- $10M–$50M
- State
- New Jersey
- City
- New Brunswick
- Data Quarter
- 2025Q4
Branch Locations (2)
The NCUA branch filing lists 2 physical offices for New Brunswick Postal, spread across 2 cities.
| Office | City |
|---|---|
| New Brunswick Postal FCU (Main Office) | Edison, NJ |
| New Brunswick Postal FCU Jersey City Branch | Jersey City, NJ |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in New Jersey
More federally-insured credit unions based in New Jersey, ordered by peer group match and asset size.
New Brunswick Postal nationwide neighbourhoods
Similar total assets
Using this data
- New Brunswick Postal ranks #1,719 of 4,374 nationally on financial health and #13 of 127 in NJ -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Jersey Central is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Jersey Central
Frequently Asked Questions
Is New Brunswick Postal financially healthy?
On its 2025Q4 NCUA 5300 filing, New Brunswick Postal scores 87/100 (Excellent), with a 9.10% net worth ratio and 1.25% of loans delinquent. It ranks #1,719 of 4,374 nationally on health and #13 of 127 in New Jersey.
How does New Brunswick Postal compare to other credit unions?
New Brunswick Postal scores 87/100, higher than 60% of the 4,374 scored credit unions. Its widest shortfall is net worth ratio (9.10% vs 14.86%).
How can I join New Brunswick Postal?
New Brunswick Postal serves multiple common-bond groups, membership usually requires belonging to one of several qualifying employers, associations, or organizations the credit union has chartered to serve. Contact New Brunswick Postal directly for the current list of qualifying groups.
Is my money safe at New Brunswick Postal?
New Brunswick Postal is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. New Brunswick Postal's net worth ratio of 9.10% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.